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Credit Cards UOB Credit Cards v3

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kelvinlzy
post May 9 2015, 10:03 AM

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Confirmed with one CS that the RM900K allocation for petrol rebate will be removed. However we still need additional confirmation from other CS.

This post has been edited by kelvinlzy: May 9 2015, 10:04 AM
kelvinlzy
post May 10 2015, 04:52 PM

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QUOTE(MNet @ May 10 2015, 04:45 PM)
only weekend 5%, useless
*
+2% smart$ with BHP.
kelvinlzy
post May 12 2015, 10:38 PM

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QUOTE(topearn @ May 12 2015, 01:36 PM)
No idea. To be safe, if U want to pump on Sun, pump in the morning to avoid being posted on Mon. But pump on Sat is every safe since cannot be delay till posting on Mon.
*
UOB posting date will take around 2-3 days, not sure is it merchant's side or the bank itself. HxB takes only 1 day.
kelvinlzy
post May 14 2015, 01:17 PM

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QUOTE(victorywp @ May 14 2015, 12:08 PM)
user posted image
*
Oops, cybpsych already posted 2 days earlier

QUOTE(cybpsych @ May 12 2015, 07:07 PM)
Enjoy up to 20% off at Luxola

More info: [url]
T&Cs (EN) | T&Cs (BM)
kelvinlzy
post May 23 2015, 12:56 PM

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QUOTE(kuai_chai @ May 23 2015, 12:28 PM)
after 1st June, weekday pumping petrol at BHP will get 2% cashback + 2% smart cashback = 4% cash back, right?
weekend will be 5% + 2% = 7%?

im thinking is there any card better than 4% if i really need to pump during a trip on weekdays, sometimes..
*
Actually if you have BHP eCard, your effective rebate would be 4.9%. Add another 0.9% (550 epoints for RM5 petrol)

If you are still not satisfied like me, just use Wise card for petrol on weekdays icon_rolleyes.gif
kelvinlzy
post May 25 2015, 01:01 PM

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QUOTE(David83 @ May 25 2015, 07:48 AM)
But 2% is still higher than 5x TP (1.25%)
*
If you redeem voucher then yes 1.25%, if you convert to EM or other flight redemption, it is actually more than 1.25%, depending on your flight tix, plus it sort of "extend" your TP by converting to EM etc, by another 3 years or so. I am currently collecting TP to be converted for flight redemption thumbup.gif

QUOTE(cipher3344 @ May 25 2015, 11:13 AM)
lets compare.if use RM3000 spend on petrol..IF IF
if u use wise+petron

10% CB everyday (if u meet 10xrm50)
+petron points convert petrol 3000=RM45

EFFECTIVE RATE=xx.x% (i duno count..someone please help me)

=====================================

if u use UOB ONE+petron

5% (weekend)
+petron points convert petrol 3000=RM45

EFFECTIVE RATE=xx.x% (i duno count..someone please help me)
==========================================

if u use UOB ONE+bhp

5% (weekend)
+ 2% Smart rebate
+ bhp point 4950=RM45 (bhp 550=RM5)

EFFECTIVE RATE=xx.x% (i duno count..someone please help me)
*
Wise + Petron Miles points combo would be the highest. flex.gif
kelvinlzy
post May 25 2015, 04:34 PM

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QUOTE(Tigerr @ May 25 2015, 01:43 PM)
Yup. U r right. But due to wise card got limit up to 1k. I reserve my credit line to use it at groceries which also 10% and compare with others which only give me 2-5%. For petrol side, leave it to UOBone+BHP weekend pump full tank. Can squeeze little bit more overall.
*
True. But for me I cant control my grocery spending, sometimes more than RM50, sometime less. At least for petrol I can control how much I want to pump. Call me a cheapskate but I actually calculated how much I need to pump in order to round up the rebate tongue.gif
kelvinlzy
post May 25 2015, 05:30 PM

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QUOTE(Tigerr @ May 25 2015, 05:20 PM)
It is not hard for me to control my groceries. Pampers n milk powder are 2 big contributors n easily exceeded 1k a month.
*
Ooo..I guess I will understand that soon enough tongue.gif
kelvinlzy
post May 25 2015, 05:38 PM

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QUOTE(victorywp @ May 25 2015, 05:35 PM)
congrats! bila expecting? by the way, for milk powder go 99speedmart cheaper.  nod.gif
*
Lol..should have made it clearer, end of next year or so blush.gif

99speedmart need to spend how much to be able to use CC?
kelvinlzy
post May 26 2015, 05:17 PM

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QUOTE(victorywp @ May 25 2015, 07:18 PM)
end of next year? oh, means belum in the making la. brows.gif

rm30 saja...
*
Lol...mentally prepare first la icon_idea.gif

Is it RM30 only? My colleague told me RM100 rclxub.gif
kelvinlzy
post May 27 2015, 12:21 PM

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QUOTE(*-a|i3n-* @ May 27 2015, 12:43 AM)
I got some question regarding the vox card...

http://www1.uob.com.my/personal/cards/cred...b_vox_card.html

Let's say im buying a phone from online digistore price @ 3593
online purchase get 5% cash back rebate.
and i convert the purchase into epp x 6 month @ 1% upfront interest?

