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 Accident 101: i teach u claim loss of use

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WiLeKiyO
post Jan 18 2017, 02:44 AM

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I need help,

I just got banged from behind exiting from mall car park toward main road, the guy drove away immediately. Lucky enough I manage to get the his car plate.

I already made a police report, the police ask me to wait 24 hours and call them back.

What else I should do to claim insurance to fix my car?

Police suggest I should go fix it myself or claim my insurance.

ADD: My car is only 4 months old, the back bumper cracked and number plate fall off.

This post has been edited by WiLeKiyO: Jan 18 2017, 02:51 AM
WiLeKiyO
post Jan 18 2017, 12:04 PM

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QUOTE(saigetsu @ Jan 18 2017, 09:14 AM)
can claim. make statutory declaration that that guy hit your car. then go to jpj find out his insurance, and make claim
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The police told me if the guy did not make any police report, nothing much they can do.

How come the guy can get away just like this?
WiLeKiyO
post Jan 18 2017, 01:02 PM

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QUOTE(saigetsu @ Jan 18 2017, 12:50 PM)
they cant, coz u got statutory declaration to use against them. its just trouble some for you lor to make SD at pesuruh jaya sumpah.
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I just called police station ask report update, they told me I need to buy the police report and wait 14 days for keputusan. I don't quite get it why need to wait keputusan. rclxub.gif

How do I claim his or my insurance so I can fix my car as soon as possible.

This post has been edited by WiLeKiyO: Jan 18 2017, 01:10 PM
WiLeKiyO
post Jan 18 2017, 05:32 PM

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QUOTE(saigetsu @ Jan 18 2017, 04:55 PM)
call your insurance, say u want to claim od kfk but this guy langgar lari. ask them procedure
of coz u need the keputusan. It will determine u salah or not. wioth that report, u can claim his insurance
*
I understood now.

I don't mind to lose my NCD to fix my car, I am just not happy that the guy banged my car and ran away just like nothing happened.

Just called my insurance company, they told me to drive to their authorized workshop ASAP.

If the police investivation outcome said the guy at fault, I can claim insurance without losing NCD.

if my fault, NCD forfeited.

Hopefully I understand correctly.
WiLeKiyO
post Jan 20 2017, 01:43 AM

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QUOTE(saigetsu @ Jan 19 2017, 03:04 AM)
Yes u r correct. Do update us if u manage to claims against him particularly on the Statutpry declaration... wjether u need it do it or not.
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I think I will claim my own insurance and lose my NCD to avoid the hassle.

Even the sergeant suggest me to repair with my own money. cry.gif

The sergeant said "Kalau tu orang tak buat polis report, tak boleh buat apa-apa juge, baik u pergi repair tak payeh claim insurance, nanti NCD jadi kosong"

I guess maybe the sergeant is too tired to entertain me at mid night.

This post has been edited by WiLeKiyO: Jan 20 2017, 01:44 AM
WiLeKiyO
post Jan 22 2017, 11:15 PM

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QUOTE(saigetsu @ Jan 20 2017, 04:08 AM)
Dont listen to that police la. Typical police ma... u dont become like typical malay boleh x even u r not even one...

Ncd u kumpul over the years mana tau one day u wanna buy merce, 55% discount is like rm2000 saving yo. Who wanna give?

Ive audited many claims files, insurance pay one.. provoded there is statutory declaration.
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The guy finally made police report.

He just called me and verbally agreed to pay the repair bill, and the sergeant ask me to close the report tomorrow morning.

Right now I am very afraid the guy do not keep his promise, later send him the bill he ignore me. rclxub.gif

This post has been edited by WiLeKiyO: Jan 23 2017, 12:58 AM

 

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