Nak tanya pendapat yg dh pengalaman, saya perlu sekurang kurangnya 3.5k max 5k sebelum akhir november.. Saya kerja based commision tanpa payslip tp bank statement active. Loan bnk mmg xlepas sbb ccris & xde payslip.

Saya boleh bayar settlement dlm tempoh 1/2 bln ni balik. So ada x yg pernah pengalaman pinjam dari pinjaman wang berlesen yang boleh tanpa payslip? Kalau ada boleh suggest dimana area selangor/kl & mcm mana cara diorang ? Sama bahaya mcm ah long jugak ke ??

Ps: saya dah cuba usaha apa yg patut cuma skrng saya betul perlukan wang untuk digunakan sebelum hujung bulan ni. Siapa boleh bantu atau ada suggestion minta tlg sgt sgt..

Tanya mak bapak...

dont go for money lenders.

go to relatives, friends, beg , whatever, but DONT GO FOR MONEY LENDERS.

saya sedia membantu sekiranya anda adalah seorang wanita cantik tanpa sebarang penyakit berjangkit dan sanggup membuat apa sahaja demi wang.

MakBapak had hard enough to raised me, so i dont want to cause them any trouble anymore.

Bro

Dont go to money lenders. 'Peminjam berlesen' is still Ah Longs!
Beg your parent, family members, teachers, team mates or drink partner but never 'peminjam berlesen' !

Sure will try hard.. Thanks for the advices..

Err no thanks. Salah orang bro.

better minta kat saudara yang terdekat or sape sape ke, walaupun saya takda pengalaman pinjam duit from pinjaman wang berlesen tapi seelok2nya jgn sebab tak silap saya tak penah plak dengar bank negara bagi lesen ntuk kedai kedai or syarikat yang buat pinjaman unless memang betul2 bank la, seeloknyer try dulu dngn orang terdekat, takut nanti tersilap langkah diri sendiri yang susah

This post has been edited by harris razak: Nov 12 2014, 03:01 AM

heckline?

buat dupe tuk pinjam

I did a research but their advertising really make me confused. 100% using their power that they have the "lesen".. Thank you for your opinion..

Thanks bro, sbb tu saya buat survey dulu takut jugak tersalah langkah..

Yeah jangan tertipu. Saya kenal ramai kawan yang tertipu dengan taktik peminjam berlesen ni.

Kereta mereka disimbah cat sebab tiba-tiba ah long memendekkan waktu tempoh pinjaman bulanan.

Sebahagian memang ada lesen tapi kadar faedah yang mereka bagi and syarat pembayaran yang melampau akan menyusahkan saudari di masa hadapan.

hi ts. hows your health? do you have any major disease? is all your organs working in excellent condition? if so maybe i can help u.

TS ,
Put $5k in fixed deposit , and then u can use the FD as collateral to borrow $3.5k from any bank , no problem ! Also your FE can get 3% interest !! :-)

Buat apa terdesak nak pakai duit ni ?

Good advice dude!

Terdesak sbb high commitment . Plus minus benda penting je tu, untuk settle hutang penting 1st dec. This month's commision carry forward to end of dec. Sbb tu sebulan dua dah boleh settle balik. Pening pening..

This post has been edited by Vivinette: Nov 12 2014, 03:50 AM

Sabar lah. Jangan gusar mesti ada jalan punya. Jangan pergi pinjam dgn pinjaman berlesen tu.

What so important that you need that money??! How can u be assured that you can settle this money soon as u promised? If you really got a very good reason, i think frens and relatives could help as long as u is a trust worthy person. Even colleague... Because 3.5k is really not a big amount.. I did borrow from my frens before, few k and they borrow me without asking much because they know very well that I am a trust worthy person. I bet same goes to you.. But please never ever goes to money lenders, even though they have license, but those company still act same as ah long!

kerja part time lah ... one week can earn $$$ RM3k

dont live beyond your means, u cant sustain that lifestyle for long

sampai bila nak berhutang ni cik kak, btw try minta family/kawan dulu

orang cina ada cakap, kalau kepala kecik jangan cuba pakai topi besar

if i ada rm5k put on fixed deposit why supposed i susah payah pinjam? Why not guna the money at all?

