was being hit by a company van (under c permit commercial) and because of the impact causing me to bump the car infront of me. while we still under negotiation, we was being direct by the police bantuan to pull over to the side of the road to prevent traffic jam. however the van just run off like that. before that we have taken the van number plate. i went to the police station with another woman to make police report. however as per my runner mentioned, the van driver ignore and didn't go to the police station to make the report. sergeant has already issue letter to the owner of the van though but they just act stupid.

currently my car was in the workshop under repair while still waiting for the other party to come to the police station however my insurance company told me big percentage have to claim od

I called my insurance company and that lady said that no report or keputusan receive from the sergeant then they will claim consider od and lose my ncd. They are not helpful on solving my issue at all and in return sounds me back

TM la haih. Actually what is statutory declaration means? Sorry first time met such incident and I'm not really sure all this procedure and terms.

So I just report it to the bnm that is?

yeah this insurance company.

so i just need to go into the bnm and report according to the content of the police report that is? do i need to submit the report to the workshop or insurance on this declaration? err how much percentage of the successful rate? could you please provide me the direct link to it? million thanks

kind of complicated.

so can i claim under od and by the same time submit the statutory declaration? at least i give it a try for not zero rise my ncd and also i can start repairing my car. if can't, i have no choice to go for od cause i need a car to work. can't afford to put it at the workshop for months and end up nothing can be do

sigh.. really bad luck in bumping with such thugs

anyway thanks for your advise. i will see what i can do

fyi, i have the car number plate

noted. i have taken the picture of the van as well

the third party insurance only provide me 4 days of lou mentioning that my insurance adjuster stated the repair only took 4 days however my car was in the workshop for more than 2 weeks. after i argue with the third party insurance, they only add in additional 4 days. so total only 8 days. is this acceptable? i haven't sign the document to accept the offer yet. is there any way for me to fight for it?

alright thanks