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Accident 101: i teach u claim loss of use
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EpicBlue
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 Mar 22 2017, 12:57 PM
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New Member
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Had an accident last week where car open door and i fly from my bike.
im riding a superbike.
now police report made, insurance customer service say either i claim own insurance or i claim 3rd party. Judgement is car wrong, he illegally parked and open door without looking.
any advise on this part?
they say 3rd party i can pay the damages first, but shop quotation need out and adjuster see how much can claim, adjuster fee also paid by me.
i am afraid it is gona take 6 months, workshop say 3rd party always slow.
This post has been edited by EpicBlue: Mar 22 2017, 12:58 PM
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EpicBlue
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Mar 22 2017, 01:14 PM
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New Member
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QUOTE(saigetsu @ Mar 22 2017, 01:02 PM) if u claim ur own insurmace, will u lose ur ncd? I have 0% now. next year i wont get ncd. |
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EpicBlue
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Mar 22 2017, 01:31 PM
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New Member
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QUOTE(saigetsu @ Mar 22 2017, 01:27 PM) new bike ke? damn. anyway i suggest if u can wait, claim third party. if u injured, claim third party as well. now days scratch a lil bit 200+ can get d. free money. summore ur record will clean. from July 2017 onwards, your claims record will influence the pricing. bad risk will attract higher premium. ya 1 week+ kena open door. if claim 3rd party, can i pay first? scratch also they let u claim meh. |
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EpicBlue
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Mar 22 2017, 01:44 PM
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New Member
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QUOTE(saigetsu @ Mar 22 2017, 01:36 PM) if claim third party... sorry i dun understand y u wanna pay first? injured scratch, yes. can. fastest way if you can go straight to that car insurance. say u wanna claim bodily injury. coz they were saying if i pay first, i can take out the bike as soon as it is done. then wait insurance let me claim for me. if claim 3rd party, should i go his insurance company there notify them? or just notify my own insurance(Bike shop do)? |
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