I dont think 3% interest u said it can cover installment itself.

wa boleh tolong lu tapi lu mau kasi wa ini dokumen

fotostat ic dreveng lesen

bil air letrik

gran kreta (market value kreta > 15k)

pinjam skit2.
buat buku hutang.
5000/100 = 50 jer sorang.
...........now you know why MLM kaya!!!!!!!!!!!

ko pergi kat Aeon Credit. 10% per annum. Ko ada installment motor kereta yang dah habis bayar? Kalau tak ada ko loan rm1000 x 12month kat aeon kredit.pastu dapat duit tu dalam 2-3 hari ko SETTLE terus. Jangan tangguh. Pastu next 2-3 hari buat kat branch aeon kredit lain terus 3.5k kalau diorang kata "oh encik dapat max 3k sahaja" ko repeat step tadi.


masa ko loan 1k tu jangan sesekali amik loan 5 tahun ko amik 1tahun dqh cukup.ko akan rugi sikit dlm rm60 utk bayar bunga kat aeon. Rm60 tu ialah MODAL utk loam seterusnya.yang penting once ko dapat 1k tu 2-3 hari ko terus settle. Jangan tangguh.

Nanti aku pos plan installment.

You owe money from family and friends is better than owe money from ah long. Family and friends you can pay later, but Ah long punya interest is terlampau you can't finish paying. I bet you will borrow from 2nd ah long to settle the 1st ah long. Then borrow from 3rd ah long to settle 2nd ah long and so on. I have friend borrow ah long and end up like this.

another reason why money lenders still alive because their installment in a week not permonth. Thats why many people failed to pay back at all. Tapi if u can pay back also useless.because along only provide pinjaman at certain level. U cant use their database to bank or aeon kredit to buy house car or motorcycle.

Takda payslip? IC pun cukup la.

If you know what i mean.

You keje ape? Ask your boss if can advance gaji?

MBSB?

Dear TS,
if u are a girl,please pm me your picture, we can maybe sort things out

bank fama

Tula takde duit buatla cara takde duit. Ni beli mcm2 xingat dunia. Dripada ko pinjam duit baik jual harta bnda skarang.

JANGAN JANGAN JANGAN...silap langkah sunddenly something happens to ur financial, anjlok pak.

peminjam wang BERLESEN tu ALONG laaaa

dia letak nama sedap cantik supaya orang macam ko terpedaya

ko nak rumah/kereta kena simbah cat merah nanti?

interest dgn ALONG ni tinggi sangat bhai. lambat bayar rumah ko boleh bertukar kaler woo

lepas pinjam after 6 months i see you standing at roof top.

Part time apa yang boleh dapat gaji minggu ?

Tak ada duit tak semestinya sbb beli mcm2. Saya tanya pendapat je.. Bukan suruh judge

bro .. for ur future loan .. better register one comp under ur name (enterprise pon ok) .. and open current account ..

all ur commission go straight to that acc.... cukup 2 tahun (some bank 6 bulan blh jalan) ... u consider steady income earner .. provided akaun tu aktif keluar masuk ....

nak lagi cun ... declare la income tax ... even some said not required. ..

Boleh tahan ya, dia siap kata kalau berlesen ni tak boleh buat apa paling kurang pun ctos ccris je. Thanks for your advices. Bagus juga warga forum ni, ni first time saya join entry.

Okay, thank you thank you thank you. Clear up my mind now. Almost terjerat already..

Terima kasih awak

ko ada keperluan apa yg mendesak sangat sampai nak pinjam along ni?

jual/pajak dulu harta2 yg ko ada. moto/kereta/tv/ps ke kat kawan2. dah ada duit tebus balik. better dari pinjam along

biar papa asal bergaya ts..

go for it....

dun worry...worry it next life..

you a doctor ah?

I have few experience on lending RM2k to someone that i never met before. It's just sometimes got extra money that not being used, I just lend it to someone. But you're out of luck coz currently no extra money left. Doakan I murah rezeki then can help other ppl also.

better dont

https://forum.lowyat.net/index.php?showtopi...n+wang+berlesen

Put ur situation in any banks or credit finance co shoes lah..

Lu berani bagi orang pinjam duit ke tak ada payslip? Macam mana nak proof lu kerja...

Lagi lu beritau upfront ada ccris problem...konfirm konfirm dah tau lu bad paymaster, xreti manage financial...

Lgi kerja x ada basic commission 100% ni paling pantang bank dengar...so klo bagi ko loan, ko xmampu bayar senang je alasan ko, sales tarak...

Janji janji mulut owh tolong la saya akan nayar balik dlm 1/2 bulan....jaminan mulut ko ni ada value ke? Hari2 aku mengadap orang jenis macam ni...

