He is jealous because he missed the boat...day n night thinking amaya lol

Lost cost flat is pack with people n full occupancy rate so it is unusual for him to see unit still vacant

Latuk, he want a landed ,guarded and gated in klang valley, not more than 30 minute from klcc, nice neighbourhood, minimum 22x80 , freehold, chinese area, convenience , Like desa parkcity but maximum 350k price tag.

U can get help mou?

15 yrs ago damansara utama, bandar utama very cheap

50 years later Bearbear will be billionaire...ulu langat will become 50 mil per acre

I not sure that time I still here anot lol

Bearbear then u need budget your spending dy la..instead of 500k now have to reduce to 450k lo

Yes a bit regret take loan liao, should fully settle with cash after lock in period

Seem everything increase, should increase rental from my tenant once tenancy expired....should propose to all owner as well...our cost is higher liao..I expecting increase between 10-15% ..

This post has been edited by Jliew168: Oct 24 2014, 01:01 AM

By the way I need to say thanks to u..usually I seldom check the stock price.
Luckily that day u mention index drop a lot and I secure some dead chicken on last week and resell back today with 12% profit
By the way did u get any dead chicken on market since u so gan cheong about the stock market

Bearbear don't open business , u not ready be a boss u

Bearbear I say serious 1...u not ready yet now, may be few years later, just my sincere advise up to u want to listen anot.

Your mentality still not prepare to manage a business.first of all u r a type of person who many comment and like to comment on many thing- this sooner or later will lead a disagreement with partner.

Secondly-your can't take risk

Third - you are the person that can't make decision

Fourthly - u think too much

Fifth - you don't have an open heart

Change all your weakness only consider be a boss

If possible don't buy apartment in kepong area..too much China doll, not good for own stay

Sorry if any tai kor own apartment In kepong, siu dai humble view on kepong apartment not so good..
Full with China doll n massage parlour. If u have children try don't buy apartment in kepong area..further down Jalan ipoh or Batu caves area I think is slightly better for same budget..less than 350k I think can get symphony height by hua yang , which I think much better than kepong apartment

Warren Buffett Tells You How to Turn $40 Into $10 Million - Patrick Morris
Author: Tan KW | Publish date: Fri, 24 Oct 15:41



By Patrick Morris
Warren Buffett is perhaps the greatest investor of all time, and he has a simple solution that could help an individual turn $40 into $10 million.

A few years ago, Berkshire Hathaway CEO and Chairman Warren Buffett spoke about one of his favorite companies, Coca-Cola, and how after dividends, stock splits, and patient reinvestment, someone who bought just $40 worth of the company's stock when it went public in 1919 would now have more than $5 million.


Source: Coca-Cola.

Yet in April 2012, when the board of directors proposed a stock split of the beloved soft-drink manufacturer, that figure was updated and the company noted that original $40 would now be worth $9.8 million. A little back-of-the-envelope math of the total return of Coke since May 2012 would mean that $9.8 million is now worth about $10.8 million.

The power of patience
I know that $40 in 1919 is very different from $40 today. However, even after factoring for inflation, it turns out to be $540 in today's money. Put differently, would you rather have an Xbox One, or almost $11 million?

But the thing is, it isn't even as though an investment in Coca-Cola was a no-brainer at that point, or in the near century since then. Sugar prices were rising. World War I had just ended a year prior. The Great Depression happened a few years later. World War II resulted in sugar rationing. And there have been countless other things over the past 100 years that would cause someone to question whether their money should be in stocks, much less one of a consumer-goods company like Coca-Cola.

The dangers of timing
Yet as Buffett has noted continually, it's terribly dangerous to attempt to time the market:

"With a wonderful business, you can figure out what will happen; you can't figure out when it will happen. You don't want to focus on when, you want to focus on what. If you're right about what, you don't have to worry about when"
So often investors are told they must attempt to time the market, and begin investing when the market is on the rise, and sell when the market is falling.

This type of technical analysis of watching stock movements and buying based on how the prices fluctuate over 200-day moving averages or other seemingly arbitrary fluctuations often receives a lot of media attention, but it has been proved to simply be no better than random chance.

Investing for the long term
Individuals need to see that investing is not like placing a wager on the 49ers to cover the spread against the Cowboys, but instead it's buying a tangible piece of a business.

It is absolutely important to understand the relative price you are paying for that business, but what isn't important is attempting to understand whether you're buying in at the "right time," as that is so often just an arbitrary imagination.

In Buffett's own words, "if you're right about the business, you'll make a lot of money," so don't bother about attempting to buy stocks based on how their stock charts have looked over the past 200 days. Instead always remember that "it's far better to buy a wonderful company at a fair price."

Menjalara area condo apartment I think is better than kepong , less China doll.


I heard UOB going to built a new high density condo in Taman Megah, that 1 you also can consider but starting price should start from 500k. If u fond with kepong area and can up you budget little bit can consider this 1

There always demand from GRO in area like kepong , damansara perdana and u even can rent out higher but usually owner try to avoid rent to china doll,Tom yam or popiah to prevent headache.

I found out even shoplot in lousy area also very high demand for online gambling cafe n massage parlour

Usually payment quite punctual geh if not pay u know what to do lo

U buy for own stay or investment?

If own stay n don't have house yet can consider PRIMA housing..not bad for 400k product
Much better than current 400k condo

Malaysia bank actually is very prudence in lending , what Bearbear said just on a very small percentage of cases.

U think bank really so easy lend to ah pig ah dog meh, if like this loan shark can chap lap dy

Let me check with bank see I can borrow 300mil personal loan anit, of success I willing to give office 500k kopi money

I think Bearbear don't know that sales team have no say whther the loan can approve anot..

Assume Bearbear don't know what is check n balance

In border line may be bank can close one eye let the loan pass but let say u earn 2k or your account is kosong 1 wanna get 500k loan is a big no..

Bearbear let me teach u, those take undertable 1 usually is a freelance mortgage agent, u pay him to do a nice account for u...they even can create a fake working indentiity for u ( usually in sales line so that no need tele with epf statement) and staff to support...they have a pay slip, income statement and staff to answer the phone if bank call and do the vetting.

This all so call freelance mortage agent actually is not banker, they just someone who help u fake the document.

So please don't talk until bank so corrup, just certain people try to con bank on giving out loan...

Those who pass case to bank no say whther loan can approve anot..bank have they own check n balance system..

u have too little exposure and simply believe what people said...

This post has been edited by Jliew168: Oct 24 2014, 06:46 PM

Bearbear look like know many thing but actually he know nothing....

He is too easy to cheat n fool if he start doing business now