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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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victorywp
post Oct 16 2014, 10:23 AM

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QUOTE(awsc777 @ Oct 16 2014, 09:09 AM)
Hi everyone, will the supplementary card's transactions be counted towards the 10 retail transactions required for the 10% cashback eligibility?
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yes
victorywp
post Oct 16 2014, 10:32 AM

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QUOTE(awsc777 @ Oct 16 2014, 10:31 AM)
thanks victorywp
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but remember the 10 times must be in rm50 and/or above. nod.gif
victorywp
post Oct 19 2014, 10:30 PM

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QUOTE(chrisderick88 @ Oct 19 2014, 10:03 PM)
hey guys, if i get petrol as one group, confirm can get 10%, no catch?
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1) must use at the automated fuel dispenser (not cashier inside)
2) must fulfil minimum 10x >rm50 transaction within a calendar month (follow posting date)
victorywp
post Oct 19 2014, 10:58 PM

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QUOTE(chrisderick88 @ Oct 19 2014, 10:40 PM)
(2) means any transaction >rm50?
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yes, any transaction of rm50 or above. even on the categories which is not in your list. it helps you to qualify for the 10% cb but you will not get cb for these transactions which not in your selected categories.
victorywp
post Oct 19 2014, 11:11 PM

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QUOTE(chrisderick88 @ Oct 19 2014, 11:02 PM)
lol confusing but ok thanks biggrin.gif
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he meant any transaction of rm50 or above considered as 1 time, and you need minimum 10 times to qualify for the 10% cb. if you transact only 9 times, even though at a high amount (like 9k per time), will not qualify you for the 10% cb.
victorywp
post Oct 20 2014, 01:03 AM

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QUOTE(tbheng @ Oct 20 2014, 12:14 AM)
Caring Pharmacy within Tesco @ Paradigm Mall had recently set up it's own payment counter.
They said must pay at their counter and not the general Tesco counter.
Paid using Wise card and found out it is NOT under Grocery from my latest statement!  mad.gif
Luckily it was just a small amount. Will avoid in future.

Edit: And luckily it was early Oct transaction, so still got time to replace with other swipe that qualified for CB.  sweat.gif
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do you still remember whether the receipt shows tesco or caring pharmacy? also, whether they accept tesco clubcard or bonuslink card during payment?
victorywp
post Oct 20 2014, 01:57 AM

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QUOTE(tbheng @ Oct 20 2014, 01:41 AM)
Receipt show "Caring-Tesco Mutiara Damansara".
Opps, not Paradigm Mall...I have amended my previous post. They accepted Tesco Clubcard. Din ask about bonuslink.
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wow, they put caring-tesco... i believe it's pharmacy category then...
victorywp
post Oct 20 2014, 09:48 PM

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QUOTE(chrisderick88 @ Oct 20 2014, 09:12 PM)
oh ok. wtf kind of plan is this. sounds like i have to tell the cashier "can you transact 10 x rm50 instead of 1 x rm500"?
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yeah, actually i did that before. my dining bill rm300+ and i asked the cashier to swipe 6 times rm50+ for me. lol...
victorywp
post Oct 20 2014, 10:37 PM

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QUOTE(cyang @ Oct 20 2014, 09:58 PM)
Lol. They actually fulfil ur request? Which restaurant is that?
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yup, they asked me why i wanted to do that? i said for certain kind of contest. lol... it's a restaurant in melaka raya by the way.
victorywp
post Oct 21 2014, 10:27 AM

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QUOTE(leo_kiatez @ Oct 21 2014, 10:03 AM)
Haha..Melaka is the best place.
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not sure other restaurant will do that or not, but the one did for me was restoran tong sheng. lol... melaka best place.
victorywp
post Oct 21 2014, 11:57 AM

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QUOTE(cdspins @ Oct 21 2014, 11:53 AM)
hmm.gif How about if I don't enroll n paperless statement? Do they sent out proper paper bill statement?
I found the CSV statement very bare... not to my liking. cry.gif
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yes, they do send out proper paper bill statement.
victorywp
post Oct 21 2014, 05:34 PM

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QUOTE(Chili_90 @ Oct 21 2014, 05:31 PM)
can be done in this way right? wise card for "maxispay" no issue right?

https://pay.maxis.com.my/maxis-web-adapter/welcome.web
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yes, no issue...
victorywp
post Oct 22 2014, 05:13 PM

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QUOTE(amxpayne67 @ Oct 22 2014, 04:54 PM)
Well, my application for HLBB Wise card is not approved. What a waste of time. Oh well now might be the right time to apply other Cash Back CC. Does anyone here might know the reason?
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too high commitment?
victorywp
post Oct 22 2014, 05:43 PM

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QUOTE(amxpayne67 @ Oct 22 2014, 05:32 PM)
No, not really. I am currently have 2 loans, 1 is car loan and the other 1 is PTPTN. My savings after deduct my expenditure actually around 500+ per month.
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you have other cc?
victorywp
post Oct 22 2014, 05:56 PM

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QUOTE(amxpayne67 @ Oct 22 2014, 05:46 PM)
No sir. Perhaps tomorrow i call the agent to clarify the reason for me
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usually they won't tell you the reason you being rejected.

from ccris checking, they can't see your ptptn loan. meaning that the only thing is your car loan as a reference for them. so either your car loan just being approved recently (can't analyse much from your payment pattern) or your car loan amount is quite high for them to approve another loan/cc to you (risky).
victorywp
post Oct 22 2014, 06:13 PM

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QUOTE(amxpayne67 @ Oct 22 2014, 06:04 PM)
I really doubt the car loan is the problem because i pay more than a year with no miss, and the loan is 599 per month.
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you applied for hlb wise gold?
victorywp
post Oct 22 2014, 06:36 PM

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QUOTE(amxpayne67 @ Oct 22 2014, 06:15 PM)
Yes, the combo program. Its Wise Gold + GSC Gold.
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you may try to appeal or reapply after 6 months. otherwise you may try to apply other bank's cc first because hlb wise is quite strict in approving new applicants (especially if the applicant does not own a cc beforehand).
victorywp
post Oct 27 2014, 12:15 AM

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QUOTE(kopiPeng @ Oct 26 2014, 11:29 PM)
I applied UOB 3 months ago, unfortunately I got rejected...

Last week I tried to apply HL WISE. Then the banker said high chance I will get it.

But after reading what u said I'm getting worry..  sad.gif

Anyway, I'm first timer. Wish me luck  sweat.gif
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first timer as in no any cc yet? good luck...
victorywp
post Oct 27 2014, 10:20 AM

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QUOTE(mingyew @ Oct 27 2014, 10:13 AM)
hi folks,

What is the calculation date again? is from 28th - 28th of every month?
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calendar month 1st to 31st posting date.
victorywp
post Oct 27 2014, 10:22 AM

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QUOTE(kopiPeng @ Oct 27 2014, 10:00 AM)
Fulfil 10 x RM50 transaction I think shouldn't be a problem.
Now let me breakdown the rebate. I going to take this 3 categories (Telecommunication, Petrol, Utilities)
Meaning to say I will get CashBack RM67 / month.

RM67 x 12month = RM804

RM804 - AF - GST = RM804 - RM160 - RM50 = RM594

Total CashBack per year I got is RM594.

Am not sure if its good enough. Any advise would be appreciated.  notworthy.gif
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must remember utilities only cover electricity and water bills.
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