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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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kremlin
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 Apr 29 2015, 05:29 PM
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QUOTE(cybpsych @ Apr 29 2015, 05:05 PM) | Category| Spend| 10% Cashback| | Mobile | RM 325 | RM 33 | | Cat A | RM 325 | RM 33 | | Cat B | RM 335 | RM 34 | | Total | RM 985 | RM 100 |
That means, spend a cumulative total of RM985 to achieve RM100 cashback, effective rate is about 10.15%  i've simulated the calculation (on paper), you need to all 3 categories to achieve highest cashback rate with the lowest spending  wow, you guys are really "geng". getting 10x RM50 is already a big hassle and adding RM985 to it.. too much for me  |
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kremlin
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Apr 29 2015, 05:46 PM
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QUOTE(cybpsych @ Apr 29 2015, 05:40 PM) dont bother much about RM985. it's just to test the maximum return from the card. as long as you can achieve 10X RM50, the card is quite good dy. I myself couldnt hit 10X RM50, so i help paying mobile bills/grocery from my household and reload TnG card for Grocery, i meticulously group items into RM50+ per swipe, then swipe each group one after another (gotta have thick skin when ppl queueing behind you stares fiercely at you! LOL!) I have been hitting 10x RM50 for more than 1.5 years  and I am very happy with this card. In case if I did not hit the 10X, I will go to Maxis Cash Deposit machine and pay for my next month bill hehe .. OR go to AEON Big and buy their RM50 Gift card. This post has been edited by kremlin: Apr 29 2015, 05:46 PM |
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kremlin
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Apr 30 2015, 01:45 PM
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QUOTE(sevendogz @ Apr 30 2015, 12:03 PM) dreamland indeed, HLBB chinese bank, super kedekut one.. HLB is giving good rebate for RM50 x 10. Could not ask for more else they might terminate the 10% CB  |
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kremlin
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May 14 2015, 12:25 AM
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QUOTE(legolego @ May 14 2015, 12:08 AM) Quick question, if I pay TNB bill (total RM500) with RM50 x 10 times of transaction, does this eligible for 10x mini RM50 transaction and hence I could enjoy the 10% cash back? Yes, eligible |
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kremlin
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May 21 2015, 11:41 AM
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QUOTE(janson_kaniaz @ May 21 2015, 09:37 AM) cut off date is still month end right, ie 30th and 31st? i seldom get merchants reporting slower than 2 days for maybank, unless it's online shopping. to stop spending by 26th seems overkill to me Yes, as long as posting date is 31st/30th then you are safe. I would advise you to stop using it 2 days before the last day of the month (i.e 29 if 31st and 28 if 30th) |
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kremlin
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May 21 2015, 02:09 PM
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QUOTE(janson_kaniaz @ May 21 2015, 12:31 PM) ic. thanks for the heads up yup, maximum 2 days for me. I usually stop spending after 26th or whenever I met my target |
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kremlin
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May 25 2015, 05:43 PM
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QUOTE(ytan053 @ May 25 2015, 03:29 PM) my 3 categories are mobile, utilities and petrol. just wanna confirm will auto billing (maxis, dgi, tnb) be eligible for the 10% cash back? is it done on the respective site (ie go to maxis page, digi page and sign up for auto billing)? wise card thread #2 mentioned similar thing, just wanna confirm. tks! tried auto-debit for my maxis fibre and got 10% rebate. |
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