I'll also request for upgrade next year's March before my GST kicks in. This makes sure I have fully utilized my card this year.
Though I can request now but I don't want. Cheapskate me. 

just give us RM2k will do....
as RM1000 give RM50 max for cb

bank won't tell the reason why rejected....

Yeah, one of my friend had an accurate amount of RM24k gross income, managed to get approval from CIMB bank.

But I did not want to apply other credit card except for MBB. Sigh.. although I do not have a choice now. 

If you use Maybank debit card for just ATM purpose, then make the limit for debit to 0.
I did that for my Maybank debit card, now it is only for ATM purpose.
Can change it in M2U.

So it is either cash or credit card for me.

the way i'm interpreting it:
1. card anni in nov and cancel it before gst is being charged, since not being charged yet, there's nothing to waive unless the new platinum card is also not being charged GST
2. "Means I get to enjoy using my gold cards for the whole 2014 without paying the RM50 GST" - not correct as GST for 2014 already charged on Nov 2013
why are u using debit card instead of credit card? got special promotion/discount using the debit card?

Thanks for the feedback guys.
It's useful for those planning to upgrade their card.

What do they mean by 100% cashback? If I charge RM 100 to Maybank 2 cards, Maybank will give me RM 100 as cashback, right?

Is there a minimum amount to be spent? There is no trick, or hidden charges for these 2 promotions, right?

Yup, that's right. Because I'm receiving the SMS when swiping and doing online using M2U the time stamp on the transaction will tell.
So in other sense, weekend cash back in overseas are about 1 day, unless it is open 24 hours.

Yup, that's right.

Why worry? Even if you lose the cash back, you still got 5X TPs. AMEX are widely accepted in overseas.
Or you want to be like me? Swipe happily for groceries using the STUPID card and at the end of day get rm0 cash back? Then complaint and the CS bring me round the garden, even send a hard copy T&C to me but can't tell me the MCC.

With MYR becomes worthless, any cashback won't have significant impact.

1 USD == 3.44XX
1 SGD == 2.62XX

Nope, this I don't really agree with you.
Before concluding anything, you need to consider which currency you will be using. And take the cash you change as reference.
Like when I exchanged my Qatar Riyal in Malaysia, it was rm92 = 100 Riyal.
Swipe my AMEX in Qatar after currency exchange it is only rm91 = 100 Riyal.
[attachmentid=4244082]
[attachmentid=4244083]
[attachmentid=4244084]
You may see the above, first 2 are from my AMEX while the last is from Master.
Middle East currencies are quite stable, so the fluctuations are quite minimum.

MYR is heading to Tun M era. 

When you applied your card?

I'm not sure if they sync or not, but isn't the sms time based on your mobile service provider?

I hope 6 months can pass quickly.
Can I know how much is the GST charged to you for your cards upgrade?
Is it still 50 or need to pay 100 just like new applicants?

Thanks.