Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards UOB Credit Cards v3
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 Jun 28 2015, 09:59 PM
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#1
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Senior Member
1,547 posts Joined: May 2007 From: Selangor  
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I believe UOB vox almost have similiar benefit compare to CIMB CR mastercard.
If I compare this two card, I found out CIMB CR card is better than UOB vox if involve the transaction below: TM/TNB bills- 2% cashback via SI with CIMB CR compare to 0.3% cashback from UOB vox Astro- I believe both entitled 5% cashback if make payment in their website So, I can say CIMB CR still better right for above transaction? Did I miss anything? |
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Jun 28 2015, 11:08 PM
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#2
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(red_scorpion @ Jun 28 2015, 10:25 PM) are you confirm 0.3% for TM/TNB bill from UOB Vox? If pay via merchant online side or uobpayonline also 0.3%? well, that is based on my understanding from what I read. If anyone can clarify this would be great   Uob payonline for example u pay for tnb bill, It will use the utilities MCC code instead of merchant online. I use uob payonline to pay TNB with my HLB wise and it show as utilities. |
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Jul 9 2015, 10:07 PM
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#3
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(N33d @ Jul 9 2015, 09:51 PM)  thanks.. sad to know that.. but at least it accept my streamyx payment as online transaction and rebate me |
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Jul 10 2015, 07:40 AM
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#4
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(N33d @ Jul 9 2015, 10:48 PM) tm portal Great.... I got the account but Nvr pay there... Haha.. So Pay through tm portal considee e commerce... |
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Jul 10 2015, 07:45 AM
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#5
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(David83 @ Jul 10 2015, 07:43 AM) For UOB VOX, yes. Aiya, then I need apply for uob liao instead of Cimb.... What put me off for uob is minimum RM50 and AF.... HmmFor CIMB CR MC, NO. |
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Jul 10 2015, 07:59 AM
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#6
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(David83 @ Jul 10 2015, 07:51 AM) I don't get the min RM 50 thingy. Yea, for the e commerce transaction, to eligible for the cashback, must spend minimum rm50... Am I wrong?What is the catch? Each eligible transaction must meet a min amount of RM 50? |
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Jul 10 2015, 09:20 AM
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#7
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(N33d @ Jul 10 2015, 08:50 AM) ya. u correct.. last time i want buy a few cheap steam games that total up only rm30++. Die die want to add more title but did not have any that i interested me ..so no 5% cash back for the following months and i almost cancel this VOX card. luckily i did not back then Haha... Don't force yourself to spend more just to get a little cashback... XD Anyway, I just want to use this card for astro and tm bills... |
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Jul 10 2015, 10:54 AM
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#8
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(sj0217 @ Jul 10 2015, 10:02 AM) Mean Unifi can be pay from TM Portal as well?? I think tm portal can pay unifi bill as well.... U can try register check and see... would like ask the AF for VOX card, is this count by monthly (RM6) or yearly (RM72)? I believe the rm6 is monthly "compound" if u didn't swipe the card one time... That rm6 is not AF... Anyway, I haven't own this card yet... Need Ask confirmation from others... =) |
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Jul 10 2015, 02:18 PM
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#9
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(sj0217 @ Jul 10 2015, 01:34 PM) I see, I thought you are using it I just applied through ringgit plus and I also see no AF, just rm6 "compound" if not swipe at least once for a month.. haha I guess ppl that discuss about AF are other uob card like UOB one, etc... I'm searching around tooWhat I checked from the UOB website, it stated that "monthly fee of RM 6 is waived with just 1 swipe a month" Anyway, I have just called CS, based on what she told me, actually this VOX card no Annual Fee, but come with Admin Fee which is RM6 per month Example: if no transaction on this month, admin fee RM6 will be charge on your next statement. This post has been edited by bananalow: Jul 10 2015, 02:19 PM |
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Jul 10 2015, 03:27 PM
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#10
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(hitch80 @ Jul 10 2015, 03:11 PM) let say if you never swip for a year, you will be charge in total of RM72...so in a way it is like AF also la...just different term and different way of charging them Yup, u r right.. =) |
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Jul 10 2015, 03:28 PM
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#11
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(bee993 @ Jul 10 2015, 03:21 PM) Crazy uob vox 24k income reject me but citibank approve 2 platinum for me. Demn .... Huh, u got a lot cards/commitments? Hope they won't reject mine lo... Pray hard.. =) |
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Jul 10 2015, 09:55 PM
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#12
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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Does anyone know how to pay utilites through myeg? I cant find the TNB logo in myeg homepage after login.. lol...
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Jul 10 2015, 10:02 PM
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#13
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(David83 @ Jul 10 2015, 10:01 PM) MyEG can pay utilities? I not sure... I think I saw somewhere b4 ppl use myeg pay tnb... even TNB website said one of the channel is myeg.. but I cant find it.. I just wondering..  |
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Jul 14 2015, 09:07 PM
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#14
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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Hi, Does anyone applied through ringgitplus before? I applied through ringgitplus till today still no news from any agent.. Hmm...
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Jul 14 2015, 09:12 PM
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#15
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(onlinepaycheck @ Jul 14 2015, 09:09 PM) I applied 2 times for different cards. Both times very fast some called me within 1or 2 business days The ringgitplus told me will call me within 2 days... aiya.. here got money for them also dont want earn .. haha~~  QUOTE(alexanderclz @ Jul 14 2015, 09:09 PM) maybe most of them raya holidays d probably..  |
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Jul 14 2015, 09:18 PM
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#16
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(alexanderclz @ Jul 14 2015, 09:14 PM) or maybe too many applications already since many looking replacement for mbb2cards I believe the amount of agents should be even higher lo~~~ I lazy to go out to mall to approach the agent, UOB cc agent quite active in a lot of places~~ |
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Jul 14 2015, 10:18 PM
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#17
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(zaoldyeck @ Jul 14 2015, 09:59 PM) I applied at ringgitplus yesterday, received call this afternoon. Submitted all required documents, then after 3 hours received another call for final confirmation. shit lo.... maybe they misplaced my document~~ ><"*The lenovo gift only for first 1000 people who apply thru ringgitplus and swipe 500 for the first month |
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Jul 15 2015, 09:53 AM
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#18
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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Today I call up to ringgit plus and they tell me to call uob regarding my card application status... I scare later the uob process their own and not through ringgit plus.. Then I will miss to get a free phone from ringgit plus... Haha... Any advise?
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Jul 15 2015, 10:11 AM
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#19
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(allenlyk @ Jul 15 2015, 09:58 AM) I applied via RinggitPlus and spent RM500 quite some time ago.. and when I called up UOB CS about the free phone.. they say the promo quota finished liao.. end up kena screwed by me.. Huh.. Another trick? U spend 500 within 45 days? |
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Jul 15 2015, 12:59 PM
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#20
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Senior Member
1,547 posts Joined: May 2007 From: Selangor
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QUOTE(chiahau @ Jul 15 2015, 10:40 AM) What number did you call for UOB? I call the number stated at the bottom of uob website one.. And they said cannot check the application through RinggitPlus... SienGonna call in and check my status today after lunch. |
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