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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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victorywp
post May 5 2015, 05:19 PM

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QUOTE(nsync @ May 5 2015, 04:11 PM)
Yeah... I'm surprised when i check my bill yesterday...  drool.gif

I'm ready to pay the annual fees, as most of the people here mentioned there is no way to waive it.  laugh.gif
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first year user?
victorywp
post May 6 2015, 09:47 AM

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QUOTE(kopiPeng @ May 6 2015, 09:29 AM)
Wow.. so good!  drool.gif

May I know roughly how much you spend using this WISE card per month?  blush.gif
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if he can also share how much he spend within the selected categories and outside the selected categories?
victorywp
post May 6 2015, 12:21 PM

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QUOTE(nsync @ May 6 2015, 12:19 PM)
normally i will get cashback RM80~100... total transaction around ~ 1300-2000
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that's why they can offer waiver to you... smile.gif
victorywp
post May 6 2015, 04:17 PM

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QUOTE(pisces88 @ May 6 2015, 02:32 PM)
i tried to ask waiver, my monthly cashback usually Rm100. but they dont allow  sweat.gif
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i mean they offer waiver because he contribute a lot which is without cash rebate.
victorywp
post May 11 2015, 07:57 PM

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QUOTE(njan77 @ May 11 2015, 07:47 PM)
1st OCBC Titanium reduced its cash back.
Now UOB One card reduced its cash back.
Hopefully HL Wise card will not follow the trend…
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first is mbb inflate its treat points redemption lol...
victorywp
post May 12 2015, 10:36 AM

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QUOTE(blizzardng @ May 12 2015, 09:57 AM)
user posted image

This is the screenshot. Thanks  smile.gif
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later you will see the adjustment for the other 2x rm50. nod.gif
victorywp
post May 12 2015, 12:25 PM

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QUOTE(cybpsych @ May 12 2015, 10:16 AM)
weird indeed.

if u applied this card before 1st April, this RM50 cash rebate is correct, but the extra 2 rebates could be system error.
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QUOTE(supersound @ May 12 2015, 11:23 AM)
Quite weird on this hmm.gif
Never encounter this before.
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nothing to be surprised or felt weird about.
as i said, it will be reversed later.
always have new members report on this on/off, so it is hlb system error that will always cause this rm50 x3 showing on new members' statement.

earlier case as shown below.

-case closed- icon_rolleyes.gif

QUOTE(rapple @ Feb 2 2015, 12:39 PM)
[attachmentid=4327001]

Anyone know what rebates is this?
My first statement is on 26 Jan.
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victorywp
post May 12 2015, 05:53 PM

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QUOTE(gizmo4g @ May 12 2015, 05:27 PM)
how much is the annual fees of this card?
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rm160 for gold
rm300 for plat
not yet include 6% gst

This post has been edited by victorywp: May 12 2015, 05:53 PM
victorywp
post May 16 2015, 12:20 PM

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QUOTE(kelvinlzy @ May 16 2015, 10:27 AM)
Better than decrement of petrol price right? If you pump on 30/31 and the price drops on 1st then really doh.gif
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i know it will not reduce for sure. based on past few months trend, i know they will increase the price. but i forgotten that there were two by-elections going on during that time and they finally decided to maintain the price to woo voters.
victorywp
post May 17 2015, 04:24 PM

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QUOTE(eric84cool @ May 17 2015, 02:57 PM)
bout waiver, my colleague got applied for waiver but the CS doesn't allow hence my coll cancelled the card. Just after few weeks, the so called manager called up my coll and questioned my coll on cancellation CC, surprisingly my coll managed to get waiver and obtained replacement CC.

Wonder anybody experienced about it?
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hlb wise or other hlb cc?
victorywp
post May 19 2015, 12:13 PM

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QUOTE(sailou @ May 19 2015, 12:01 PM)
Hi guys, I just downgraded my Platinum to Gold. Before I start using, I need to know which is the best billing date for my statement. Need to alter my billing date before start using.

Thanks.
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the best billing/statement date depends on you.
when is the time your salary/pay/claim/commission enter? when is the time you have more cash?
then just deduct 10-15 days earlier from the date you determine above.
so your due date will be slightly after your money in.

