Thank you my friends for the opinion. Below, I elaborate further...

My GF is from Sabah, so my mom just afraid of two things. One is my GF culture and practices maybe some of it not aligned with our religion (actually my family and GF family are all in same religion). Secondly, she afraid that I will only follow my GF and focus on GF family only and soon forgets her. However I managed to convince my mom that this won't be happening. But the last time I spoke to her, I can still feel a bit about this "trauma" of my mother. So I can conclude that she is just not completely accepting her yet.

My new salary would be 4k only. I already brought a condo that will finish its construction in May 2015. Got to pay RM1250 for that soon. Also RM600 for car. Not to forget the education loan, investment, utilities, internet, phone, allowance for mother, settle credit card, petrol, grocery and balance for lunch/dinner for a month. Before this, I always enjoy my life without thinking to save money. And now I regret it. Deep in my heart I just wish I can turn back the clock. But I know I can't and that is why I predicted that I can achieve a saving of 5k only by mid of 2015.

Suggestion from you guys to just sign the paper and do the wedding dinner later also had been considered by us. But because in our tradition, it is heavily required us to do the wedding and dinner altogether. We are in headache thinking about this...

As I grow older, I can say that 96% of my friends are currently already married. So, during weekend most of them are very difficult to hang out. As I don’t know who else to be with, so I go to my GF. Then I think that if I always going out with her like that, it is better for me to marry her straight away. In addition, I will not be alone and bored anymore. Furthermore, actually during 2nd year with her, I already promised to marry her. But it didn’t happen. Then in 3rd year I promised again. Didn’t happen as well. Now we are just entering 5th year. So how? I know that I was stupid to promise her like that. But the pressure continues.

In conclusion why I want to get married is I am living alone and looking for someone to take care of me and someone for me to take care. I am ready emotionally but financially still not there yet.

Sorry guys for late reply. I was in hometown for 1 week. No internet access. Btw, your advise is really useful to me, especially about how to save the money.

On the other hand, I already spoke to my GF regarding to sign the paper first. But she really want the wedding dinner altogether. The reason is she is the eldest in her siblings and want avoid some sort of disrespect to elders/parents in her tradition. So now I guess we need to proceed with this plan. Regarding the expenses, only after married she told me to help with the house loan repayment. For now she also has no saving at all to support the wedding!! 

Maybe one of the bright news for me right now is that my mom is finally willing to welcome her in our family.    Just awaiting to discuss the next stage. But she also concern that I don't have savings. Aiyaa..

Recently one of my best friend is married. He advised me to start prepare this year as the price of ring and the rest will be more expensive next year. Then later when GST come, much more expensive. Matila. So in conclusion, my BIGGEST enemy right now is MONEY.

Hurmm..thus I should buy it now isn't. I will try to work out on this. Maybe will buy or no.

Oh really? It was a long time ago.. actually I just 3 days working in a new company now. As for now my role focusing not in O&G. But future may have. My current company business is diverse (as it is a worldwide company).
Yes. True enough.
It will be challenging. But this is the option I think the best right now.

Getting married now these days very hard. me also want to get married but financial not stable yet.

want to get new home to married also cant as bank only give out 70% loan that i need fork out other 200K. How in the world KL people can fork out RM200k cash as down payment.

Me and my GF dating for 10 years already. very sad.