Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards UOB Credit Cards v3
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 Nov 20 2014, 04:43 PM
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Junior Member
50 posts Joined: Jul 2012 
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QUOTE(victorywp @ Nov 20 2014, 03:25 PM) i'm afraid that you will be charged rm50 per principal card. what's that two uob cards you get? maybe you should start to learn how to maximise the cards benefits now... Ahh..   The cards are the UOB ladies and One card. Is it true that I will get RM50 cashback with n swipes within a time frame to offset the government service tax then? Is the annual fee for the first year waived? |
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Nov 20 2014, 04:56 PM
Show posts by this member only | IPv6 | Post
#122
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All Stars
26,520 posts Joined: Jan 2003
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QUOTE(Rundevilrun @ Nov 20 2014, 03:04 PM) the salesperson was begging me and he said it won't be approved necessarily that is not considered forcing. I need to learn how to say NO the next time.QUOTE(Rundevilrun @ Nov 20 2014, 04:43 PM) Ahh.. call up customer service and ask. The cards are the UOB ladies and One card. Is it true that I will get RM50 cashback with n swipes within a time frame to offset the government service tax then? Is the annual fee for the first year waived? Technically, if you are not a female, you could ask why your Ladies card is approved This post has been edited by Human Nature: Nov 20 2014, 04:58 PM |
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Nov 20 2014, 05:25 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart  
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QUOTE(Rundevilrun @ Nov 20 2014, 04:43 PM) Ahh.. yeah, you may check with them regarding this. not sure whether this promo still on. if yes, you can have both your gst absorbed by uob for the first year. then you may cancel your cards before the next gst kicks in. The cards are the UOB ladies and One card. Is it true that I will get RM50 cashback with n swipes within a time frame to offset the government service tax then? Is the annual fee for the first year waived?  |
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Nov 21 2014, 11:19 AM
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Junior Member
240 posts Joined: Aug 2009 
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Hi guys, I checked my unbill statement, gov tax was charged @ 1/11 and there were several transactions made after 1/11.
If I cancel the card now, do I still need to pay for the tax? |
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Nov 21 2014, 11:26 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(bluebay @ Nov 21 2014, 11:19 AM) Hi guys, I checked my unbill statement, gov tax was charged @ 1/11 and there were several transactions made after 1/11. i suggest you to call the cs to ask for waiver directly.If I cancel the card now, do I still need to pay for the tax? |
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Nov 21 2014, 11:41 AM
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Junior Member
240 posts Joined: Aug 2009
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called..she said no waiver..and if i cancel now, i still need to pay the tax which i find is not fair
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Nov 21 2014, 11:46 AM
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Senior Member
4,404 posts Joined: Jun 2012 
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QUOTE(bluebay @ Nov 21 2014, 11:19 AM) Hi guys, I checked my unbill statement, gov tax was charged @ 1/11 and there were several transactions made after 1/11. According to custom department, only those renewed or Not Been Used one (NEW Card with No Transaction Made) but cancelled within 3 months and not use the new card is eligible not to pay GST...If I cancel the card now, do I still need to pay for the tax? This post has been edited by fly126: Nov 21 2014, 11:49 AM |
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Nov 21 2014, 03:35 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE RM0.00 UOB Cards: Enjoy 20% OFF normal priced items at Amee Philips Exclusive Jewellery. Valid till 31Jan15. View info and T&C at www.uob.com.my |
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Nov 21 2014, 04:06 PM
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Senior Member
700 posts Joined: Oct 2014
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QUOTE(bluebay @ Nov 21 2014, 11:19 AM) Hi guys, I checked my unbill statement, gov tax was charged @ 1/11 and there were several transactions made after 1/11. Yes. You need to pay GST. As I mentioned in previous post, don't expect UOB to absorb GST. It is a stingy bank. Even if you spend >100k per year, they won't waive for you also. If you are looking your GST waiver, then UOB definitely not your choice.If I cancel the card now, do I still need to pay for the tax? |
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Nov 21 2014, 07:30 PM
