Accident 101: i teach u claim loss of use
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 Apr 25 2023, 12:15 PM
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#1
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Junior Member
49 posts Joined: Jan 2012 
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Hi sifus,
If I claim OD-KFK (Knock-For-Knock) and I am NOT at fault, I understand that my NCD will not be reduced. However, since there is a claim record against my own insurer, will it affect my premium in the future? (Or will it affect my excess?) Also, will the NCD of the party at fault be affected? Since I am claiming my own insurance, and not the third party. |
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Apr 25 2023, 01:11 PM
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#2
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Junior Member
49 posts Joined: Jan 2012
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QUOTE(saigetsu @ Apr 25 2023, 12:22 PM) No "No" to both questions? |
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Apr 25 2023, 04:22 PM
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#3
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Junior Member
49 posts Joined: Jan 2012
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QUOTE(saigetsu @ Apr 25 2023, 03:58 PM) Sorry Thank you, kind sir!Ur ncd and pricing premiums or claim history wont be affected. As clean as new baby born His ncd however, will be zero again, got claim history ties to his plate number. |
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