Don't add in GF portion, only ur bank account, for sure no 100K, infact 50K also no.

I said bukit tunku...

He said 100+K reaching 200K even.

Actually we don't care if he have 100K or 100M, is the attitude of own self have nothing but like to look down on others.

This post has been edited by jolokia: Nov 16 2014, 12:09 PM

Ah Bear, if next year interest increased, you will end up paying more or less ?

You gonna take Bank loan right ?


Next year will 300K inflated, then 400K inflated, 500K inflated, the longer you wait the high it's inflated.

Only money in your bank account though not much, will be deflated. ..lol

Base on your command in english & bad analytical skills you are also 4K inflated for your boss, you should worth no more than 1.5K a month...wakakaka

You still can't see the silver lining in the article after 2 days of analysis. ..sigh

Your boss really waste 5K employing u..sigh

Let me give you a hint, remember REHDA wayang kulit before our budget ? No bulldozer at the end, give incentives somemore ?

He think owner will discount 25% after interest increased 0.25%.

He don't see the mortage he can afford getting smaller n smaller.

Really oversea grads of these quality. .

Goodview got new launch mah ! U didn't buy ?

1 year VP woh ngam2 for you, pay 10% like 73K only mah, you say got 100K saving, combined income 15K can afford what.

Why go in & out of 10 round empty handed ?

If your GF willing to wait 3-4 years to VP while living in that rented apartment of your, you wouldn't be looking for property VP next year lah..

You think drag till both of you cannot afford she will give in ah ?

I cannot afford lah

But if you need bank statement to show Zuiko, I can forward you my, I blur the details, you tell Zuiko that's yours, he will not peli you anymore.

Ok look ! As you predict next year interest increased for sure.

Let me ask you this, would the interest cauae more damage to you or the investors/speculators ?

They bought at 200-300 tokens they sell to you at 400-600 tokens

Which is more 0.25% for 200-300 tokens loan or 400-600 tokens loan ?

You buy now even interest increased in Q2 you still pay 6 months lower interest correct.

If interest increase do you think owner wouldn't just add into selling price ? then you paying his interest plus your own.

See the logic ? even you scarcely cat you took fix rate, you think the rate will be lower now or after interest increased ?

I think I now believe Zuiko, your Bank account "zero" .. after all he get first hand info since he got himself a new fubu...kakakaka

Alternative way to keep your properties without resorting renting to Negros & Middle Eastern..muahaha

http://www.chinapress.com.my/node/577606

http://thehousingbubbleblog.com/index.html


“Industry expert Catherine Cashmore said cultural reasons
might also be behind the empty apartments, particularly in
the CBD. ‘There is a high proportion of foreign ownership
within the city,’ Ms Cashmore said. ‘We do know from a
cultural perspective that in Asia and China it is quite natural
to leave properties empty. It is actually advantageous to
leave it empty because it keeps that new appeal of the
apartment. As soon as you have a tenant moving in it, there
is damage that can be incurred and that can bring the
property price down.’”



Bear2 do you see News Vs Silver lining ?

www.teddyu.com/

US oh don't pray2

More like he missed the chance to get a Honda Civic Hybrid or Honda Insight couple years back when govt give tax free for hybrid car below 2000cc, Now he had to pay Accord price for Civic Hybrid or Insight, or else he had to settle with City.

Conclusion missed the boat.

No lah he want gaya he go rent a car but luckily he found 2 more dumb relatives to car pool & cover his bare asxx opps Bear Asxx.

Everything he imagine govt will help him reduced the price, but everyday I see govt talking about subsidies rationalisation, guess he didn't read much.

This post has been edited by jolokia: Nov 16 2014, 10:53 PM

How did you get into Uni ah ! figurative speaking lah.

He said you ride motorcycle while waiting for car price to drop, I said you want gaya where would take motorbike, you go rent a car then ask 2 relative car pool with you.

Motorcycle = Room or shared room

Rent a car = Rent a whole house.

Car pool = Sub rent

Anyway I also wish what you dream come true, as I still have a couple AiM9 Sidewinder not yet launch, can shoot down a few cheap & good property if price really drop.

For him 2500-2341 = 20

Overseas Grads

That why i said he not worth 5.5K, even Minolta Bangla Guard would not make such silly mistake.

http://www.zaobao.com.sg/consumer/property...20141114-411676

Wah even Singapore media talking about Malaysia property price increase after GST but Ah Bear says decrease.

http://www.zaobao.com.sg/consumer/property...20141114-411874

Ah Bear think his so call law paper can go Singaland earn SingaDollar & buy property there,

Look at the price ? Gaylang somemore.. 1 Room from $690K (420sf) , 2 Rooms $900K (570sf), 3 Rooms $1.18M (764sf), 4 Rooms $1.36M (947sf)

Ah Bear even without conversion you also cannot afford a Studio There ..

http://www.zaobao.com.sg/consumer/property...597#prettyPhoto

Singapore property going down the drain Ah Bear said, look at the amount of project..

Ah Bear dream on lah..

This post has been edited by jolokia: Nov 17 2014, 08:54 AM

You missed this is it

“Industry expert Catherine Cashmore said cultural reasons
might also be behind the empty apartments, particularly in
the CBD. ‘There is a high proportion of foreign ownership
within the city,’ Ms Cashmore said. ‘We do know from a
cultural perspective that in Asia and China it is quite natural
to leave properties empty. It is actually advantageous to
leave it empty because it keeps that new appeal of the
apartment. As soon as you have a tenant moving in it, there
is damage that can be incurred and that can bring the
property price down.’”

That's the only reason I want to be TS, to prevent him from lock the thead when loss in argument, otherwise I also feel very MaFan to be TS.

Anyway already prepared V14.

How much ah ? i didn't noticed

Too bad HajiCloud went missing, or else ask him to be TS would be fun.

Ah Bear you want Zero Entry Project Near KL City or not ? Since you 50K also can't show, that's you only choice, but need to buy Tiffany or LV to convince GF live in rented house for another 3 years lah, or alternatively let her tumpang Zuiko house for 3 years.. kekeke

QUOTE(bearbearwong @ Dec 10 2013, 09:16 PM)

Job title: lawyer
Job description: litigation department for credit cards recovery for banks
Years in office: 1 month plus
Company: local firms
Years experience prior: 1 year
Industry: law
Employment level: junior lawyer
Highest qualification: LLB HONS LONDON ,CLP
Current salary: RM3700.00 + RM400 claims + RM240.00 parking
Upon confirmation: RM4,000.00 the rest same

overall I say it is ok..


Found

Donno i can paste this to first page or not, but scare people "lippot" later.