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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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sam240
post Feb 9 2015, 09:53 PM

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@victorywp,
@supersound,
Thanks for your info.

Is there a promotion that for new user swipe more than RM1800, can get the free luggage ?
sam240
post Mar 1 2015, 04:53 PM

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I received my 1st statement:
- need to pay RM50 GVT SVC Tax
- no any cash back yet.

What i know the 50 x 10 must be within the MONTH, not statement. (correct me if I were wrong)

I have a question regarding the cash back RM100 cap, is follow my total amount of statement (I chose grocery & petrol) only.....or cap follow by MONTH?
Really confuse how to follow up the RM100 now... aiii....
sam240
post Mar 1 2015, 08:22 PM

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QUOTE(supersound @ Mar 1 2015, 06:22 PM)
It is following transaction posting date.
So best is spend your money from 1st to 21st each month. My spending are capped at 1st to 23rd each month.
*
Can I say...it is save if I swipe on today (01 March)?
(consider is under March, right?)
sam240
post Mar 1 2015, 09:52 PM

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What will happen to GST after 1st April?

How about if I have other card which no use at all (keep as standby card)?
Will my standby card charge anything on them?
sam240
post Mar 9 2015, 10:54 AM

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can i check all my incoming statement and recent transactions online?

How to apply and access?

sam240
post Mar 9 2015, 11:13 AM

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QUOTE(victorywp @ Mar 9 2015, 11:05 AM)
hlb connect
*
need walk into HLB counter or ATM machine do something first?

sam240
post Mar 11 2015, 01:51 PM

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QUOTE(supersound @ Mar 10 2015, 01:12 AM)
GST of rm25 still have to pay, till April Fool sweat.gif
*
Sorry guys, what is this? After 1st April, RM25 will charge inside our card? .... or... ?

sam240
post Mar 11 2015, 03:04 PM

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QUOTE(supersound @ Mar 11 2015, 02:05 PM)
Nope, no need to pay rm50/25 liao thumbup.gif
*
oh... how about other bank credit card?

sam240
post Mar 11 2015, 04:50 PM

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ok.. what special with sharing is caring?
sam240
post Mar 29 2015, 04:12 PM

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My new WISE card until now is consider 3rd month, not yet cash back to me for the RM50 (Gov tax) which state will cash back after 1 swipe.... still need to wait ?

Any GST during purchase cash voucher at Giant / Juya Jusco / Sunshine? Anyone ask this before?
sam240
post Mar 29 2015, 04:28 PM

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QUOTE(victorywp @ Mar 29 2015, 04:22 PM)
when was your first swipe?

gst won't be imposed on cash vouchers.
*
Within 10 days after get the card.
sam240
post Mar 29 2015, 10:13 PM

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QUOTE(victorywp @ Mar 29 2015, 09:30 PM)
call the cs then...
*

Called since end of Jan....ok, will call them again.

Anyway, I got the HTC cash back RM100.
sam240
post Mar 30 2015, 01:51 PM

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QUOTE(laymank @ Mar 30 2015, 01:36 PM)
a lot of these confusions  between march and april expected, it seems.
*
what is card approved on Jan? or other than Mar / Apr?
sam240
post Mar 30 2015, 05:05 PM

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QUOTE(laymank @ Mar 30 2015, 02:03 PM)
If Jan, there is nothing to be confused about liao.

You would have been charged by now.
*
Oh, just double checked, is Feb 2015 (new card).
haha...

sam240
post Mar 31 2015, 09:27 AM

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QUOTE(victorywp @ Mar 31 2015, 07:41 AM)
lol... min rm53 x 10 times got la... biggrin.gif
*
wait, is this true?
sam240
post Mar 31 2015, 02:01 PM

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QUOTE(laymank @ Mar 31 2015, 10:18 AM)
Try to request for downgrade. Some people reported it's doable.

But I cancelled mine because they told me it's not.
*
when is the suitable for downgrade time? after 6 months? or 10th month?

sam240
post Apr 2 2015, 09:17 AM

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QUOTE(QuickFire @ Apr 1 2015, 10:45 PM)
Yes, any transaction counts except the annual fee/charges from HLB.
*
yeah....any transactions as long as RM50 or more will count.
Insurance, cash voucher, pay bills...etc

sam240
post Apr 2 2015, 10:28 PM

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QUOTE(supersound @ Apr 1 2015, 08:17 PM)
You can spend about rm950 to increase the effective cash back.
*
I don't get this, why not RM1k? (Am I missed out any update after GST) ?

sam240
post Apr 3 2015, 11:54 PM

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QUOTE(victorywp @ Apr 3 2015, 01:29 AM)
the most minimum spending to fully maximise your cb with hlb wise is rm985.
the trick is to plan your spending on your 3 categories with rm325+rm325+rm335=rm985. your cb received is rm33+rm33+rm34=rm100.
*
There are no limit/cap for each categories, right?
So if I spend all in groceries, still can get fully cb, right?

sam240
post Apr 4 2015, 12:38 AM

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QUOTE(kremlin @ Apr 4 2015, 12:07 AM)
Yes
*

thx


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