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 Accident 101: i teach u claim loss of use

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giggs_509
post Dec 31 2019, 10:15 AM

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Sifu, need some insights..

Met with accident last week, 27/12. Small lorry beat red lights and my car damaged quite major at front part.

My car: 3-year old honda
My ins: etiqa takaful with CART 100/10days

Lorry: lonpac third party fire and theft

Already submitted copies of my ic, licence, ins schedule and police report to honda on the 28/12. Been informed by honda my case still queue and will assign PIC later.

My questions, will my claim use my insurance or third party? Can claim ODKFK for faster process? I just want my car back. Also the front engine is exposed as the bonnet is damaged, if rains car will damage more? All this insurance covers? Appreciate sifus advise
giggs_509
post Dec 31 2019, 10:37 AM

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QUOTE(saigetsu @ Dec 31 2019, 10:28 AM)
u can choose. for faster process, odkfk lah. i think by default eyour insurance first. later it will restore your ncd.

for cart. u can claim both. first u claim from etiqa. then u write seperate letter loss of use claim from lonpac.
yes cover everything. dont worry. got warranty oso.
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So I can claim ODKFK even though other side is lorry with third party coverage?
giggs_509
post Dec 31 2019, 11:10 AM

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QUOTE(saigetsu @ Dec 31 2019, 10:57 AM)
Can
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Thank you sifu!
giggs_509
post Feb 11 2020, 10:02 PM

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Received LOU offer letter from etiqa. The witness part need to fill up or only sign my portion?
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