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 investment?, a thing tat better than investment

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TSkevinchlee
post Sep 19 2006, 03:49 PM, updated 20y ago

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a Saving Plan organise by Bank Negara n Allianz company

arlo every1...im here to share some info wit u guys...
im not so turst on investment bcoz investment is usually sometimes depen on luck...
if u invest some money on it u need to care it much coz it sometimes will face suffer a loss n sometimes it will earn...
how if u loss money on ur invest? so i din invest anything b4...

and now my boss is doing a Saving Plan which is organizes by Allianz company and Bank negara malaysia.

Let say u save RM50k in this Saving Plan, after 10 years u can get back around RM100k++.

If after 10years u don wan take the money out, u can left, n if more 10 years, tat means 20 years u can get back around RM200K

If u save on this plan u also will get a free life. the value of Life is depen on how much u save...

Let say if economy getting worse after 10years, u no need sked about pay more on the saving plan, bcoz at the beginning of saving, we will ask u to sign a policy state tat even economy have any change in tis 10years, v also won charge u more or less, tat means u save RM50k then jus pay RM50K even economy getting worse...is slidely difference with other company saving plan.

and the interest on this saving plan is currently higher then FD,bank saving plan, insurance saving plan and many more...
even some insurance n bank employer(v cant state which company izit) also saving thier money on this plan... so u can c how worth izit tis plan...

sometimes ppl will care after 10years will the company still b ther...
i cant guarantee, but wat is can says is tis plan is organise by Bank Negara n Allianz company, Allianz is the Top 10 insurance company around the world and Bank Negara, every1 also know tat bank negara is an important bank in malaysia, so v no need to sked cant get back our money...
user posted image

and the best thing of this plan is u can use this saving plan resit to put on ur account tat will submit to goverment.

Mostly v will recommand for ppl who wan to invest/ who wan to save money for ur future/ who wan to save money for thier children future/
Many investers also transfer some of thier money into this plan

if u guys interested or wan to know more detials,pls call my boss at
Century Pioneer Company - MDRT
012-9876860

A brief summaries on it
-guarantee get back 2x money after 10years
-No need pay more or less even economy getting worse
-Free Life ( i forget free which 1 dy)
-Strong company background(Bank Negara/Allianz)
-High interest
-No need to face any loss
-a better thing than invest
-No risk then investment...

This post has been edited by kevinchlee: Sep 21 2006, 02:15 PM
INFeRNO
post Sep 20 2006, 12:29 AM

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Why don't you describe how Bank Negara and Allianz plan to double our money in 10 years? No institution would ever gurantee returns on investments, so I'm guessing they're gonna do this using government bonds. What's the early withdrawal penalty? And I don't know about you guys, but a 200% percent ROI after 10 years isn't exactly inflation beating. Better than a savings account, yes, but certainly there are better long term investments out there than can beat these rates.
dreamer101
post Sep 20 2006, 08:24 AM

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QUOTE(INFeRNO @ Sep 20 2006, 12:29 AM)
Why don't you describe how Bank Negara and Allianz plan to double our money in 10 years? No institution would ever gurantee returns on investments, so I'm guessing they're gonna do this using government bonds. What's the early withdrawal penalty? And I don't know about you guys, but a 200% percent ROI after 10 years isn't exactly inflation beating. Better than a savings account, yes, but certainly there are better long term investments out there than can beat these rates.
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Rule of 72. Double the money after 10 years, so rate of return = 72/10 = 7.2% per year.

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leekk8
post Sep 20 2006, 10:15 AM

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QUOTE(dreamer101 @ Sep 20 2006, 08:24 AM)
Rule of 72.  Double the money after 10 years, so rate of return = 72/10 = 7.2% per year. 

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Thanks, dreamer for this info. This is the first time I heard of Rule of 72...
If the plan guarantee we can get double of the capital in 10years, then this is a good saving plan...I don't think there's saving plan giving return higher than 7%. Although investment may give us more return, there is risk associated.
cherroy
post Sep 20 2006, 10:43 AM

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It is common mistake of people make, when said the one investment can double the capital in 10 years or so, it sounds great but in real fact, it is 7.2% annually.
Although it is an ok return rate attactive than FD but bare in mind you have to commit for 10 years before can see the fruit.
It is an insurance scheme so if you terminate half way so you may lose out depended on their rules.
So one need to find out what rules are stated in the scheme, don't just blindly invest in then regret, 10 years is not a short period.
leekk8
post Sep 20 2006, 12:03 PM

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QUOTE(cherroy @ Sep 20 2006, 10:43 AM)
It is common mistake of people make, when said the one investment can double the capital in 10 years or so, it sounds great but in real fact, it is 7.2% annually.
Although it is an ok return rate attactive than FD but bare in mind you have to commit for 10 years before can see the fruit.
It is an insurance scheme so if you terminate half way so you may lose out depended on their rules.
So one need to find out what rules are stated in the scheme, don't just blindly invest in then regret, 10 years is not a short period.
*
For sure we must be clear about all the terms and conditions of the scheme. If you feel that you have the extra money and looking for a low risk long term saving plan, then this is the option. 7% return is considered ok, as the inflation commonly around 4%.
feralee
post Sep 20 2006, 01:59 PM

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i heard new from OSK-UOB offering gurantee investment

u wont loose money
either u get return will get 13% per annum or get back the full amount of the money u invesut
but min is rm5k

anyone know bout it? rolleyes.gif

leekk8
post Sep 20 2006, 03:16 PM

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QUOTE(feralee @ Sep 20 2006, 01:59 PM)
i heard new from OSK-UOB offering gurantee investment

u wont loose money
either u get return will get 13% per annum or get back the full amount of the money u invesut
but min is rm5k

anyone know bout it?  rolleyes.gif
*
The fund is called BRIC...This is a capital guarantee fund, so your capital is guaranteed to be returned to you after maturity. It takes 3 years to maturity date. They expect 10% return p.a., but this depends. Anyway, you won't loss your capital after 3 years. The minimum investment is 5k...
TSkevinchlee
post Sep 20 2006, 04:40 PM

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im not so good in explain tis but is really a worth saving plan n no risk on tis plan. if investment sometime will have risk n mostly depen on our luck...
so if u guys wan to know more info...pls contact my boss
0129876860
(century pioneer company - MDRT)

a policy will be provide for u to sign to state tat v won charge more or less even the economy is getting worse... tis is the best thing for tis plan
n is double money back to our pocket after 10 years, if v din take any money out from there n leave it for 20 years, v can get back more money then 10years money amount.

This post has been edited by kevinchlee: Sep 20 2006, 04:45 PM
TSkevinchlee
post Sep 21 2006, 02:13 PM

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for more info...pls call 0129876860
darkages
post Sep 21 2006, 10:48 PM

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This is plain advertising, thread close.

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