Accident 101: i teach u claim loss of use
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 Jun 13 2017, 03:59 PM
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#1
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Junior Member
120 posts Joined: Jul 2013  
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Hi, I got knocked this morning, can someone give me advice on how to proceed?
Situation: A rammed my car from behind. A's car NCD 55%, my car NCD at 0%. Can claim for repair using my insurans instead of his although it's his fault or not? |
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Jun 14 2017, 12:43 PM
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#2
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Junior Member
120 posts Joined: Jul 2013
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QUOTE(saigetsu @ Jun 13 2017, 04:21 PM) yes but please dont be stupid if you just claim ur insurance even your ncd is zero, ur history is tarnished and insurance will be more expensive next time u renew. this OD KFK affect other fella NCD or not?so u call your insurance company say wanna make claim coz a hit u from the back. tell them u want to make OWN DAMAGE CLAIM WITHOUT AFFECTING MY NCD or OWN DAMAGE KNOCK FOR KNOCK. this way, u still claim from your insurance company but your record still clean. then sent your car to your service centre assuming your car is new. make sure the other fella also make police report ya.  |
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