QUOTE(Pain4UrsinZ @ Apr 28 2015, 12:03 AM)
only for 3 months ?
you mean 5%pa for 3 month deposit?That is very good
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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 Apr 28 2015, 11:32 AM
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#1
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Junior Member
507 posts Joined: Mar 2011 From: Singapore  
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That is very good |
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Apr 28 2015, 03:06 PM
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#2
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Junior Member
507 posts Joined: Mar 2011 From: Singapore
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QUOTE(cybpsych @ Apr 28 2015, 02:04 PM) This promotion is open to new HSBC Advance customers who open an HSBC Advance account during the Promotion Period Thanks bro Source: http://www.hsbc.com.my/1/2/hsbcadvance/pre...trust-promotion  |
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Apr 29 2015, 04:47 PM
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#3
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Junior Member
507 posts Joined: Mar 2011 From: Singapore
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QUOTE(Bonescythe @ Apr 29 2015, 03:33 PM) Actually.. the first 3 mth they force u open an advance acc and giv u 5% for 3 mths FD.. after 3mths.. they got no more FD promo already right ? So go back to board rate ? what is an advance account?Unless u cancel the acc and run away.. if not.. staying as an advance customer will tie down 30k.. and tat 30k will not yield as much as other bank provide in the next 9 mths.. hence effective rate might be lower. correct me if i am wrong.. i dunno of any ongoing FD promo from hsbc beside the 5% for 3 mth tied up with advance acc |
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May 5 2015, 08:34 PM
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#4
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Junior Member
507 posts Joined: Mar 2011 From: Singapore
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QUOTE(Human Nature @ May 5 2015, 04:28 PM) Big musical chair day. Consolidated matured FD from BR, Ambank and CIMB to UOB 4.2% 12 months. Can I know what is partial upliftment?Found out that in UOB, it is possible to do partial upliftment (losing interest for the uplifted amount) even if the FD is in a single statement. You can withdraw portion of the money while still earning the interest? |
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May 14 2015, 05:30 PM
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#5
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Junior Member
507 posts Joined: Mar 2011 From: Singapore
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QUOTE(magika @ May 14 2015, 04:41 PM) OCBC changing RM quite frequently, now don't remember which RM assigned to me. Will they assign RM to you when you put in FD?BR function I never attend. Now don't think they will invite as mostly all my FD out already. mine in MBB, I just go counter and put 10k in. Nothing about specific RM serving me |
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May 29 2015, 10:13 AM
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#6
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Junior Member
507 posts Joined: Mar 2011 From: Singapore
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QUOTE(Bonescythe @ May 28 2015, 10:24 PM) Eying the huawei tablet... Can I know how to apply that?tomorrow go and chiong ahhh.... got the sms already from ringgit plus.. weet |
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May 29 2015, 02:28 PM
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#7
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Junior Member
507 posts Joined: Mar 2011 From: Singapore
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Dear Sifu,
Recently I just found out that for Semi flexi home loan, if we deposit money into the account, it helps to reduce the interest (semi flexi calculate the interest monthly if not mistaken) and hence we can clear our debt in shorter time. Now my question, 1. Would it better to keep our money in our semi flexi account rather than FD because the return is higher than fixed deposit? Example:- Loan = 175000k Interest = 4.45% Tenure = 30 years. If we put in 10k in the account, we can save/earn the interest of RM37.1 every month. My understanding could be wrong. Please advise. |
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