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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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tonytyk
post Apr 21 2015, 09:32 PM

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QUOTE(zenwell @ Apr 21 2015, 03:07 PM)
WHat's the min fund required? Is there a difference in normal FD and islamic FD? anyone can place an islamic FD right?
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Islamic FD needs to comply to syariah law? Any implications, e.g. beneficiary ?
tonytyk
post May 26 2015, 07:08 PM

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QUOTE(cybpsych @ May 26 2015, 06:59 AM)
HLB “Family Day Campaign - 12-month FD Step Up Rates Promotion
29 May 2015 - 26 June 2015, 9:15:00 hours (9.30 a.m.) to 16:30:00 hours (4.30 p.m.)

1st – 4th month @ 3.80% p.a.
5th – 8th month @ 4.00% p.a.
9th – 12th month @ 4.50% p.a.
Effective FD Rates @ 4.10%p.a.
min RM10k Fresh Fund

Priority Banking Premium FD: +0.5% p.a. rate, min RM100k Fresh Fund

The FD interest shall be credited into CASA on monthly basis.

More info: HLB | T&Cs

user posted image
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It's +0.0005 NOT +0.5%, for priority customer.
tonytyk
post May 26 2015, 07:08 PM

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QUOTE(cybpsych @ May 26 2015, 06:59 AM)
HLB “Family Day Campaign - 12-month FD Step Up Rates Promotion
29 May 2015 - 26 June 2015, 9:15:00 hours (9.30 a.m.) to 16:30:00 hours (4.30 p.m.)

1st – 4th month @ 3.80% p.a.
5th – 8th month @ 4.00% p.a.
9th – 12th month @ 4.50% p.a.
Effective FD Rates @ 4.10%p.a.
min RM10k Fresh Fund

Priority Banking Premium FD: +0.5% p.a. rate, min RM100k Fresh Fund

The FD interest shall be credited into CASA on monthly basis.

More info: HLB | T&Cs

user posted image
*
It's +0.0005 NOT +0.5%, for priority customer.
tonytyk
post Jun 4 2015, 08:17 PM

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QUOTE(bbgoat @ Jun 4 2015, 10:48 AM)
When I opened FD acct and a SA with Affin last year August, no card was issued. For online banking they gave me a slip with some numbers for online acct opening. Unlike some banks that you need ATM/debit card for online acct opening. You have to pay the 1st year fee then cancel it after setting up online acct to avoid yearly fees.  shakehead.gif So Affin wise, is good in that aspect !  rclxms.gif
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Affin FD PROMO 4.33% since last year? Is the best rate compare to other banks, right?
tonytyk
post Jun 5 2015, 01:34 PM

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QUOTE(bbgoat @ Jun 4 2015, 10:24 PM)
The 4.33% is recent promo. Depends on the tenure, check first page for the rate/tenure that suits you.  biggrin.gif
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First page shows OCBC 4.33% effective rate from what looks like a step up / roll over type of FD, but not really step up / roll over FD, ie you won't get the published interest rate, even if you keep the fund as per deposit period of 4 months, 8 months etc. NEED TO KEEP FUND FOR 15 months
tonytyk
post Jun 5 2015, 04:06 PM

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QUOTE(bbgoat @ Jun 5 2015, 01:48 PM)
You mean Affin Bank ?  hmm.gif
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Correct, typo. Mind was on Affin, finger on OCBC smile.gif

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