Need some help here.

I am planning to buy iphone 6+ 128GB (Grey) [if no stock then iphone 6]. But I wish to purchase it with the 0% interest monthly installment plan with Maybank credit card, as currently I have many necessary purchase to be done simultaneously due to my new job requirement. So an installment plan will give me less strain on my cash flow.

It is also unfortunate that I have to get it done before 1st week of January 2015 as I am flying around that time.

Can anyone of you suggest to me which shop offer this kind of purchase option?

I do not want telco plan contract as my usage nature put me at a disadvantage if bond by the contract. I barely talk or sms.

I am from Klang Valley region.

Better don't buy. Save up and wait for 6S. 6 too many issues.

Like what issues? Kindly enlighten us coz im also planning to get one.

Apart from BendGate, also network related issue which they will fix in next iOS update. Knowing Apple, they will introduce more bugs.

I've been buying iPhones for years. Started with original 2G back in 2008 bought from US. History dictates never buy 1st generation of new design / model.

Example:

iPhone 4 - AntennaGate fixed in 4S
iPhone 5 - ScuffGate fixed in 5S
iPhone 6 - BendGate will fix in 6S

Just wait. It won't kill ya.

If need to buy, stick to 5S but don't update to iOS 8.1.2! Avoid it! I updated my 5S and now WiFi is still broken.

Since everywhere also no stock(except 16GB) especially klang valley, your best option is apple store if you need it before 2015. If you have another credit card besides the maybank one, just buy it using that credit card then transfer the balance to maybank as they are currently having 0%-interest balance transfer for 12 months.

don't buy, best if you refinance and plan your budget properly.

don't buy.. settle ur current hutang first. paying monthly will sooner or later put a strain on ur limited budget. anyway 3.4k for a phablet is crazy for someone with no money. dont fall into the installment curse.

Senq

Dun jump into conclusion too early.

1) My gadget once use is use up to 4 to 7 years didn't change. It make more value for me to get the highest spec so it can last till that long and does not get phase out.
2) It is not that I can't afford it, at other month I would have been able to purchase at once. But prior to these I already purchase some machinery for myself, and then immediately after that the company suddenly announce new task, that requires me to obtain some new gadgets at once too. It is all in allowance, but account closing now money can only come in next month, or maybe even Feb. However task must carry on, so I got to pay myself first and claim later. So now all dump into my cash flow, kind of unexpected.

And of course if there is no such shop around (which i do not think so because I came across before in my memory), the next back up plan will be like what you said, get a cheaper phone, and then next year i get my iphone again and this cheaper phone keep as back up.

Little little thing ask ppl aware of bankrupt you too caring la bro.

FAMA Loan

FAMA Loan

But Apple tradition isn't one year one iphone release only?
So iphone 6s is expected next year Oct?
Can't wait that long, my Nokia 6020 is dying on me already.


This post has been edited by scoutfai: Dec 23 2014, 12:44 PM

i dun need refinance is my company need to do their planning properly next time.
Need a phone anyway as current one already dying. Once in a while will beep non-stop.

No debt with me. No CC debt also.
0% interest installment should not be any issue isn't? Still do not pay more in the end. Probably by Feb i already dump in a lump sum to settle it.

This post has been edited by scoutfai: Dec 23 2014, 12:54 PM

Parents is using my supplementary card which is another reason I do not want to push my credit limit too far later they can't swipe.
Parents depend on me, not the other way round, I am not 18yrs old dude.

Finally the most relevant reply I am waiting for.
Thanks for the reply. Now I recall, that shop that I came across is SenQ indeed.
I will visit them ASAP see how thing turns out.
Thank you.

you can buy from epal store with you cc , then call your bank , diapa akan arrange installment plan kasi you

iphone 6+ 128GB (Grey) BUT seriously are u going to buy 6+ 128gb. i heard lots of problem happens to 6+ 128gb.
1. 1gb ram not suit 6+ (too big screen) (remember ipad browser keep refresh)
1.1 best if u can wait until they come out 2gb then buy or buy the 6 instead
2. 128GB has problem on 6+ (find the article on macrumors)
2.2 but still i would not consider because 1gb ram only

nevertheless is your money, u can do whatever you want with your $

Iphone 6 also can accept, I am thinking 6+ 128GB because of the camera only as iphone 6 does not has stabilization but 6+ does.

May I ask iphone 6 128GB got suffer from the problem you highlighted?

the problem can be found on macrumors. (look it up yourself)