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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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SUSDavid83
post Nov 24 2014, 05:41 PM

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QUOTE(kinabalu @ Nov 24 2014, 04:42 PM)
How are the card condition for everybody.

I have been using the card for almost 2 months already, and full of scratches on the top part now. cry.gif

I only swipe it during weekend and no more than 4 times per week. sad.gif
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Scratches are small matter unless it starts to split into two halves.
SUSDavid83
post Nov 24 2014, 06:13 PM

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I encountered twice and I was able replacement card FOC.
SUSDavid83
post Nov 24 2014, 06:22 PM

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QUOTE(kinabalu @ Nov 24 2014, 06:15 PM)
encounter twice what bro? how to get replacement for free? share share tips pls.
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No tips. Just called CS to explain the condition of the card.
SUSDavid83
post Nov 24 2014, 06:52 PM

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QUOTE(kinabalu @ Nov 24 2014, 06:44 PM)
i see, but that policy differ from bank to bank right bro?
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Both of my cases are with MBB.
SUSDavid83
post Nov 24 2014, 08:13 PM

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Pipe burst incident happened to me before on my rented house. PBAPP charged us 50% of the total bill.
SUSDavid83
post Nov 24 2014, 08:16 PM

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QUOTE(InvinCibleXz @ Nov 24 2014, 08:15 PM)
Hi, may i know when do you guys pay your cc's bill? Before end of a month? Cannot found in maybank2u..
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You need to access to the "My Statements" menu/tab to view your payment due date.

Any date by the due date.

This post has been edited by David83: Nov 24 2014, 08:18 PM
SUSDavid83
post Nov 25 2014, 09:25 AM

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QUOTE(kinabalu @ Nov 25 2014, 09:03 AM)
No idea, i will let u know once i got my new card. So far in CIMB clicks and M2u.

Both card still active.
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Replacement card due to physical defect/faulty will retain same card number.

Not sure about the CCV, CVV or CID number.

SUSDavid83
post Nov 25 2014, 09:35 AM

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QUOTE(kinabalu @ Nov 25 2014, 09:31 AM)
What about the expiry date of the card? follow the old one or will come with a new date?
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All details will retain except for the security code portion.
SUSDavid83
post Nov 26 2014, 10:23 AM

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Stupid question here:

What is the difference between EzyCash and CashTreats?
SUSDavid83
post Nov 26 2014, 02:42 PM

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Under Rewards menu.
SUSDavid83
post Nov 26 2014, 04:21 PM

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QUOTE(koinibler @ Nov 26 2014, 04:17 PM)
I'm also not sure what the different but  I had previously used ezycash.
Should always pick ezycash since the fee is cheaper.
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EzyCash: 3.88% one-time fee with 0% interest for 6-month repayment

CashTreats: 3.88% one-time fee and 8.88% p.a. interest for any repayment tenure plan
SUSDavid83
post Nov 26 2014, 07:49 PM

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QUOTE(beh0211 @ Nov 26 2014, 07:47 PM)
Every online purchases/bill payment via m2u also can get the 5% cash rebate?
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YES.
SUSDavid83
post Nov 30 2014, 12:22 PM

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QUOTE(Devil4life @ Nov 30 2014, 10:42 AM)
Where do you check that ur expiry is end of the year? From what I know the expiry is 3 years and from last year onwards. Previously treat point has no expiry. So don't think yours is expiring end of the year in the first place
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Does he mean that his card is going to expire by end of this year?
SUSDavid83
post Dec 2 2014, 11:04 PM

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QUOTE(alvinkhorfire @ Dec 2 2014, 11:02 PM)
Is this RM100 Cashback separate, on top of the default RM 50 cashback?
What do they eman

There is no trick, or hidden charges for these 2 promotions, right?
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1. Sign up separate cashback. Mainly to cover your GST.

2. There's some T&C to comply for eligibility. You need to register.
SUSDavid83
post Dec 3 2014, 01:00 PM

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QUOTE(beyond86 @ Dec 3 2014, 12:01 PM)
U need to fill up form, provide some documents ..
They are quite prompt ...
http://creditbureau.bnm.gov.my/reportobtain.html
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If you have time to go to the nearest BNM branch, you can use the self service kiosk.

No need to fill any form. Just bring your NRIC. Procedures similar to EPF.
SUSDavid83
post Dec 3 2014, 02:05 PM

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CCRIS will only show all your banking credit. Citibank is pretty efficient in updating credit facility in CCRIS. RHB is the worst.

CTOS on the other hand will keep your warnings from utility providers.

SUSDavid83
post Dec 3 2014, 04:40 PM

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QUOTE(zenjet @ Dec 3 2014, 04:39 PM)
how bout the cashback?

it works with Airasia?
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Make sure you use AMEX on weekends (transaction date must fall within Malaysian weekends).
SUSDavid83
post Dec 3 2014, 06:14 PM

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QUOTE(supersound @ Dec 3 2014, 05:10 PM)
Do add, Malaysian time also.
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Malaysian weekend is implied to Malaysia time and time zone also. doh.gif
SUSDavid83
post Dec 3 2014, 08:52 PM

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QUOTE(supersound @ Dec 3 2014, 08:48 PM)
Not really, as this has been discussed before. Some are saying follow the oversea's time while I tested is follow Malaysian's time.
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I think swipe on the spot follow oversea time while online transaction at Malaysia site using oversea payment processor must follow Malaysia time.

That's what I remembered. Correct me if I'm wrong.
SUSDavid83
post Dec 3 2014, 08:57 PM

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QUOTE(supersound @ Dec 3 2014, 08:54 PM)
Nope, online or swipe also the same. Tested already. That's why I missed some cash back doh.gif
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So must follow Malaysia weekend, time zone and time right?

That was my first perception since the beginning since I have no chance to validate as I seldom travel nor do online shopping.

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