Short answer: No, google search on "insurance betterment"

Long answer:
1) Insurance will replace similiar age old parts from chop shop with similiar wear & tear or years. If there are no old parts, you need to top up for the new part.
e.g. chop shop old part rm300, new part rm500, you need to top up rm200. Insurer will only pay rm300 max.

or

2) You can request to install new parts, with agreement you will top up the difference.



The other party insurer is not stupid either and will try to lower their claim cost.

Doesn't matter OD or 3rd party claim, non panel workshop will still claim from the insurer. If non panel even worse, insurer generally pay lower % as non panel generally means "cheating" kind of workshop. That's the reality in Malaysia.

Back to the point, if your repair cost with new part is rm500, or with old/used part is rm300. The insurer only agree to pay rm300 to workshop (no matter panel or not), workshop will still tell you to either accept rm300 parts, or you top up rm200.

Also, most of the time in these cases, non panel will ask you pay cash full amount, then you yourself go claim from 3rd party. You can submit rm500 claim, but the insurer (whether OD/3rd party) will only offer rm300 due to betterment. Accept or not, you bring to court/PIAM/etc. still same.

If you don't want, leave your car in workshop forever, or you tow/drive it to somewhere else. Or with rm300 you buy new parts and install/fix yourself to save the labour cost.