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 V17 Property Bubble (Is there a bubble at all ?), Property Inflated or Inflation ?

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AppreciativeMan
post Jan 4 2015, 04:20 PM

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QUOTE(Tigerr @ Jan 4 2015, 04:13 PM)
Looks like this ice cream boy is a very materialistic. Guess his money all stuck with fancy watches, wallets, belts, shoes, socks, fine dining, etc. Leaving him no money to buy house
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rclxms.gif rclxms.gif

Very materialistic and unrealistic person...... tongue.gif tongue.gif

AppreciativeMan
post Jan 4 2015, 04:32 PM

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QUOTE(Jliew168 @ Jan 4 2015, 04:20 PM)
Really ah doh.gif , car repoman samseng can more than 7-10k per month  laugh.gif
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Selling pre paid cards and phone accessories also can earn 5 figure lor....... Stay in Aircon place whole some more....... whistling.gif whistling.gif

Problems with bbw...... May be he got some education (thou I feel it's like not at all..... tongue.gif ) so he die die will only look for those 'work' that requires those qualification....... See the way how he looks down on others already reflect what kind of "personalities" he hav lor....... tongue.gif tongue.gif

It's good anyway........ We need trash like him than there is more opportunities for others...... If not will be too competitive already....... whistling.gif whistling.gif
AppreciativeMan
post Jan 4 2015, 04:36 PM

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QUOTE(bearbearwong @ Jan 4 2015, 04:23 PM)
why we need to support such an inflated price... I can afford to wait.. waiting subsales price to soar higher or around new launch, easier to make decision

GT 208 is catching up... going 630k according to you, 70k more will hit 700k, touch green residence new mass unsold units and high end  thumbup.gif
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Confirm no gf lor........ So obvious...... whistling.gif whistling.gif
AppreciativeMan
post Jan 4 2015, 04:42 PM

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QUOTE(Tigerr @ Jan 4 2015, 04:37 PM)
Got female friends only lar.

Did he  say is his gf?
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He likes to imagine himself to be rich...... Likes to imagine himself having a lawyer gf....... Likes to imagine taking over PAMA wealth and asset....... Likes to imagine the world rotate according to his desire...... whistling.gif whistling.gif

That's why show fake doc to lie ppl how much he hav when he is actually earning only 2k+......... That's why keeping talking getting married even when there is no gf......... and etc and etc........ tongue.gif tongue.gif
AppreciativeMan
post Jan 4 2015, 04:47 PM

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QUOTE(JasonW13 @ Jan 4 2015, 04:44 PM)
Thought someone mentioned he got a dugong car? I think his salary is ok one. Maybe just need financial management course.
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How much is ok?? A person no need to pay tax how much his income can be?? brows.gif brows.gif

Car confirm PAMA pays one la........ One useless son....... doh.gif doh.gif

This post has been edited by AppreciativeMan: Jan 4 2015, 04:49 PM
AppreciativeMan
post Jan 4 2015, 04:50 PM

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QUOTE(Jliew168 @ Jan 4 2015, 04:48 PM)
Now I doubt he got dugong , he laugh kau kradun 2012 declaring for 2011 income ! Wonder he actually got pay tax anot !! No pay tax still dare to ah chi ah chor  brows.gif
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Confirm 2k-3k max income..... sweat.gif sweat.gif
AppreciativeMan
post Jan 4 2015, 04:53 PM

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QUOTE(bearbearwong @ Jan 4 2015, 04:47 PM)
dugong need loan one...

my ccris bersih wor...
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Not your ccris.......
AppreciativeMan
post Jan 4 2015, 04:55 PM

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QUOTE(JasonW13 @ Jan 4 2015, 04:52 PM)
Even if the actual income is RM 2k-RM 3k which is not taxable, with his side incomes in legal or illegal way, he can still live comfortably because he can spend cash of those side incomes. That's why he can't buy car or house because his reported incomes does not able to ask for a loan.  sad.gif
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I don't believe what he said before..... From day 1 he already start lying already...... whistling.gif whistling.gif
AppreciativeMan
post Jan 4 2015, 05:00 PM

