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 Explain to me about PTPTN statement?, Previously "Struggling with PTPTN site"

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TSneo1027
post Nov 29 2014, 02:50 PM, updated 12y ago

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A little background
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UPDATE: While I was typing this post, I managed to logged in to PENYATA PINJAMAN, but I am confused -

- Is PENYATA BAKI PINJAMAN the amount I have to pay?
- What is PENYATA KIRA-KIRA PEMBIAYAAN PENDIDIKAN? And why is it separated in years, what does it? The amount they gave me yearly?
- Where is my total amount? Is there an amount I can just look at to know how much I have to pay?

Here's a pic of PENYATA BAKI PINJAMAN without the details for reference. unsure.gif

user posted image


So payment wise, which one is better? Using bank or E-FES. I read on the back of the letter PTPTN sent me that use E-FES/FPX only charged us 50sen, while banks will charge us 1 ringgit. But the E-FES site doesn't freaking work!! shocking.gif

Anyone who can enlighten me? rclxms.gif

This post has been edited by neo1027: Nov 29 2014, 07:15 PM
arafat
post Nov 29 2014, 02:55 PM

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i've paid today via e-fes using maybank

This post has been edited by arafat: Nov 29 2014, 02:55 PM
TSneo1027
post Nov 29 2014, 02:56 PM

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QUOTE(arafat @ Nov 29 2014, 02:55 PM)
i've paid today via e-fes using maybank
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Have you ever checked your balance?
H1nk
post Nov 29 2014, 04:14 PM

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Welcome to bolehland!!!!
TSneo1027
post Nov 29 2014, 07:14 PM

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Topic updated to ask straight to the point questions.
xavi5567
post Nov 29 2014, 09:12 PM

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QUOTE(neo1027 @ Nov 29 2014, 02:50 PM)
A little background
» Click to show Spoiler - click again to hide... «


UPDATE: While I was typing this post, I managed to logged in to PENYATA PINJAMAN, but I am confused -

- Is PENYATA BAKI PINJAMAN the amount I have to pay?
- What is PENYATA KIRA-KIRA PEMBIAYAAN PENDIDIKAN? And why is it separated in years, what does it? The amount they gave me yearly?
- Where is my total amount? Is there an amount I can just look at to know how much I have to pay?

Here's a pic of PENYATA BAKI PINJAMAN without the details for reference.  unsure.gif

user posted image
So payment wise, which one is better? Using bank or E-FES. I read on the back of the letter PTPTN sent me that use E-FES/FPX only charged us 50sen, while banks will charge us 1 ringgit. But the E-FES site doesn't freaking work!!  shocking.gif

Anyone who can enlighten me?  rclxms.gif
*
jus pay using m2u la got included in the payee list d ma... y so hard.. charge same as efes 50sen
xavi5567
post Nov 29 2014, 09:12 PM

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QUOTE(neo1027 @ Nov 29 2014, 02:56 PM)
Have you ever checked your balance?
*
it willl only appear updated on efes after 1 week after payment
xixo_12
post Nov 30 2014, 09:50 AM

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i try to answer based on my experience ok, hope it does help u

Is PENYATA BAKI PINJAMAN the amount I have to pay?
YES

What is PENYATA KIRA-KIRA PEMBIAYAAN PENDIDIKAN? And why is it separated in years, what does it? The amount they gave me yearly?
History of credit and debit. Mean they gave u full amount and the one u paid off before

Where is my total amount? Is there an amount I can just look at to know how much I have to pay?
your first question is the answer

So payment wise, which one is better? Using bank or E-FES. I read on the back of the letter PTPTN sent me that use E-FES/FPX only charged us 50sen, while banks will charge us 1 ringgit. But the E-FES site doesn't freaking work!!

E-FES better, updated quite faster compare to bank.

EFES charged 50cent, while some bank does charge 50cent or RM1.00.

Gov website sometimes doesn't work, so wait until they work then only do the transaction smile.gif
TSneo1027
post Nov 30 2014, 10:02 PM

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QUOTE(xavi5567 @ Nov 29 2014, 09:12 PM)
jus pay using m2u la got included in the payee list d ma... y so hard.. charge same as efes 50sen
*
I tak de maybank. tongue.gif


QUOTE(xavi5567 @ Nov 29 2014, 09:12 PM)
it willl only appear updated on efes after 1 week after payment
*
Like that ah. Ok ok. Can check back at PTPTN site right?

QUOTE(xixo_12 @ Nov 30 2014, 09:50 AM)
» Click to show Spoiler - click again to hide... «


Hi, thanks. So which one at the PENYATA is my full amount ya?

-BAKI AKHIR PADA NOVEMBER 2014 <---- balance as of November?

or

-BAKI KESELURUHAN WANG PENDAHULUAN PINJAMAN PADA NOVEMBER 2014 <------- ?? I don't quite understand this. This amount is lower than the ones I mentioned before.

One more thing ya, at PENYATA TERPERINCHI there are these "BYR INS KEPADA SYKT", where is this from? Is this actually paying my PTPTN, albeit just abit?

Sorry for asking so much as I am easily confused with all these forms and bills.

This post has been edited by neo1027: Nov 30 2014, 10:06 PM
xixo_12
post Nov 30 2014, 10:34 PM

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Only see the bold part below, then start to pay based on it. u will see it will deduct month after month.

if only u pay laugh.gif

BAKI KESELURUHAN WANG PENDAHULUAN PINJAMAN PADA NOVEMBER 2014

This post has been edited by xixo_12: Nov 30 2014, 10:34 PM
amxpayne67
post Dec 1 2014, 12:48 PM

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Please check back your loan offer letter. There already stated the installment amount that you need to pay every month.
TSneo1027
post Dec 1 2014, 02:10 PM

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QUOTE(xixo_12 @ Nov 30 2014, 10:34 PM)
Only see the bold part below, then start to pay based on it. u will see it will deduct month after month.

if only u pay laugh.gif

BAKI KESELURUHAN WANG PENDAHULUAN PINJAMAN PADA NOVEMBER 2014
*
Thanks. smile.gif I will. cool2.gif

QUOTE(amxpayne67 @ Dec 1 2014, 12:48 PM)
Please check back your loan offer letter. There already stated the installment amount that you need to pay every month.
*
Yeah, but the amount stated there (the amount I am eligible for) and the amount on the site (BAKI KESELURUHAN) is very different, like 15K difference. That's why I am profoundly confused.

This post has been edited by neo1027: Dec 1 2014, 02:12 PM
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