This post has been edited by victorywp: May 19 2015, 12:14 PM
victorywp
post May 19 2015, 06:12 PM

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QUOTE(Wongchoy @ May 19 2015, 05:07 PM)
QUOTE(DM3 @ May 19 2015, 05:41 PM)
why sms W2 ,W3 etc followed by card no.??
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it says "or" so means w2 or w3 or w4? sweat.gif
victorywp
post May 19 2015, 08:55 PM

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QUOTE(kelvinlzy @ May 19 2015, 07:56 PM)
Its voucher time again biggrin.gif
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i just gave up cimb 40% yesterday and slept peacefully then this hlb 30% comes today pulak. only let me slept 1 night peacefully... sad.gif
victorywp
post May 19 2015, 08:57 PM

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QUOTE(CalvinCLK @ May 19 2015, 06:39 PM)
I just received the SMS Blast, so WW for me. Replied and registered. biggrin.gif
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QUOTE(DM3 @ May 19 2015, 08:13 PM)
I thought since its 1st week,W1 should be more appropriate
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i also received the sms blast already... still considering whether to join or not...
victorywp
post May 19 2015, 10:31 PM

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QUOTE(MGM @ May 19 2015, 09:41 PM)
So the 30%CB is for the weekend spends, the minimum 3x weekday spends don't get CB?
If yes, then weekday swipe 3 x RM1, weekend swipe 1x rm333 to get max rm100 CB?
Weekday Eligible Transactions and Weekend Spend
5. Eligible Cardholders who perform a minimum Three (3) Weekday Eligible Transactions using any of the HLB
Credit Cards on Mondays 00:00:00 hours (12:00a.m) to Fridays 23:59:59 (11:59p.m.) during the Participating
Week of the Campaign Period (“Criteria”) shall stand a chance to receive 30% Cash Back on Weekend Spend
(“Cash Back”) performed on Saturdays 00:00:00 hours (12:00a.m) to Sundays 23:59:59 (11:59p.m.) of the
Participating Week as described below:
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this 30% cb is separate from your existing hlb wise cb. so you can make that 3x weekdays swipe to be within your selected categories so that you will not waste it.
victorywp
post May 19 2015, 10:41 PM

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QUOTE(janson_kaniaz @ May 19 2015, 10:35 PM)
it doesn't say weekday transaction must be on the same day and it doesn't say also it must be in MCC list. y not just pay rm1x3 for utility?
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the 30% is for weekends. so for the weekdays 3x swipe, don't need to rush. just use it like usual and earn the 10% for the 3x swipes within your selected categories.
victorywp
post May 19 2015, 10:49 PM

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QUOTE(janson_kaniaz @ May 19 2015, 10:43 PM)
The maximum Cash Back given out for each Participating Week throughout the Campaign Period is RM50,000 on a first-come, first served basis, based on the Weekday Eligible Transactions and Weekend Spend captured in HLB system’s transaction records. The maximum Cash Back for each Eligible Cardholder is capped at RM 100 for each participating week.
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as i understand it...
key points = weekdays eligible transactions & weekend spend
weekdays spend is for capturing your eligibility.
weekend spend is for capturing your 30% cb.
victorywp
post May 19 2015, 11:00 PM

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QUOTE(Wongchoy @ May 19 2015, 10:50 PM)
Easy. Just do x3 weekday trnx on Monday morning and your weekend spend on Saturday morning  brows.gif
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ini sangat menyusahkan rakyat! lol...
victorywp
post May 20 2015, 01:55 PM

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QUOTE(cdspins @ May 20 2015, 01:46 PM)
Anybody noticed that the rebate capture date is shifted form 28 of the month to the last day of the month. My spenditure on 29 is capture making my rebate off track
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it's all the while capturing 1st to last day of the month and rebate given the following month's 28th.
victorywp
post May 20 2015, 03:51 PM

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QUOTE(wesleyyim83 @ May 20 2015, 03:46 PM)
I was apply the visa infinite, but ended up received wise gold card, what can I do for it? I think is the sales staff help me to change it without my consent and never ask me which categories I want, from the 1st day I send my documents, until I received call from the branch to ask me collect the card only I know that my card is approved, any idea? Can I lodge a complaint to the bank?
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visa infinite downgraded to gold is a big difference.

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