Instead of going to bank,why not further ur E&E or join the industry.Imagine u've spend 4 years on your degree and now u want to work in a bank? It doesn make a big difference with a spm holder because u don't have any knowledge and skill of bank at all? They might only give uu rm 1.2k.But u're 25.If u go for any E&E job provided u have experience,2.5k ++ is not a problem.