Own Damage Knock-for-Knock Claim
There are times when your third party is clearly at fault and has been charged by the police for being the cause of your accident. If you can provide the proof from the police to your Insurer, you can then submit an ‘Own Damage Knock-for-Knock claim’ which is the almost the same as an own Damage claim except for the fact that your NCD entitlement will not be affected.

http://www.piam.org.my/consumer/general-in...al-lines/motor/