Accident 101: i teach u claim loss of use
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 Apr 30 2019, 09:43 PM
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#1
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Senior Member
1,192 posts Joined: Nov 2008 From: Cheras  
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QUOTE(saigetsu @ Mar 15 2019, 06:32 AM) When u renew either branch, online, or telephone, u will entitle 10% discount coz u didn't use agent service. suggest u shop around..i.c..get quo fr two insurer agent or online.. u might not get the same price... normal insurer dont prefer walk in as dont know the customer...higher risk... |
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Apr 30 2019, 10:50 PM
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#2
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Senior Member
1,192 posts Joined: Nov 2008 From: Cheras
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QUOTE(saigetsu @ Apr 30 2019, 10:46 PM) Dah dah no need to make up story. Walk in or not all ur data is stored centralise database. where and how they get and store our data?Ur risk profile will determine the price. Higher or lower depends on actuarial calculation of their own pricing. what is criteria is our risk profile? |
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May 1 2019, 11:51 PM
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#3
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Senior Member
1,192 posts Joined: Nov 2008 From: Cheras
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QUOTE(saigetsu @ May 1 2019, 09:13 PM) Jpj ler. is this information from the customer when keyed in to get the quotation?Younger age State with more road penang kl Higher sum insured 2-5 years old car Theft prone vehicle i.e.proton wira All above are high risk. U will be charged higher. all insurer had their own risk appetite and not using the same factors. |
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