Lain la ko citer pajakkan geran rumah, tanah dah abis bayar takde hal...ko blaklist lingkup pun mestiada yg sanggup tolong...collateral tarak kerja risiko ccris ctos lingkup apa lu expect....pergi angkat itu brim duduk diam diam lar...

This post has been edited by max_cavalera: Nov 12 2014, 05:32 PM

well.. not exactly but you can say that i like helping people in need.

Can send me plan installment also?

i must say, this is interesting

elaborate more pls..

you know how much moneylender charge or not? the interest is 50% per month. if you are still interested, pm me.

fyi personal loan 5 years. 3 tahun pertama bayar pokok. last 2 tahun baru bunga. personal loan 12 month u see high right? fact is bunga just 2 month terakhir. in other e
words...

u mintak loan rm10k aeon tak bagi. ok. u can try rm1k first. tapi tenure loan 1,tahun. duit loan tu dapat jangan guna. simpan.kuatkan semangat. biar duit tu dalam bank. biar aeon potong dari bank. biar dalam 1ke 2,bulan dulu. bulan ke 3 langsum habis bayar. tapi korang kena standby duit extra utk one month installment..lepas habis bayar. rilek dulu 2 miinggu. gi buat loan lagi sekali. increase amount. repeat.

aku loan rm15k aeon kredit bayar 5 tahun. lagi 2,tahun habis.last time masa aku loan max limit 50k and tenure loan 5tahun. but now 100k and 7 years maximum loan

Prob is.... how u repay?

This thread is already 2 years still dig it up

-fark--- tipu by necro thread.

This post has been edited by Matrix: Nov 18 2016, 02:38 PM

License or no license also same ah long. Don't ever fall into their trap. Be thick face and drag your supposed payment for another 2 weeks since you said you can repay in 2 weeks.

-

This post has been edited by Bkboy: Nov 19 2016, 11:00 AM

Small personal 10k loan or less from bank shouldn't be difficult, show EPF statement loh....

$5K for dowry?
You should now..that advertisement you see on the wall

pinjam RM1000 byr $40x30 hari sahaja..

that RM40/day is for interest only..your principal still intact.

This post has been edited by gogocan: Mar 7 2017, 06:18 PM

Last time i borrow money from ah long. Now ah long borrow money from me.

tikus ke ni

Pay interest to your mak bapak relatives friends better than pay interest to money lenders.

Unless you dont plan to pay back... then perhaps money lender...

God damn it, thread started at 2014.

Ar Rahnu

TAWARAN PINJAMAN UNTUK PERNIAGAAN / HARTA / PENGGUNA PERIBADI.
Adakah anda sedang mencari pinjaman untuk membiayai perniagaan besar atau kecil anda, kami akan membantu anda mendapatkan sejumlah besar wang yang anda inginkan untuk perniagaan anda, kami menawarkan pinjaman perniagaan dan komersil kelas pertama untuk membolehkan perniagaan kecil mencapai kejayaan dalam memperoleh permulaan atau Membiayai semula perniagaan mereka Penarafan kredit buruk diterima dan prestasi perniagaan yang lemah diterima. Memohon hari ini melalui e-mel:
Financial133@gmail.com
WhatsApp: +32460212690
Laman web: http: //www.trustedfinancialservices.org/service/index.html


Attached thumbnail(s)

List out belongings u can sell off.

TAWARAN PINJAMAN UNTUK PERNIAGAAN / HARTA / PENGGUNA PERIBADI.
Adakah anda sedang mencari pinjaman untuk membiayai perniagaan besar atau kecil anda, kami akan membantu anda mendapatkan sejumlah besar wang yang anda inginkan untuk perniagaan anda, kami menawarkan pinjaman perniagaan dan komersil kelas pertama untuk membolehkan perniagaan kecil mencapai kejayaan dalam memperoleh permulaan atau Membiayai semula perniagaan mereka Penarafan kredit buruk diterima dan prestasi perniagaan yang lemah diterima. Memohon hari ini melalui e-mel:
Financial133@gmail.com
WhatsApp: +32460212690
Laman web: http: //www.trustedfinancialservices.org/service/index.html

