Feb 24 2015, 04:52 PM
QUOTE(giko @ Feb 24 2015, 03:36 PM)
EPF, EPF...
RM60k self contribution looks good if you use a cheque but it takes 7 working days to "clear"...
If cash payment is made over the counter, there's a RM5K daily limit but the "clearance" is the next working day; similarly for maybank2u.
I wonder if the RM5K cash daily limit can be sidestepped by paying RM5K cash OTC, RM5K through cimbclicks, another RM5K through maybank2u, another RM5K through citibank... on the same day...
Just use Maybank2u. The transaction limit is RM5K each but there is no daily limit. Just repeat the transaction 12 times and you will have yr RM60K self contribution done on the same day, no need to go personally to EPF, no need to issue cheque and no GIRO fees either RM60k self contribution looks good if you use a cheque but it takes 7 working days to "clear"...
If cash payment is made over the counter, there's a RM5K daily limit but the "clearance" is the next working day; similarly for maybank2u.
I wonder if the RM5K cash daily limit can be sidestepped by paying RM5K cash OTC, RM5K through cimbclicks, another RM5K through maybank2u, another RM5K through citibank... on the same day...
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