Hi, I have a question. I have 2 months outstanding loan from easy rhb. Does rhb has the right to suspend my rhb saving account because of that? Fyi, my payroll is bank in into my rhb account. Now I cannot do any transactions, and when I called them it will take 3 days to activate after they deduct the outstanding loan. Appreaciate if anyone knows about this.thanks

Read up your loan agreement.

Its in ur loan agreement. If im not mataken fir unsecured lending like personal loan and credit card they will do that. Not only rhb, all the banks will do that..

I called them everyday now its day 3 but still not release my account. Now they said latest by friday. Its really frustrating. The person in charge also very rude. I think this is personal attack to me since i did not pickup their calls before. To where and who can i report this?

Padan muka. Got money don't want to pay

Release your account can be instant if they want to..no need few days

If i have a money, of course ill pay wtf

As for my case, MBB automatically SI my home loan to my saving account without asking my consent.

Is that even possible or legal?

rhb tag ur saving acc coz they know its ur salary acc.. u just call them and pay the overdue if u got the money to release ur saving or u wait them to deduct from ur saving once u got ur salary..

I called them everyday, and already aggree if they wabt to deduct from my saving account. But they just delay everything. When they want to chase payment at night also call

once paid those outstanding, keep calling them until they "released" yr account

who is the person name who incharge of holding ur acc?

Siti anasiha. My account still on hold until today

ohh... i know her, the new system for the personal loan is kinda slow to deduct from ur saving unlike the old one. might take some time

How much longer should i wait TT
Now still receive sms regarding late payment wtf

First time I saw someone default on his loan but still can talk so loud, demand this demand that. LOL


Bank responded late by 2 days, he complain...


... But he can pay late by 2 months.

[quote=Eyda319,Dec 4 2014, 10:40 PM]
How much longer should i wait TT
Now still receive sms regarding late payment wtf

[/quote


she is holding ur saving acc bcoz she cant reach ur phone before. idk maybe next week? did ur saving hav any amount ? more then 1 installment?

Yes, there is a standard clause called Right of Set off

Hence, I never keep my FD and investment accounts where I have many loans and CC.

To add, right of Set off means that the bank is entitled to deduct monies from other account maintain by the customer to recover (set off) and loans owed by the said customers.

It is a standard clause for all CC, loans, Housing Loans, P Loans, etc.

Cannot run

This post has been edited by cfa28: Dec 5 2014, 08:20 AM

f*** you la. Dont know my problem shut up la. Want to condemn me for what? Sohai

[quote=PulseAngel,Dec 5 2014, 12:12 AM]
[quote=Eyda319,Dec 4 2014, 10:40 PM]
How much longer should i wait TT
Now still receive sms regarding late payment wtf

[/quote
she is holding ur saving acc bcoz she cant reach ur phone before. idk maybe next week? did ur saving hav any amount ? more then 1 installment?

[/quote]

Yes have.