wow, red eyes where got, impress by debt taking level, young couple, stays studio, invest another 2, wonder what they are, 3 properties, and 1/3 rule of thumb only... must be high salary , time up to upgrade to sth bigger than studio should you?

can on the valuation to become 110%, but u credit stretch max...

a) property valuation
b) ability for you to stretch, pre DSR 70% maybe can

yup that should be pre DSR in force August 2013 where in properties were on surge that time remember?

wah angry jolokia, 550k not mass market then what are mass market? 700k to 1 million? many dead fish in this section, even 500k to 700k section also dead fish manyak, no one buy.. why you like to speculate on ppl slary one, last time you speculate on me got car loan, lucky got ccris report support, then from that day onwards you dun dare to mention..u been talking for i got buy vios for long time and another sohai too say I advise buy dugong.. that dude no more to be seen..

you are quite a troll, u have been assuming, why? like to make wild assumptions? so that you can try and ppl will take your bait and post proof again

BBB suppose to be very confident in RE, need to do this that do that, in bubble talk how sad.. stay in studio time to upgrade..BBB say got 3 properties mean got 3, got 10 bought 10 years ago, immediately got 10, no doubt cast

hungry pack of wolves hope to end bubble talk.. making baseless assumption, proven they are fond to troll and assume...

wow, all of a sudden got 3 house, and u expect ppl to believe you.. I mean since you said you had 3 house, and prefer 1/3 salary as affordability, and worse scenario you will pay 3 all by your own

well, since all you are capable to rent, CCRIS report could have easily shown all the 3 properties under loan right? U know my next question of proving the same..you are the one being inconsistent remember?

will constantly gentle remind you of the same ... congratulation 3 properties, 1/3 salary..

hey still waiting for your CCRIS motivation too ya... u can still change ur statements one, like 2 properties suddenly finihsed loan service some thin like that.. or joint name like that sort

figure out what you going to say...

Be a responsible for what you said/ represent.. dun appear offline few days and come bek treat nth had happen..

Jolokia salary everyday also tink trolling.. last time fitnah me waste money on cars.. fitnahhhh.. same like gov

i actually havent see anyting from your side... I dun have statement like that joe, who bought 10 and 10 years ago and put all into saving accounts, i put fd..

u can alwayls provide us with sth..you know, can start with ccris

u mean behave? well, you can always post your ccris report one to prove geh... as of now, i recall you having 1 studio oh in PJ..

below 400k not small sum,

400k X 3= 1.2 million, 35 yeas loan, 10% dp or rebated, need around 5 k monthly instalments, plus maintenance around 5.5k monthly

5.5 k monthly = 1/3 of your nett salary

total salary 5.5k X 3 = 16.5k, gross around 18k..

hmm, nth much to comment if you are speaking on behalf these salary bracket.. well

actually can i ask why so eager to know? or just dog eyes look down at ppl ?

well shown my ccris report.. just printed new this month too..they came up with 3 properties from 1 studio. and below 400k, salary 18k gross, not to dog eye, but reasonable eye tell you one do not start with studio right? he mention reason choosing studio was not to take too heavy a debt..

some also say 10 properties & 10 years ago, dunno you are here to stir problem or what... only I dog eyes ppl, there are also ppl dog eye me? I dun see you command better speech here.. SaProp after showing sth becomes active in bubble talk.. looks like same BBB modus perandi..

why uou suddenly active here? bubble happening? or not happening? very absurd... your presence.. having alleged 10 properties does not prevent market going down right? further more commenting with alleged 10 props and mistakenly bought 10 years ago does not seems to reflect the real market, coz if you are, you aint supporting the new launch..

if you read properly, it is 30% or 1/3 of salary as mention by krandun before

question is krandun, u 18k salary?

well bcp did admit he is fully stretch.. well

let me see, BBB characteristics:

a) love to troll nonsensical
b) love to "fitnah"
c) love porns too
d) and they are in herd numbers
e) love to dog eyes
f) love to put "fear" or (racist) to sked ppl to buy

very similar to certain political party in the country made out of very very special person.. this has to do with education isn't?

yup 18k very normal, I would love to hear said confirmation coming out from krandun mouth? can we?

bank no cutting cost meh after audit report? cut allowances? cut benefits and etc? there will be ppl expelled from bank merging, expelled from MAS rebranding, close down of department is banks, u which department?

why you guys love to speculate one? last time say me vios as car.. then cris no car loan how?

is there any points better you can put forward rather than speculation?

sales team? loans are highly the department able to say so, other bank products are not that bright.. basic for bank for sales are pretty standard, mostly below are within range of 2.5k to 4.5k