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QUOTE(bearbearwong @ Jan 4 2015, 04:57 PM)
lol I dunno ccris so easy get one...

well you can test the ccris one... 3 cards, which one you wanna to use? just stipulate the amount, I pump petrol for that card only.. do it for few cycles then mai more reliable lor  thumbup.gif  leng mou?
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No need....... After all u are still a liar..... whistling.gif whistling.gif


AppreciativeMan
post Jan 5 2015, 09:36 AM

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QUOTE(bearbearwong @ Jan 4 2015, 11:32 PM)
lol, looks like ur guys are right, without EA form and enought deposit... looks like not qualify to buy ... gotta wait later then ...

after GST move would be an interesting one
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laugh.gif laugh.gif

Now then u learn that tax declaration is more important than your useless clean ccris report??...... laugh.gif laugh.gif

Please go back to your kiddy first la....... laugh.gif laugh.gif
AppreciativeMan
post Jan 5 2015, 11:56 AM

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QUOTE(ManutdGiggs @ Jan 5 2015, 10:55 AM)
Wait let me ask BS Sthg.

How much tax by % in Malai??? Which bracket r u in BS???

Pls dun underpay.

Btw BS did u declare rental income???
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QUOTE(jolokia @ Jan 5 2015, 11:08 AM)
Ah Bear you need this

1.) EA Form
2.) Bank Account Statement
3.) EPF Statement
4.) Salary Slips.

No need CCRIS as Bank can always obtain it from Bank Negara.

SifuahBear how much loan you apply ? How come 45K FD & 4.5K nett income + 2K misc income not qualified ?  hmm.gif

When do you intend to buy ?

BTW how come you don't have EA form ? Use 2013 one can already mah ! No need latest one as your 3 months salary slips already proven your current income.

Now cannot simply boost to buy beyond your ability one..  whistling.gif
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He earn less than 3k la....... No need to open file....... whistling.gif whistling.gif

He most probably jus a trainee, not a repo man....... tongue.gif tongue.gif

Don't get me wrong...... I don't disregard low income ppl..... But I admitted...... I disregard bbw..... For his attitude....... tongue.gif tongue.gif

http://savemoney.my/personal-income-tax-malaysia-2014

How Much Do I Have To Earn Before Paying Income Tax?

For most residents of Malaysia, the key figure to take note of is about "RM36,704 per year (about RM3,060 per month)" which is inclusive of all benefits, allowances, bonuses, overtime and commissions. If you're earning anywhere below that figure, then there's no need for you to open up a file for tax to be deducted from your income (while the con is that you're not earning as much as you'd like, the pro is that there's less hassle from a tax perspective!).

This post has been edited by AppreciativeMan: Jan 5 2015, 12:01 PM
AppreciativeMan
post Jan 5 2015, 08:21 PM

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QUOTE(Jliew168 @ Jan 5 2015, 06:05 PM)
U asking many times end up never buy.. Don't troll
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QUOTE(kradun @ Jan 5 2015, 06:20 PM)
very soon will see bear2 reveal his real nature..
x+200k how to buy? back to square 1.. lol..
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QUOTE(BuyAmaya @ Jan 5 2015, 08:10 PM)
Just when i thought u gonna change..

Why u wanna compare dublin with kl? And did you read the article or not? Average drop was 1.3%. U know bukit beruntong drop how much?

Now i know why u quiet, trying to dig up bad news in the internet and post it here to make urself feel good.
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QUOTE(Showtime747 @ Jan 5 2015, 08:11 PM)
Bearbear you so desperate meh ?

