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 Accident 101: i teach u claim loss of use

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teikboon
post Feb 13 2018, 05:25 PM

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QUOTE(MeToo @ Feb 13 2018, 02:47 PM)
If you follow another thread a lot of poster will "claim" the police  will "hunt down" the culprit... but ofcourse reality is you are out of luck. If you are really pissed off, you can always initiate a civil suit...
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Years ago Hit by a lorry and the driver dunwan go police station with me and run away... In the end i pulak kena fork out own money fix my car...
Till now no update at all
teikboon
post Mar 9 2018, 09:49 AM

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bro saigetsu, by just following your topic, I, myself learn something new almost everyday related to vehicle accident claim

someone should give you a cookies, i mean medal laugh.gif
teikboon
post Mar 16 2018, 09:49 AM

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QUOTE(koinibler @ Mar 16 2018, 09:46 AM)
Thank you @[saigetsu] and other member for sharing knowledge here. notworthy.gif
Happen to me and decide to follow through all the procedure although a bit busy here and there.

Just sharing the chronology;

14 Aug 2017 - a car bang into rear of car (accident day)
14 Aug 2017 - make a police report
11 Sep 2017 - collect a final police report
            - suppose can collect earlier, the report is complete just still not organize, police still not make call to inform

12 Sep 2017 - send a car to service centre
13 Sep 2017 - need to make a letter why so late sending the car for claim 3rd party
            - suppose to inform my insurance about the accident first, within 14 days

26 Sep 2017 - car repair complete but not satisfied with the job, resend for second repair
29 Sep 2017 - car repair complete
19 Oct 2017 - send all accident document to Etiqa Putrajaya for LOU claim
09 Jan 2018 - follow up through hotline. Not really useful call, the claim is not in system
13 Mac 2018 - follow up through email
14 Mac 2018 - had a respond through call and email.
                    - also replied the email with needed information
15 Mac 2018 - received the LOU claim in the account

Should be quicker to settle all this, but a lack of follow up might be reason for delay.
Its hassle for sure , but a good experience.
My loss of use of 16 days but adjuster just approve claim for 5 days only.
But glad the car repair as good as new.
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nice experience sharing rclxms.gif
teikboon
post Apr 8 2019, 10:13 AM

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QUOTE(geelim77 @ Apr 8 2019, 09:55 AM)
if the budak takde lesen langgar you take the service of tos tow truck people, tow truck people have their way to settle it, by using another person as driver to make the polis report....then no problem, u can claim his insurance.

if not, budak takde lesen langgar you only get saman n his car insurance dont have to pay anything.......and you need to use your own insurance and burn your NCD.... sweat.gif
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damn sweat
teikboon
post Jun 26 2019, 05:56 PM

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QUOTE(saigetsu @ Jun 26 2019, 12:53 PM)
He made a police report, claiming against your insurance for bodily injury. If no insurance, then no need to make police report la.
Bye bye to ur ncd.
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walao sound so unfair
teikboon
post Aug 7 2019, 11:45 AM

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QUOTE(saigetsu @ Aug 7 2019, 11:25 AM)
now go to any workshop, ask them ibthey do third party claims. if yes good.
then u go to jpj, ask who is the insurer of that car. Hav to pay rm10 kot. or call that person asked him what insurance co he use.

then go to pesuruh jaya sumpah make statutory declaration that this sohai hit u and dont want to make police report. so u want to claim from him.
and collect that doc, ask the workshop can help kawtim u or not. workshop will try get adjuster and lawyer for u. u no need to pay anything. but make sure pols confirm u are not at fault ok.

thats all. leceh jugak la.
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rclxms.gif rclxms.gif rclxms.gif nice guide
teikboon
post Dec 2 2019, 09:42 PM

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QUOTE(Imp Bron @ Dec 2 2019, 04:44 PM)
I don't think so. The odds are really against me
I been in accident before, usually people stop and discuss, never been in accident that someone just cabut like that
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Got one time a lorry dunwan follow me go balai and I pulak that day kena license expired... last last kena denda cry.gif

 

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