Bbw, teach you some
Parklane :
Purchase : 280k, current market 410k for three years = 46% papar gain, i know you will say not yet sell, how you know the gain, transact price is higher than this, now the rental breakeven, how long i can hold?

This post has been edited by tnang: Jan 4 2015, 08:33 AM

i still dont understand why ccris rpt is important, whole life never bother, more important is you income, clean payment, when you want to borrow, bank will check for you, never see my ccris before.

[quote=jolokia,Jan 4 2015, 10:16 AM]
One of his credit card 2K limit niah, if I remember it correctly all 3 credit card combined credit limit less than 35K.

Previously he said wanna use credit card to pay DP then slowly pay off during constructions period of 3 years.

He keep on telling us he & gf combined got 200K FD, but when we push him to show, his figures getting smaller & smaller later less than 50K, lastly he shows 25K (somemore in few pieces FD slips then took him another fee weeks to show 1 with 20K but location of the bank unusually at different locations, so we suspect thats nit his one.

Bear2 words cannot be trusted one.

Actually nothing to brag if he have 25 millions or 25K FD, just that he like to dog eye on other & refused to believe anyone better of than him, his circle are very limited & sibeh holian of himself been having a commonwealth countries recognition cert & earn 4.5K salary.

Actually LCCI & Basic Marketing or Business Admin cert also Commonwealth countries recognition cert mah.. kekeke
Don't be so serious lah ! sometimes just a friend fire across enemy line niah..



How bbw qualify to dog eye ppl, majority here doing much better than him, earning 4k , behave like 40k . Even 200k fd, what can he do, just down payment for 700k properties, but 4k income, loan tak lepas.

This post has been edited by tnang: Jan 4 2015, 10:22 AM

9cm got lah, unless he prove it

Some i bought cash la my friend, since when i say flip, i bought for rental play, passive income.

This post has been edited by tnang: Jan 4 2015, 11:24 AM

Why need to sell, rental is enough to cover installment.

bearbear, never learn, end up beh tahan, buy a super inflated property for own stay at sungai long.

As i say. At the end, he beh tahan, buy one super inflat property at sungai long.

That alway happen, at the end, when price not drop as expected, beh tahan, die die loh, buy..
And based on malaysia history since merdeka till today, never happen, chance are stagnant for a while.

When i settle my last payment at akisama, saw a buyer booked a unit at 490k, current subsale low price is due to low price for phase 1 initial buyers. Once this sold, price will go up, do remember. Phase 2 and 3 launch price abt 350k, no way they will sell below 400k, furthermore location is good. Bearbear wait longer, 500k for him is not dream.

This post has been edited by tnang: Jan 4 2015, 04:33 PM

Developers balance stock is min, they will keep good for their name, rather than throw to public, worst cases is sold a bit cheaper to staff or close friend or boss take up first and sold to public later, not to public, they need to care their future launch.

They may increase the price before their boss absorb it. Marketing strategy.

This post has been edited by tnang: Jan 4 2015, 04:38 PM

You know developer very concern of recurring business, look at spsetia , how they take care their existing customer. To big developer, they very care their brand loh, this is not bearbear property development sdn bhd, che kai brand.

On behalf of bbw, how to show, not subject to tax.

Roadside sell aircream kah, no ea?

Bearbear, for for info only, first batch of buyer bought at 180k, those are existing owner stay there or rent there, 2nd batch around 220k for developer friend, relative, to create sale volume, after that only public. That is marketing. For sure if you know this you wont buy at 280k because bo bian lah. But i not, i estimate demand and price there, even this is not a good one for me, but still doable, understand. This just another small investment for me, since you like parklane so much, i join fun with you.

This post has been edited by tnang: Jan 4 2015, 05:03 PM

If bearbear understand this, he will buy 3 years ago when gf request, now gf also run away liao.

First Property for bbw

First property is always the hardest, especially for a white collar executive with less than 5 years of working experience. It’s the single largest item that one would be buying in their lives. Lots of doubts, questions and worry running in every time think about my first property. What if, that first property turned out to be the wrong one?! He do have some savings. Yet not enough and simply not fast enough in terms of savings for the property that Feel comfortable with. With my ‘just enough’ salary, He still have to maintain my normal lifestyle, give some to my family and save a little for that elusive first property.

1) Try first,

He did not want the low cost apartment but for the medium cost apartment, one’s salary must not exceed RM3,500. Somehow, He overqualified and yet when He look at the condo prices,he knew that He may join those who got rejected in their loan applications. the state government is pushing for more affordable homes costing less than RM500,000 in 2015. hope He got one by then.


2) Acceptance of location

Where should we live? He want to live near to town. He want to live near my friends. He want to live near my workplace. He want a good location which is not far from everything that He want. Ok, perhaps that’s a bit too much. Yet, everyone would have an ideal location in their mind. Actually you can choose any location if you are rich enough. However, I think everyone should be willing to consider their second choice if they can still reach the places they want, just slightly further away.



3) Managing expectations

At our current age, there’s little reason to overburden ourselves. The reason is because the road to retirement is still many years away. If we simple can’t qualify, then don’t try. Just look at the high rejections for loan applications and you understand what he mean. Truth is, a 650sf apartment may be even more suitable for me than a 1,000sf one. Current low cost apartments include those of 650sf costing around RM100,000 and also those which are 850sf for RM250,000. If He can renovate it with some inspiration, He think it would be a home sweet home, for five years or until Can upgrade.

Last but not least, do not keep looking at just the new ones. Why not buy one which you can almost stay immediately? have been to many secondary properties and the truth is, it’s not all bad. In fact, some can be considered very well maintained. Just do your research well, view a few more units. Use a little imagination and make that your home sweet home. He think He should be able to get one soon. Wish bearbear good luck 2005

This post has been edited by tnang: Jan 4 2015, 05:36 PM

Bearbear buy buy buy, good price, good location, freehold with less than 300psf, why wait. Find out more , share with us, if good , i will consider also, of course, i already have some other target.


But hard to believe this price, may be rumawip with condition or agent fishing or...but be more careful when this type of kap la over the road, if true then good buy. Find out more , bbw.

This post has been edited by tnang: Jan 4 2015, 05:57 PM

This time siow liao, few of my along kesas highway, hahaha. But rent out already. But prof hoo ke ping, has many property along kesas , how ah.

Prof Dr Hoo Ke Ping yakin BN mampu merampas kembali 3 negeri dikuasai #PR iaitu Kedah, Selangor & Pulau Pinang bit.ly/16P3IyT #GE13 tak jadi pun...penang and selangor kalah lagi teruk.


This post has been edited by tnang: Jan 4 2015, 06:26 PM

Item no 5 fail in buy property

Unknown to them those who claim property crash coming, price will sure drop soon, this theory that theory, this prediction that prediction, specialist, guru, expert, property author, tell me which of them didn't own a few property them self ? you actually think the entire property market can crashed down based on a few bullshit expert ? Oh come on !

This post has been edited by tnang: Jan 4 2015, 06:39 PM