TAWARAN PINJAMAN UNTUK PERNIAGAAN / HARTA / PENGGUNA PERIBADI.
Adakah anda sedang mencari pinjaman untuk membiayai perniagaan besar atau kecil anda, kami akan membantu anda mendapatkan sejumlah besar wang yang anda inginkan untuk perniagaan anda, kami menawarkan pinjaman perniagaan dan komersil kelas pertama untuk membolehkan perniagaan kecil mencapai kejayaan dalam memperoleh permulaan atau Membiayai semula perniagaan mereka Penarafan kredit buruk diterima dan prestasi perniagaan yang lemah diterima. Memohon hari ini melalui e-mel:
Financial133@gmail.com
WhatsApp: +32460212690
Laman web: http: //www.trustedfinancialservices.org/service/index.html

Halo,
Ini adalah untuk memaklumkan kepada orang ramai bahawa Encik Augustine, pemberi pinjaman pinjaman swasta telah membuka peluang kewangan untuk semua orang yang memerlukan apa-apa bantuan kewangan. Kami memberi pinjaman pada kadar faedah 2% kepada individu, firma dan syarikat di bawah terma dan syarat yang jelas dan difahami. hubungi kami hari ini melalui e-mel di: (augustinejunio@gmail.com)

Halo,
Ini adalah untuk memaklumkan kepada orang ramai bahawa Encik Augustine, pemberi pinjaman pinjaman swasta telah membuka peluang kewangan untuk semua orang yang memerlukan apa-apa bantuan kewangan. Kami memberi pinjaman pada kadar faedah 2% kepada individu, firma dan syarikat di bawah terma dan syarat yang jelas dan difahami. hubungi kami hari ini melalui e-mel di: (augustinejunio@gmail.com)

Defaq spam

TS,

FL yg aku fuck malam merdeka sambil tengok muka najib haritu ada masalah hutang dgn company pinjaman berlesen tanpa slip gaji ni
Dia pinjam 10k but end up kena byr 30k
Memang terus melacur la, tapi nasib baik sedap

Inb4, tengok muka najib and rosmah on tv really potong stim, even we laughed together when my didi suddenly shrink

do not go to ahlong aka pinjaman peribadi berlesen，the interest will accumulate daily，when the time u have money to return，it will just enough to settle the interest only. No joke....at the end your wife/parents/children to bare the cost.
ahlong wont pity for u.

ahlong dah masok dah

for some fucked up reason that escapes my understanding, licensed money lending is under kementerian perumahan dan kerajaan tempatan, not bank negara.




---------

dang, I have fallen into a trap of necro thread

This post has been edited by cicak.fakir: Sep 4 2017, 10:34 PM

U ah long ? Go die la u. Hope u die in multiple cancer and STD . Pukimak .

2% per annum? Sign me up!

documetation fees 25%, Football money 15% + this and that ......

Too bad. Thought got cheap credit line.

Kesian. Please pm me, willimg to help her to ease the burden. 👀

sya manang moto

trima kasi pawarut

[quote=blinkxox,Nov 12 2014, 07:29 AM]
wa boleh tolong lu tapi lu mau kasi wa ini dokumen

fotostat ic dreveng lesen

bil air letrik

gran kreta (market value kreta > 15k)

Please pm saya 01132171141

Oi, don't simple fitnah!

I have lesen so I'm lend with due diligence and expecting my client to payback. We don't use force ok!

You think itu lesen senang dapat???

BODO! LATER SEND YOU LOD FOR DEFAMATION!

LOL

Saya adalah Puan Margi Ben, sebuah syarikat pinjaman swasta yang memberikan bantuan kepada orang-orang biasa yang memerlukan bantuan kewangan. Anda amat memerlukan pinjaman untuk membayar hutang anda atau untuk meningkatkan perniagaan anda? Jika anda telah ditolak oleh bank dan institusi kewangan lain? Jika anda memerlukan pinjaman penyatuan atau gadai janji? Inilah peluang untuk membawa masalah kewangan anda ke akhir.Anda mempunyai kredit yang buruk atau memerlukan wang untuk melabur untuk perniagaan untuk membayar balik pada kadar faedah 2%, keperluan kewangan bagi individu untuk membayar bil, untuk meminjamkan dana. Saya perlu memaklumkan kepada anda bahawa kami sangat boleh dipercayai dan bersedia memberikan kredit kepada penerima. Jadi hubungi kami hari ini melalui e-mel di (mrsmargibenloancompany@gmail.com)

go to bank lah. why need to go to ahlong ma

4y already..

5k simply ask friends around also can get d....

If you can pay back in very short term, get from relatives or friends. The very last option is Ah long. Many cases pinjam 10k, bayar balik 30k + kena cat merah

go so many money lenders around .... still dont know what to do ? sigh
kids nowadays

dafuk necro