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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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cklimm
post May 17 2015, 05:51 PM

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QUOTE(Bonescythe @ May 17 2015, 04:31 PM)
HL Bank 10mths 4%

HL MACH 9 mths 4%, place it online..

Looks like u shud know which is better
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i miss the SCB 4.5% cry.gif
cklimm
post May 17 2015, 10:23 PM

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QUOTE(Plutoman @ May 17 2015, 10:01 PM)
The sales charge is 5% plus GST. But I was offered 2% rebate where they will give me back 2% after the purchase.
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which is the best fund to buy under ASG?
cklimm
post May 19 2015, 12:11 AM

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QUOTE(MilesAndMore @ May 18 2015, 11:11 PM)
You should have requested to open a Basic Savings Account. This way you do not have to pay any annual fee for the ATM card.
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i searched their site, they have basic savings with annual charge...
cklimm
post May 19 2015, 04:56 PM

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QUOTE(aeiou228 @ May 19 2015, 12:03 PM)
Received this sms just now. What promo is this ? Can't find it in this thread.
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Malaysian Islamic Banking has applied a new rule recently, making the Mudharabah accounts into real investment accounts, means that they are neither profit nor capital guaranteed under the new rules.

But, the banks *promise* to invest your fund with minimum risk, generating higher profit than principal accounts
cklimm
post May 23 2015, 08:54 PM

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Free Tupperware for HLB premium saving account

2.8%p.a, earmark 122days




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cklimm
post May 26 2015, 11:21 AM

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QUOTE(Ramjade @ May 26 2015, 10:57 AM)
Affin Bank FD 4.33% for 15 months. Minimum RM10k
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no T/C?
cklimm
post May 26 2015, 12:39 PM

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QUOTE(Ramjade @ May 26 2015, 11:31 AM)
Same stuff like last time. Open normal account. Cause I think they will deposit your internet interest and principle inside there  after 15 months
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duhh, too many accounts already.
cklimm
post May 30 2015, 09:32 AM

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QUOTE(Ramjade @ May 30 2015, 09:31 AM)
How large is large? Can RM100k qualify?
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100k is good enough to increase the rate by 0.05%, 0.1% p.a if lucky
cklimm
post May 30 2015, 11:34 AM

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QUOTE(Y.J.S @ May 30 2015, 10:50 AM)
Guys I wanna ask how does the HSBC 5% FD for 3 months work ?

If let's say I plan to open 3 accounts for family , each deposit only RM5k

A (papa) - RM5k
B (mama) - RM5k
A + B - RM5k

What will the returns be like in how long ?
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you can only do that promo once, better put 30k maximum in one shot
cklimm
post May 30 2015, 12:58 PM

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QUOTE(Y.J.S @ May 30 2015, 12:55 PM)
If like that :

A = Rm30k
B = RM30k
A + B = RM30k

three accounts = RM90k

How much profits can get in 3 months ?
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RM1125
cklimm
post May 31 2015, 04:59 PM

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QUOTE(wil-i-am @ May 31 2015, 04:41 PM)
Their VP Funds return namely ASN3 n ASG range from 2.07% to 3.20% pa @ 31/3/2015 n the returns is b4 deduct service charges
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considering the recent drops in bursa, its performing well actually
cklimm
post May 31 2015, 05:50 PM

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QUOTE(nexona88 @ May 31 2015, 05:05 PM)
really not keen to have tis Bundle ASNB fund with FD thingy..

FD should juz be pure FD.. don't mix with others investments products

juz my opinion  icon_rolleyes.gif
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but ASG is cousin of the famous ASB, which provides constant annual return of 6% and above for past 10 years, which is about as good as EPF
cklimm
post May 31 2015, 07:00 PM

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QUOTE(wil-i-am @ May 31 2015, 06:28 PM)
Incorrect as ASB is a fixed price -v- ASG a variable price fund
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yeah, you are right, i see the difference in price


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cklimm
post Jun 1 2015, 10:04 AM

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QUOTE(faradie @ Jun 1 2015, 09:48 AM)
Some Board members of Affin and 1MDB are same people. Not red herring (warning) sign to you?
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some board member of CIMB and 1MDB are from a same family some more brows.gif
cklimm
post Jun 1 2015, 11:58 PM

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QUOTE(ivzh @ Jun 1 2015, 11:39 PM)
Hi guys, let say I have a fresh fund for rm100k for FD for 1 year, what is my best option?
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i will place 30k into 3 months HSBC 5% FD, 20k for 6 mths RHB 7.8% asnb bundle, the rest into 1year CIMB 4.2% FD.
dont forget to apply for HSBC advance and CIMB prime, freebies awaiting.
cklimm
post Jun 3 2015, 11:26 AM

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Pleased to know that Maybank is giving 3.5% pa for 1 month FD, minimum 25k.
Source: Maybank MidValley
cklimm
post Jun 3 2015, 07:53 PM

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QUOTE(BoomChaCha @ Jun 3 2015, 07:40 PM)
I just withdrew my HSBC FD at 5% for 3 months tenure, and also closed Advance current account
at the same time this afternoon.

My 3 FDs with HSBC:
(1) A ----> RM 30K
(2) B ----->RM 30K
(3) A + B ----> RM 30K

My total net profit is RM 1144.17 for 3 FDs, after deduct RM 5.83 (GST included  sweat.gif ) for HSBC's
banker's check.

I asked the HSBC staff about your question, here is the answer:
To skip paying the RM 10 management monthly fee for HSBC Advance current account, we have to
place a minimum FD deposit of RM 30K.

If place FD less than RM 30K, HSBC Advance account will charge RM 10 for each month.

And be aware that we can only withdraw the FD one day after the FD maturity date;
and FD will only be effective after the check is cleared, so we will lose at least 3 days interest.

But for my case, I brought cash to HSBC  sweat.gif , so I only lost 1 day interest...
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For my case, i pledged my 30k FD for a HSBC advance credit card, hopefully will get another RM150 cash back by taking their BT promotion. thumbup.gif
cklimm
post Jun 3 2015, 07:58 PM

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CIMB promotion getting worse,
3.9%p.a for 3 months,
4.0% for 1 yr,
minimum 50k, do remember to apply for CIMB prime if you can fork out such amount brows.gif
cimb

This post has been edited by cklimm: Jun 3 2015, 07:59 PM


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cklimm
post Jun 3 2015, 08:32 PM

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QUOTE(BoomChaCha @ Jun 3 2015, 08:04 PM)
Oh..?  hmm.gif
How did you do it..?
Can explain step by step?  notworthy.gif
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well, i asked whether i can apply for credit card by pledging my FD,
she said OK, and told me about the promotion, below
HSBC
cklimm
post Jun 3 2015, 11:52 PM

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QUOTE(kit2 @ Jun 3 2015, 09:35 PM)
so you are going to cancel your credit card after 3 months? or your FD will be renewed using board rate...
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just leave it there lah, not waiting for that 30k to makan malam


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