I think this is not accurate, as far as I understand, this 5% p.a. promo is valid for both new and existing Advance customers; however, is a one-time-off offer (we can only utilize it once).

I myself is a HSBC customer before I applied for Advance, and still, I'm entitled the chance to participate in this promotion.

no, i have been advance saving from last year..
i did get sms notification to promote their 5%..

Made a FD placement with Ambank's 36-month 4.50%...then baru realised the maturity date falls on Saturday.

Read from here that Ambank doesn't pay interest on non-working day???

If I remember correctly, depositors for this particular FD promo can't transfer the matured FD to SA...only the interest earned is possible.

So I'm bound to lose my interest la

I put 4.38% for 2 years for the following reason :

a) not using the money
b) no need for yearly "maintenance"
c) Feel the interest is quite good compare to tothers. The only one with so high interest is Ambank 4.5% for 3 years and MBSB 4.7% for 5 years
d) No stupid CASA which will lower your overall interest rate (effective interest rate)

I just placed another FD with OCBC KL Main under the Ringgitplus promo, but the leng chai leng lui there seems to have no clue about this and make me kinda blur too

credit to them for helping me to find out details from their bosses

good news - the free trolley bag from ringgit plus now not just limited to first 200 but EVERY customers 

the email text :

Checked KWSP acct. Saw the deposit finally appeared about 11 days after depositing cheque with PBB. 

SCB said they bought plastic resin for me at RM30,000 per tonne and asked me to call 0377189999 before 2.30pm today for delivery.  I am not going to call them, What joke is this?? We put FD and they want to deliver plastic resin??

Nowadays banks want to know source of our funds   

Last time another member mentioned he wanted to place a FD with OCBC but they told him to "balik kampung" and place the FD with their branch near to the address shown in his NRIC.

Yesterday I went and withdraw my money from UOB in cheque and cash forms. They also wanted to know why I taking out the money, For the cheque, I said to go deposit with other Bank's FD Promo. For the Cash, I said I going Genting  And they actually keyed into the system what I said 

I then when over to MBB to deposit the cash into my Savings Account with the teller (as I wanted the money ready for Q-Cash first thing in the morning today), and they made me fill in a Declaration Form  stating the Source Of The Fund As for the Bank Draft where I placed with MBB Promo, no question asked.

Nowadays, banks very fussy where Source of Our Funds come from, especially if you are new to them.

For BSA, the ATM/Debit Card should be free, quoted the following from Saadiq's Fees and Charges Schedule

Basic Savings Account-i & Saadiq JustOne Savings Account-i
Free Debit Card with unlimited ATM and over the counter access

You mean the maximum cash deposit allowed for placing FD is RM 30K in UOB..?

Last time I deposited cash RM 90K to HSBC for FD, HSBC asked me the source of
this cash, then I showed them the SCB cash withdrawal slip.
If a person pass away without a will, then don't make condolence advertisement in newspaper.
Banks won't know when a person is dead, so can just wait for the FD to become mature (provided the FD is joint name with either one to sign), then withdraw quietly.
The best way is to prepare a will, we will never know what will happen to us tomorrow...