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All Stars
26,520 posts Joined: Jan 2003
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QUOTE(karcity @ Nov 21 2014, 04:06 PM) Yes. You need to pay GST. As I mentioned in previous post, don't expect UOB to absorb GST. It is a stingy bank. Even if you spend >100k per year, they won't waive for you also. If you are looking your GST waiver, then UOB definitely not your choice. Just fyi, i received an offset for the GST. If you have an issue with the bank, please deal with the bank directly. |
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Nov 21 2014, 09:55 PM
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Senior Member
700 posts Joined: Oct 2014
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QUOTE(Human Nature @ Nov 21 2014, 07:30 PM) Just fyi, i received an offset for the GST. If you have an issue with the bank, please deal with the bank directly. Oh, thanks for the update. May I know any condition required to waive the GST? |
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Nov 21 2014, 10:06 PM
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All Stars
26,520 posts Joined: Jan 2003
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QUOTE(karcity @ Nov 21 2014, 09:55 PM) Oh, thanks for the update. May I know any condition required to waive the GST? 3x swipes |
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Nov 21 2014, 10:50 PM
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Senior Member
700 posts Joined: Oct 2014
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QUOTE(Human Nature @ Nov 21 2014, 10:06 PM) 3x swipes In this case, may be my spending not enough. Hence no GST waiver. |
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Nov 21 2014, 10:53 PM
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All Stars
26,520 posts Joined: Jan 2003
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QUOTE(karcity @ Nov 21 2014, 10:50 PM) In this case, may be my spending not enough. Hence no GST waiver. Just 3x swipe of any amount  |
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Nov 23 2014, 02:25 AM
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Junior Member
170 posts Joined: Mar 2008
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QUOTE(munkeyflo @ Nov 19 2014, 04:24 PM) I was offered the same upgrade. Gonna take it and still keep my One card for petrol cash back. I took the offer too. But only 1st year annual fee is waived. How come she offered you 2 years annual fee waiver?Did the telemarketer told you it's either 24 transactions OR 50k per year? I asked but she say they will see the transactions and if you call them to waive for following years, it'll usually be waived. Also, the girl told me first 2 years annual fee is waived. Did you take the offer? Rm50k a year on a single card is a lot as we've other credit cards to spend with. |
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Nov 23 2014, 11:42 AM
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Senior Member
6,483 posts Joined: Apr 2012
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Anyone know the Sushi Tei can be redeem the smart cash?
I cannot found this Restaurant in the list from UOB website, so is this mean not available? |
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Nov 24 2014, 11:43 AM
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Junior Member
510 posts Joined: Jan 2009
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Hi Guys,
I noticed every month, when the bill comes, my VOX will have Rm 6 administrative fee charges even though I do not have any transaction in the card. Any idea what is that? |
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Nov 24 2014, 12:48 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(esmonde @ Nov 24 2014, 11:43 AM) Hi Guys, check post #1, you need to swipe at least once a month to waive that.I noticed every month, when the bill comes, my VOX will have Rm 6 administrative fee charges even though I do not have any transaction in the card. Any idea what is that? |
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Nov 24 2014, 12:56 PM
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Junior Member
510 posts Joined: Jan 2009
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QUOTE(victorywp @ Nov 24 2014, 12:48 PM) check post #1, you need to swipe at least once a month to waive that. My bad as I didn't notice the info was there. And, Thank you very much for the info. |
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Nov 24 2014, 01:15 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(esmonde @ Nov 24 2014, 12:56 PM) My bad as I didn't notice the info was there. it's ok, actually i just put up the info in this v3 thread 12 days ago. the info was not there previously in v2 thread.And, Thank you very much for the info. by the way, how many times you have been charged with that rm6 already? sounds not worth to get this card having to pay rm6 monthly without utilising its benefits. |
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