Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
|
|
 Mar 3 2015, 10:59 AM
Return to original view | Post
#1
|
 
Senior Member
625 posts Joined: Oct 2005  
|
Guys I'm at cimb opening FD account 4.15% for 12mth. However the staff recommend me Islamic FD which is 4.2% or even better AManah saham gemilang which pays 6-7% at least.
Now my question is what's the difference between Islamic n conventional FD. And if ASG pays so well why ppl still keep FD? |
|
|
Mar 3 2015, 02:37 PM
Return to original view | Post
#2
|
|
Senior Member
625 posts Joined: Oct 2005
|
QUOTE(harmonics3 @ Mar 3 2015, 12:56 PM) For ASG you have to pay 5% sales charge and the return is like unit trust depending on market. It's advisable to hold at least 3 years to have a chance to recover the 5% sales charge incurred initially. Ya that's what i heard, FD got no additional charges.  QUOTE(lowya @ Mar 3 2015, 02:02 PM) for Bumi only? For bumi it's ASB in which they can get up to 10% dividen. No funky charges it seems. QUOTE(bbgoat @ Mar 3 2015, 02:29 PM) ASG is for all. I have some as well. Mind sharing which amanah saham u bought? I have a baby, they mentioned something about getting 9% if i set up under his name. I was in a hurry so i didn't ask much about this.  This is all new to me  |
|
Topic ClosedOptions
|
| Change to: |  0.0419sec
 0.65
 7 queries
 GZIP Disabled
Time is now: 1st December 2025 - 12:57 PM |
Quote