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 Accident 101: i teach u claim loss of use

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kkk8787
post Oct 21 2016, 06:40 AM

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If the accident is your fault can you still claim loss of use
kkk8787
post Oct 22 2016, 09:55 PM

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anyone can teach me? if lets say its own fault, still can claim loss of use?
kkk8787
post Oct 23 2016, 07:52 AM

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QUOTE(saigetsu @ Oct 23 2016, 07:24 AM)
can. it is called compensation against repair time (CART). but this is an additional coverage.u want , u pay more during renewal of insurance. but cheap2 only la. less than 100.
Compensation For Assessed Repair Time (CART) (for Comprehensive Cover Only)
Compensation to insured on loss of use of his vehicle based on loss adjuster’s assessment of the time required for repairs due to an accident claim and NOT the number of days the car is laid up at the workshop. (For more details, please refer to our agents / nearest branches).
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Oh its an extra coverage. If i bought lets say normal comprehensive coverage , din add anything extra, not covered kan.
kkk8787
post Oct 23 2016, 08:01 AM

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QUOTE(saigetsu @ Oct 23 2016, 07:58 AM)
not covered boss. but since we are in the detariff now..

insurance may packaged it together. but no new detariff product come out yet. maybe next year...

so next year, its not gonna be the same anymore i.e. not simply i want to renew insurance... now got a lot of product features, cheaper (no more regulated by BNM), diff co offers diff coverage.. funny2 coverage oso got...

handbag hilang dlm kete la, tinted rosak pun cover, pet in transit, loss of legal docs.. etc...
btw cheaper if your "risk profile" is good la. if bad, prepare to pay more
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Oh no, i just total loss a car, guess I'm in trouble. Starts next year ?
kkk8787
post Oct 23 2016, 08:22 AM

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QUOTE(saigetsu @ Oct 23 2016, 08:15 AM)
already start.

new product = new pricing. if you buy this, new price all together. there is NCD protector product. Maybe you can buy this next time. heheh accident claims wont affect your NCD

but  existing tariff product still on the shelf. same pricing that youre paying now (but minus your NCD)
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Oh means u can choose which 1 u wan when u renew next year ? Like u wanna chose conventional ones like current or the new one. I also heard mayhe the 10 per cent for agent will be gone ?
kkk8787
post Nov 1 2016, 02:32 PM

Julyd8th
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Hi just wanna enquire, if total loss, does betterment policy apply still? as in sum insured minus 30%
kkk8787
post Mar 31 2018, 10:35 PM

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My car was involved in accident. The opposites fault.
I claimed loss of use but 4 months d no news. Shall I contact his company or my insurance company. It's an odkfk
kkk8787
post Mar 31 2018, 10:58 PM

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QUOTE(saigetsu @ Mar 31 2018, 10:50 PM)
u claim from the other company right. not urs?

u shud claim from other company just fyi, and u shid follow up with other co
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Opposite is liberty. Ok I wait for their reply then. 4 months is a bit too long right. Do they always ignore Los claim
kkk8787
post Mar 31 2018, 11:52 PM

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QUOTE(saigetsu @ Mar 31 2018, 11:20 PM)
dont wait bro. chase them...  a bit time consuming coz they have to contact your insurance to validate it is true.

if your insurance buat palat, then u lena that palat oso.
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Tried d email this morning. No reply yet
kkk8787
post Apr 1 2018, 05:53 AM

Julyd8th
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QUOTE(saigetsu @ Apr 1 2018, 12:41 AM)
call bro. email will take forever.
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Weekends who to call ya. Not sure
kkk8787
post Apr 1 2018, 10:34 AM

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QUOTE(saigetsu @ Apr 1 2018, 09:45 AM)
ofis hour weekdays la of cos
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Ok haha. Well I always no time to followup. Will call then tmr.

 

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