(((RM3593 - 5% )+ 1% ) / 6 month )= 604 per month?
*
Vox card's rebate is capped at RM50 per month, aka RM1000 spending. The rebate and the monthly installment are calculated separately IINM.

kelvinlzy
post May 27 2015, 01:37 PM

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QUOTE(*-a|i3n-* @ May 27 2015, 01:24 PM)
1,000,000.00 / 256 = 3906.25

3906.25 / 12 = 325 years

2015 + 325 = 2340
» Click to show Spoiler - click again to hide... «


Dont know correct not.. -__-
*
Keep in FD can shorten the years as you will earn interests, on top of that your interests will earn interest too tongue.gif
kelvinlzy
post Jun 2 2015, 12:23 PM

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QUOTE(xooper @ Jun 2 2015, 12:15 PM)
is tht anyone get the waive annual fee of uob one card recently?

and is tht still running RM 900k allocation for the petrol rebate after 01/05/2015?

thank you
*
My anniversary month for ONE card is May and CS said will charged on 1st June, called up and CS told me I am still enjoying 3 years of AF waiver smile.gif
kelvinlzy
post Jun 2 2015, 10:01 PM

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QUOTE(xooper @ Jun 2 2015, 08:53 PM)
anyone can confirm about the RM 900k?  brows.gif  brows.gif
CS say will charged me on 1st July. and he say the requirement to waive AF is spending RM 10k and above.

but my spending confirm less than RM 10k, so i am considering to cancel the card before uob charge me.  icon_rolleyes.gif  icon_rolleyes.gif
*
Confirm no more RM900k allocation.

If you have participated in the previous 20% cash back or the current 10% or 30% cash back campaigns then you might be able to waive the AF.
kelvinlzy
post Jun 5 2015, 01:28 PM

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Received my statement today. Noticed that no rebate was given, my only transaction was at AEON Big on 13th May (Sun). Then looked up UOB One card T&C and found this Clause 4:

The total Cash Rebates earned each month will be automatically credited into the Cardmember’s monthly Statement of Account. Should at anytime, the system supporting this automated process be unavailable, a manual process will be used by UOBM to credit the Cash Rebates earned each month into the Cardmember’s next monthly Statement of Account. By the use of the UOB ONE Card, the Cardmember shall be deemed to have accepted and agreed to this method of crediting.

*Edit: So all this while this Clause is always there. But still this is the first time I didn’t get my rebate.

This post has been edited by kelvinlzy: Jun 5 2015, 01:30 PM
kelvinlzy
post Jun 18 2015, 12:41 PM

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QUOTE(n00b123 @ Jun 17 2015, 09:48 PM)
it happened to me many times already....for example, I have 3 transactions for petrol but I have only received 5% rebate on one of the transaction..
the other 2 was neglected...i don't believe there is such manual process as I don't see any credit adjustment in the bills of the subsequent months...there is no way to keep track on these..getting really frustrated and felt being cheated  mad.gif

probably gonna cancel this card after I have completed the installments for one of the items i bought via StarBuy...
*
Not sure what to say on your case but you might want to search back the previous T&C, there was allocation of RM900k for petrol cashback, now they already abolished it anyway. For my case, it was a different thing, UOB even sent me an sms apologizing for their mistake and will credit the cashback on the next statement.
kelvinlzy
post Jul 22 2015, 01:17 PM

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So if use Vox card to pay at TM portal will entitled for 5%, anyone use it to pay at Astro portal? If not I am gonna apply and test it out. I will be using it to pay for TM bill anyway.
kelvinlzy
post Jul 22 2015, 04:02 PM

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QUOTE(bananalow @ Jul 22 2015, 03:46 PM)
Yes for both based on previous feedback... =)
*
TQVM notworthy.gif rclxms.gif
kelvinlzy
post Jul 31 2015, 09:37 AM

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Insider news: UOB is gonna introduce a new Platinum air miles card in August.

This is its Singapore's counterpart:
http://www.uob.com.sg/personal/cards/credi...miles_visa.html
kelvinlzy
post Jul 31 2015, 09:41 AM

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QUOTE(Tigerr @ Jul 31 2015, 09:40 AM)
Thanks for the link. notworthy.gif

You can see the look of the card in this link:
http://www.thestar.com.my/Business/Busines...card/?style=biz

This post has been edited by kelvinlzy: Jul 31 2015, 09:45 AM

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