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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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propertyowner
post Jun 15 2020, 01:03 PM

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QUOTE(WahBiang @ Jun 15 2020, 01:00 PM)
Yeah, if is bank, i also wanted to apply liaoo.. AIA loan fixed rate remained at 4.5%?
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Yeah I also wanted to apply liao..
propertyowner
post Dec 29 2020, 12:26 AM

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QUOTE(lifebalance @ Dec 28 2020, 11:00 AM)
3rd property only 70%
If spa >600k, 3rd property entitled for 90% loan right?
propertyowner
post Dec 29 2020, 09:24 AM

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QUOTE(ngph988 @ Dec 29 2020, 09:05 AM)
1. All banks offering semi flexi, full flexi and Islamic loans. Only T&C may defer.
2. starts from 2.9%
3. bundle with credit card, personal loan, MRTA and etc. Usually bundle with MRTA you will entitle the promotional rate, the rest are just supplementary.
as per BNM, 3rd residential property and above will only entitle for max 70% loan margin.
DSR breached, I assume the Joint housing loan only has 2 borrowers. Any additional income to support such as rental income or bonus? Or preferably joint name?
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Previously, buyers who wished to purchase a third property valued at RM600,000 and above had to contend with a maximum 70% margin of financing limit on the housing loan.

Such restrictions have now been removed for the duration of the HOC program.

 

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