Simple google "property price falling" and post the result without even reading ?  rclxms.gif

You put Ireland property market which just "start to fall". Why not put Greece property market which "already crash" ?  tongue.gif
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It is definitely safe to say that a leopard will never change its spots..... tongue.gif tongue.gif

The slight difference will only be he won't dare to boast his income, purchasing power and etc...... Trolling on others matter will still be going on...... laugh.gif laugh.gif
AppreciativeMan
post Jan 6 2015, 01:36 PM

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QUOTE(JasonW13 @ Jan 6 2015, 11:58 AM)
PA is really cunning. Always mark up the bank valuation price by min 10% to con water fish. Ayam so angry.
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Seriously I don't understand why ppl always likes to blame the PA....... Most purchaser would bargain from the initial offered price....... So it is normal for house owner or PA offered slightly higher to their targeted selling price......

As purchaser..... It is very simple..... Kno your own willing purchase price..... If it doesn't met your buying price offered your willing buying price...... If it met your willing buying price then great lor........ Why bother so much whether who or who mark up or what kind of trick they do??...... doh.gif doh.gif
AppreciativeMan
post Jan 6 2015, 01:37 PM

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QUOTE(ManutdGiggs @ Jan 6 2015, 01:21 PM)
Digging out more FD certs fr somewhere.  yawn.gif
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Registering new acct..... tongue.gif tongue.gif
AppreciativeMan
post Jan 6 2015, 01:47 PM

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QUOTE(leonhart88 @ Jan 6 2015, 01:40 PM)
if oil price can be down, why house cannot? oil is also scarcity things.
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As far as I understand from most forummer..... Nobody says house price will not come down....... whistling.gif whistling.gif

Most jus feel tat malai prop haven't reach a level tat need major correction..... Unless some unforeseen economic crisis hit malai unexpectedly...... If there is not...... Currently it is still sustainable...... whistling.gif whistling.gif
AppreciativeMan
post Jan 6 2015, 03:02 PM

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QUOTE(icemanfx @ Jan 6 2015, 02:34 PM)
In most established and bigger cities like London and NYC, never goes out of available land for development as land could be redeveloped. In kl, there are vast tact of land available for redevelopment e.g gomen bungalows behind jalan Imbi, pekeliling flats, Loke Yew flats, sg besi airport, Pudu jail, etc. Even older high rise like equatorial could be rebuilt.

Running out of land is a re agents gimmick for syok sendiri uuu herd to pay excessive price.
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Is there en-bloc law for redevelopment in Malai??...... doh.gif doh.gif
AppreciativeMan
post Jan 6 2015, 03:05 PM

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QUOTE(leonhart88 @ Jan 6 2015, 01:54 PM)
oh wai still many houses in perak liao.  rclxm9.gif
dunno why house in sabah and sarawak more expensive than KL although they have bigger land. why?
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u shld ask developer why they not developing there...... tongue.gif tongue.gif
AppreciativeMan
post Jan 6 2015, 03:06 PM

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QUOTE(leonhart88 @ Jan 6 2015, 02:20 PM)
if you are stock trader, you will love ipoh. cost of living there is very cheap and cozy place. rm300/mth is sufficient. it is like rm2k in KL equivalent with rm300 in ipoh  rclxm9.gif
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u mean all stock trader will love to stay in ipoh???..... blink.gif blink.gif blink.gif
AppreciativeMan
post Jan 6 2015, 03:08 PM

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QUOTE(leonhart88 @ Jan 6 2015, 02:43 PM)
my gf is a dcotor and she does not want to have a big house. too busy liao to do house chores
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Do u find your 10 fingers all hav the same length???..... tongue.gif tongue.gif tongue.gif
AppreciativeMan
post Jan 6 2015, 03:14 PM

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QUOTE(leonhart88 @ Jan 6 2015, 02:18 PM)
it depends bro. sometimes prop in KL area go auction also nobody wants. 10km from KLCC considered KL or not? Desa setapak nobody wants
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Taman Desa also ard 10km to KLCC...... why not u compare and ask why the difference so great???..... whistling.gif whistling.gif

Whereas Desa Parkcity is double the distant...... why not compare and ask the differece so great too??..... whistling.gif whistling.gif

Distant to KLCC shld fully determine the price of prop??..... Wake up la...... doh.gif doh.gif

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