polarbearz any idea about using margin via IB? Once I hit USD200k I think no harm with margin of USD20k. Any idea how to apply to cap margin at only USD20k?

Yes you can use IBKR to buy parkway life. No problem.

I don't bother about sg market nowadays. Once money in, I convert to USD and wait. Yes. Earning no interest. But my options are giving me more cash than any dividends or interest I can earn by locking my money up in a stock. Hence I don't bother. My options are earning me basically 0.7-0.85%per week. Yes. You read that right. Per week.

So what if 3% psudo cash stocks. Not interested. Last time yes.
Some more now with market going down, you want to keep cash? I am starting to buy baby. I love it when market is red. The redder it is the better.

I never do etf in th first place. REIT I am keeping. I don't trade options. I am still a buy and hold guy. But why only do buy and hold when you can do options to generate extra money on the stocks you want to hold anyway?

Hence I do both. Options allow me to generate my own dividend so I am not stuck with dividend paying stocks only. Now I can buy non dividend paying stocks and still get paid holding them essentially getting "dividend" from those stocks.

The many IBKR websites that you see, like US, UK SG, AU etc. are just different servers across the region. You will be automatically be routed to the nearest server, usually SG/AU (for my case, HK). The account functions similarly for either servers. Account remains registered with either US or UK despite the different servers that you are routed to.

I am saying from Malaysia's perspective. I suppose he will sign up from Malaysia. Of course, if say he is from Australia or SG, then his account will be AU-based and SG-based.

IBKR don't have offices in Malaysia.

IBKR is geared towards professional and institutional investors, so the interface is daunting for newbies,

OptimusStar Frankly IBKR is not that hard. Their website is just nice. If you want simpler interface use IBKR global trader.

No one use ETF to track Forex 🤦‍♀️ instead they go directly to the FX market

How much you EPF give over 30 years? 5%p.a compounded
How much s&p500 and Nasdaq 100 give over 30 years 9-10%p.a compounded.

One is self cleaning. One is not. Self cleaning here means lousy companies not making money are automatically remove.

I am not talking short term. You are thinking short term.