Compensate 3.5k, and top up the difference if I wan something higher than that.
They took my ST50 already, so don't have TV for almost a week now.

Yup can choose other brand. The compensation is by insurance company.

So far only LG oled can beat the plasma performance but i need to top up another 4k lol for 55inch.

Yes this is exactly my problem now.
55 inch OLED or 65 inch LED.

Either go big, or better IQ

But based on plasma experience, probably I will have to baby the OLED too. My plasma has several temporary image retention that I might find it annoying sometimes. I watched mixed content (youtube, shield tv, streaming services) so these things are noticeable after sometime will notice it on the screen. Watching movies however, it is absolutely awesome with plasma.

Progressive insurance. Dont know how good isit.

Not sure though, I doubt the efficiency. Everything is via verbal arrangement for now, I might be pissed off it it turns out to be not what i expected.

Yeah this is what I expect from insurance payout as well, although i thought the term was replace a new one if irreparable, so I hope they will honor it.
If they compensate lower, then probably i'll downgrade to 55inch LEDtv then

I got back my full amount today, minus few ringgit for admin fees.
But the process was painstakingly slow and unorganized. Took them about 3 weeks to settle everything, I had to keep call and chase everyday to ask for status.

I will probably think twice before getting insurance. I have to live without a tv for a month.

If sourcing for panel then u are in bad luck. They no longer produce new panels long time ago since 2013. Even if u can sooner or later it will have problem again. I've changed my panel 2 times. My friend also experienced same issue. ST50 has a design panel flaw. Insurance company refund me back full amount. And I've moved on.