they have normal 100mb broadband need to top up another 20sgd
peak season is during HP quarter end
so its gets stress during the whole mont..

emails thru smartsphone isnce we use gmail ...
colleagues and customers use whatsapp damn convenietnt during toilet breaks to communicate
yeah .... agree wif u so muchy ..

Through me. Hahaha..

Use citibank global transfer.. no bank charges or fees, just based purely on visa exchange rate and it's associated fees.

Requires you to have citibank account set up in both countries. Thankfully, I have both coz last time I studied in aus got open citibank account there.

Actually on a recent business trip to the red dot, I am quite astounded that I met alot of Malaysians who cannot speak a proper sentence in english and/or malay or understand english or malay without asking for clarification in mandarin and yet claimed that they graduated from local university in malaysia. Is the standards these days really that bad? No wonder Singaporeans look down on Malaysians.

hi, can i open account without having my employment pass? my appointment with mom is on 11 august but i already got my salary by cheque from my employer.. i need to deposit the cheque before that. help please. thanks.

Hey guys, just want ask a noob question.
I want to buy Sg dollar.

So i went to sg money changer.
It shows MYR, buy = 35.8, sell = nostock.
Another shop shows buy 35.5, sell = nostock.

Which shop i should go? The 35.8?

Wrong lah. He said he went to a SG money changer and wanted to buy SGD (and sell MYR). So the shop buy MYR rate is what he should take.

My company is merging all their malaysian staff(traders and quants) with their sg branch. Yeap they are moving us out due to the uncertainty in MY and some politically wrong trades we made. I never thought I will end up in sg so soon. Target buy 15th of November this year.

I am paid mainly in trading profit commission so I hope my performance won't for whatever reason drop in sg. hahaha.

Now already 2.87-88 lo.

1. Google it
2. Plenty of vegetarian food everywhere in sg. Almost every food court has at least 1 shop. I am a vegetarian too.

Try use this website to check: https://www.nestia.com/map_view

Put in your location and then select the mode of transport and also the travel time.

In Rome do what the Romans do. Owning a condo in SG is already a luxury just like owning a landed property in Klang area, let alone a "decent size condo". Like I said before, you dictate how you want to live your life, you control and manage your expenses.

I started off with $2k salary when I first came to SG and I manage to save slightly less than half my pay per month. Years later I bought my house, my car, got married. I have seen a few of my foreigner friends got carried away with luxury goods... iPhone 6 only cost half their monthly salary, a Prada bag only 1 month salary... We used to think these luxury stuff are beyond our reach.

A lot of my friends when they came to Singapore they complain about pigeon-sized houses, forced to take public transport (which they consider a disgrace when they drove Civics/Camry in MY). My property is not built on Sentosa Island, and my car is not a Coupe or convertible, and I still have my meals at kopitiams and markets. But I am confident to say I live a comfortable life. 

For those who are on the fence,
- a bus driver earns $2-3k per month, but you work long hours and pretty much zero career growth
- a dish washer earns $3k per month, but You work 12-hours a day, 72-hours a week and $3k includes OT and allowance
- a taxi driver earns $3-7k per month, the less you sleep the more you earn

I made the decision to come to Singapore years back, when I was drawing RM4k salary and accepted S$2k job offer. It was tough but I have no regrets when I look back. Why not think from a different perspective: your first job is the stepping stone to explore a new world, bear with it for a year or two and decide if you want to get a PR, if you still find MY is better then pack and go. PR offers you a whole lot more opportunities.

Good luck and wish you all the best in securing your job in SG. Unfortunately employment of foreigners are so much tougher these days... I interviewed a few Malaysians for an opening in my company and MOM rejected all of them.

Likely depends on your passport expiry, most of the time if your passport is valid for more than 2 years MOM will grant you 24 months EP.
If you really like working in SG I suggest you try applying for PR after 12 months, because I have seen enough cases where MOM chose not to renew EP when it expires. My HR department has to apply as work permit (renew annually) and there goes any chance of applying for PR.

Enjoy and have fun working in SG!

Hi Darren,

1. Most employers will put 24-months when they apply for your EP. However if your passport is valid for less than 2 years MOM will only issue up to 12-months EP. So it is at your advantage if your passport is pretty new. Your EP is issued by MOM to you as a permit to work with your employer, if you got fired or resign your employer is required to report this to MOM and terminate your EP. You get 30-days STVP (short-term visit pass) for you to remain in SG after that you will have to leave the country. Not an issue for us Malaysians as we can always take a bus to JB and return; you get 30-days stay in SG again. It happened to a few of my Philipino colleagues, where they hold EP and MOM decided not to renew them. My HR was forced to apply WP for them in order to keep them in our company. EP and WP are the same, SG government issue them as permits for us to work in their country. If they deem you no longer required in SG they can choose not to renew yours, they normally are firm in their decision no matter what reason HR writes in for appeal. In short, treasure your days in SG if you get your pass, its always a gamble when it comes to renewals.

2. Yes, but as Malaysians we are flexible we can move back to MY and come here again only for interviews. Need not stay here; loss of income and still pay your expenses in SGD is not recommended.

3. I am a SG PR, applied and got my PR 1 year after I came here (was holding an EP that time). EP = Employment Pass, its either valid for 1 year or 2 years and it has to be renewed. PR is valid for life, but you need to renew your re-entry permit every 5 years. With EP you can try your luck to apply for PR but not for WP. If you got a WP don't give up, when one day your salary is high enough your employer can help you to apply for EP and then you can try getting PR yourself.
So to my fellow Malaysians, try to apply for PR after 1 year if you really like working here. If not you may want to pray harder when it comes to your pass renewal.
Being a PR allows you flexibility to seek better job opportunities but it comes with its price too... like your next generation is mandatory to serve NS etc. Do think carefully.

1. Can go watch movies, tryout all the cafes & restaurants, go do sports, visit places like pulau ubin or take a short trip to Batam 
2. Most of the drinking place sure have happy hours. Sg lots of drinking places. If want cheap and decent, just drink at hawker center.
I have a few regular hangouts, can try if you interested; Acid Bar / Jibiru / Brotzeit / Muddy Muphy @ Somerset + Mulligans / Wine Connection / Paulaner Brauhaus @ Clarke Quay + Queens @ Vivocity + BLooiE's / Harry's / Spruce Fire Station @ Bukit Timah 

You'll have an option to go 5/9 or 16/20, I chose the later, as I felt the employers contribution is higher thus better and can better adjust my salary and increment the following years

jus soli (citizenship as long as u are born there)

Can you please explain what is minus 36%... or is it 37%? Not sure what you guys talking?  What do you mean by 5/9 or 16/20?

Thanks.

5/9 = Employer contribute 5% you contribute 9% to CPF
16/20 (now 17/20) is employer contribute 16% you contribute 20%

Once you get PR you take 3 years to ramp up to full contribution 4/5  -->  5/9  -->  17/20. However if you and your employer agree, you can request to make full contribution 17/20 immediately after getting PR
If you are not PR, assuming your Salary is 3k SGD, you will take back 3k SGD in full, If you are PR with full contribution, you will take back 2400 SGD, 600 SGD goes to CPF, and employer will contribute additional 510 SGD to your CPF. So you will get 1110 SGD in your CPF monthly. Furthermore, the 600 SGD is tax deductible