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Accident 101: i teach u claim loss of use
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everclear
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Jan 16 2017, 12:33 AM
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Getting Started

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Hi saigetsu
I was hit by a car driven by a group of teenage/early-20's boys speeding in opposite direction in Mid Valley mall car park.
They refused to provide any sort of information, IC, phone no. License, car insurance, etc. But they are okay to follow me to police station to make report. So they have license. They verbally admitted that it was their mistake but I have no idea if they told the Sargent a different story later.
Anyway, I was told (not by the police) that car insurance does not cover accidents that took place in shopping mall car park. This came as a shock to me. I went home and read my car insurance policy and it didn't mention any such exclusion.
Can you enlighten me please? What would be my best option now? Thanks in advance.
This post has been edited by everclear: Jan 16 2017, 12:36 AM
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everclear
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Jan 16 2017, 08:53 AM
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Getting Started

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QUOTE(saigetsu @ Jan 16 2017, 09:40 AM) if they ddidnt give, most probably not their car. u got the car plate number, go to jpj and pay rm10 to get the insurer. (may advise is to wait since that boi already make police report) as ussual, call your insurance company, say wanna make own damage kfk without afffecting your ncd - ask the procedure. usually send to panel workhop.. shopping mall park is publicly accessible. so u got covered. unless its private property, when its very unusual for public car to use that road, then u got problem. Thank you so much saigetsu. The guy does have driving license. Just doesn't wanna show me. He let the car park manager snap a picture of his driving license last night. I think I can ask the manager for it. Also from their conversation, it is their car (one of the boys anyway). With this, my best bet is to wait ya? Is it possible to send to the authorized workshop (VW) instead? The panel workshop outside usually use fake parts right? Sorry I think I should be asking my insurer instead. Thanks again. This post has been edited by everclear: Jan 16 2017, 08:57 AM
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everclear
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Jan 16 2017, 09:35 AM
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Getting Started

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QUOTE(saigetsu @ Jan 16 2017, 10:02 AM) no need his license. not part of the required doc to submit claim wait as in no need to find out who is the third party insurer. can according to other forumner. best is to call your insurance first. see whether can or not. Thanks. I checked with my insurer. Car park is covered. I can send to VW authorized workshop of my choice. Can claim the other party's insurance as long as the police rule in favor of me. Thanks again saigetsu.
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