there are cut off period in investment, where in cost cut even with profit.. every property has a price to begin with..

cant be holding and cost incurring, how long you willing to hold Midfields 2?  before selling?

say you have hold 1 year, no rental, and cant sell, and infront of you you see superinflation, OPR increase, GST coming in... at X +200k you cant sell hold 1 year, the next year can sell X +200k ++

we are still waiting the strom to come...

so 1 year vp, no rental, how to go about? I have never invested, but aside from what i see and calculated, how long investors will bare the loan service before disposing... now we all know Midfields 2 cannnot go up to 1 million in the next 5 years.. 5 years from vp.neither 800k be daring

bearbear, never never never swipe credit card to buy house....You die very fast like that. The interest is 18% vs 4%+ for house loan.

If you have to swipe credit card to get the 10%, then you should not buy. You are not financially ready yet.

Buy something you can afford without credit card. I start to worry about your way to buy property. A bad example

they are many above those... they are heavy debts... cars x2, house or investment... maybe deposit problem?

if we believe these group are out there, and they are not moving the subsales, what it means? property price are not based on merely demands/wish to have one..

maybe most of these bracket choose to invest in someplace they do not want it as home, but hoping after sales they will move to the ones they like..

Like Midfields 2, Jliew wanna sell only.. or like Semenyih group, they say how good how great is semenyih township, how green, how near in minutes , how gated & guarded and etc so fake, on top all these goodies, they got a price to it, you offer that price they sell.. so much for good township..

those buyers are mostly from Pj, Kl areas, bought ulu for investment , not wonstay... maybe the group you meant already invested in properties they never intended to stay.. you wanna track now whether there are more ppl investing rather than looking for ownstay?

of course looking for own stay is more... are they buying , or are they capable? no problem with property price going up but not that dumb X+200k minimum, that is flipping..

now back to you, if you intend to invest and invested, and it happens you cant offload the unit 1 year post vp( service many loans and etc), and incoming GST, OPR increase, 6 months down the line, still wanna add up cost to selling price and sell?

there are reason why the price 1 year ago failed to attract buyers, having extra X+200k and ++ extra cost will sell better? tell us your confident and what are your act after you hold more than 1 year? and counting? and of course due to mass units, rental proceeds also negative.. that also you can get tenants..

dun follow showtime bad habits, make up price... X- (10 to 20%)

waht will you do, if you hold OUG more than 1 year with zero tenant? and counting? factor all cost in?  and push up the selling price?

can stop making up stories like showtime? I only ask for 10-20% discount... from asking price, dun get mixed with Tigerr mentality ok, 10-20% from original purchase price..

can you dun be a big kid... the whole Midfields 2 still got.. you tell me that you beratur song song long long buy for vacant? and keep? 

550k bought, flip 750k (standard 200k)

550k loan, not taking ur example, you pay 30% other pay 10%.. that is around 2,350 per month, maintenance for Midfields around 27 cents?  maybe around RM300 per month

total damage = 2350 + 300 = 2650 per month ( not including other miscellaneous)

say upon vp you service loan around 2650 X 12 = 31.8k , from 750k , you need at least add up 781k..

if plus yearly increment, the bull run theory(aka known as yearly inflation) of 10% ( you are more daring you mention in the past), that would another 75k

the new price after 1 year vp = 75k + 781k= 856k

the new price after 2 year vp = 85.6k + (781k + 31.8k) = 973k..

the new price after 3 year vp = 97.3k + ( 973k + 38.1k) =1.108 million

that is assuming the OPR stagnant for the next 3 years.. if not the cost can easily hit 50k per year... plus the expected bull run/inflation..

now you say doable or not? I think the 1st year also got problem..

FD around 4%... plus... there is a difference, one is confirmed, the other is not and based on many factors, even the factors is right there are many units/competation and you need to be lucky ur units is choosen

others, bro has given indication of 500k tags properties

I recall you said your inflation very fierce one, 10%

can we dont start with all buying song song for vacant? it is investment... buy song song no need wait lor.. later wait subsales also can keep what, extra 200k not very expensive what..

You win liao lo.

troll sampai 3 times... of course you are making an investment... the price are determine by demands isn't? stand alone sendiri naik? owner call price?

if price drop 20% means no demand, owner needs cash and off burden and move on to other newer properties cannot one? property so great, it affect economy, other source no use one...

a very good owner and a careful investors will think not emotional like , know will make a lost and price push cant work still wanna do it, like that can sell one?

later price not realisation then keep for children, holiday house and etc defeating investment purpose isn't , you invest for more money, now money cant get, lock down, god know when only can get, same time need to incur cost , price got limitation vs years...

half day talking still ask buyers to accept the inflated price... u tink buyers cannot reason one, all buy new launch, see these bunch of 'alleged strong investor" will do what..

OUG is decent? low cost apartment larr..

500k can get high end condo like Clould tree

see how the youngster will choose, Clould tree vs Oug, no brainer

this one you kaki kong kaki song enought dun involve me... zalam good developers

I never say Oug buyers are no brainer, I say to choose between Oug vs Clould tree, it does not require much brain to figure out..especially young ppl

and I agree, it was launched so low at a price, not buying it is impossible.. mana tau Akisama house rules sapu all in shock launch few more towers making it 4300 units

400k, u check with tnang first, he selling 500k i think.. because high density, u will get all sort of creatures, here all the grandmother story about how cheap, how good, all BS, negroes are definitely coming in , few investors like this, whole units /floors/level affected immediately drop price, like Puncak Bayan, Connaught avenue, veniche hill (knn pent house 2000plus sq baru selling 350k also lelong bo lang buy) why? like going africa...

say me racist maa, you investors/owners renting to them one..

see there are difference vision between you and me, you hope a bubble to come and snap props at price of 2008,  , no wonder you say dreaming, me only hope correction on 10-20%, sorry we are not in the same..

you guys make up a lot of facts, 2008 price, GF, mother in law, goodview drop 730k to 400k , party joker 90% crash  , tiger drop from original purchase price      , car loan

really 

Why you always like to act old one? Confirm you less than 30 right?

Bro Bear :

1. Parklane - Low Cost Apartment - purchaser no brainer.
2. Rubbish Area- Semenyih - purchaser are purchase rubbish,

Cloud Tree - High class area - perfect choice for BearBear. 

I still bet BearBear no biji to buy Cloud tree

this is the 2nd loan for rich ppl in tmn connaught refinancing their own bunglows... what had happen? rich ppl dont play around with their property under loan and refinanced it for cash..

Bear bear, got good news for u
New launch @ Semenyih, service apartment price from 3xx k. Soho price from 2xx k

will you do it or not with your bunglows you are currentlystaying, in fact 3, another one in Tmn segar, knn 3 layer guards... still refinance and cut legal fees...

I look at the rich ppl alos feel sad for them, they are so "sui yee" & water fish dunno got a big time wallop from loan officer..