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Accident 101: i teach u claim loss of use
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TSsaigetsu
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Apr 5 2018, 11:34 PM
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QUOTE(scottyvstheworld @ Apr 5 2018, 08:33 PM) Guys hope you don't mind i ask this here bcs looking for a quick answer. I want to see a 30 year old motorcycle do i need to do anything different like let puspakom check the bike or anything or just transfer name that is all will do? if u wantvto change name u have to have puspakom clearance. but thats for car. y not call jpj and ask
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TSsaigetsu
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Apr 9 2018, 10:50 AM
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QUOTE(sheahann @ Apr 9 2018, 10:39 AM) lastest update. they said car 80% done .. this week need submit JPJ for chassis restructure. He say this need takes 2 week. then only can go puspakom .. first time heard need submit to JPJ. he said due to chassis koyak change chassis .. anyone can clarify why the need to submit to jpj ? and is the car still safe to use ? chasis rosak kene go to puspakom for clearance. your car damage teruk ke? y not total loss?
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TSsaigetsu
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Apr 18 2018, 10:03 AM
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QUOTE(cawan @ Apr 18 2018, 09:51 AM) how long will the claim loss of use will pay to me? how long i need to wait? faster as 5 days? or more? based on exp here, 2 months
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TSsaigetsu
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Apr 19 2018, 08:25 AM
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QUOTE(lkoky @ Apr 18 2018, 06:53 PM) Bro, I finally received the LOU claim offer letter from insurer - Liberty. Total LOU offer is 10 x RM40 = 400, acceptable to me. on the Acceptance letter, t said need signature of witness and RM10 Revenu stamp? Can I just get anyone, e.g. family or friend as my witness? What is that revenue stamp? cukai bunga? thanks. your fren can. go to pos office pay rm10 for stamp duty
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TSsaigetsu
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Apr 19 2018, 08:55 AM
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QUOTE(kino318 @ Apr 19 2018, 08:49 AM) Hi all, my car hit an accident and repair done, the workshop help me to claim loss of use 27 days, but the insurance company only offer to pay 14 days. The actual loss of use is 27 days. Do u guy think is reasonable? Thk you u can nego. try call company
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TSsaigetsu
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Apr 23 2018, 09:11 AM
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QUOTE(JustcallmeLarry @ Apr 20 2018, 09:59 PM) Hey bro, usually how long will it take to hear back from the insurance company you trying to claim lost of use from? It already been over a month since i post them the claims but still didn't hear anything from them? The company is MMIP (Malaysian Motor Insurance Pool). if other insurance company already slow, mmip lagi slow because its not even a company. call them
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TSsaigetsu
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Apr 24 2018, 11:16 PM
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QUOTE(JustcallmeLarry @ Apr 23 2018, 11:57 PM) lol what? If it is not a company then what is it? its a pool. basically those super high risk that all insurers dont want to insure will go to mmip. since all high risk policies masuk dalam this pool, its always recorded loss. and this loss is equally shared by all 26 general conventional insuran companies. since this is a pool not a company, two companies are appinted to manage claims. liberty and multi purpose insurance co. while they are dedicated staff to manage mmip claims, the motivation is not there coz they dont care about mmip branding. u get what i mean?
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TSsaigetsu
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Apr 25 2018, 08:45 AM
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QUOTE(citizen162888 @ Apr 25 2018, 06:17 AM) If somebody knock me , my car damage can claim his insurance. But my medical bill , i have to pay myself? if it expensive, can i sue him to get compensated? ubcan claim against his insurance too. not just medical, trauma oso can my lutut and elbow got cut scratch, easily 2500. makesure u keep the receipt at yhe hospital and ask for the mdecial report.
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TSsaigetsu
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Apr 29 2018, 09:12 PM
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QUOTE(AmeiN @ Apr 29 2018, 04:31 PM) Boss thanks. Etiqa offer me 100% from sum insured. Accept je la offer. Btw, insurance i pay only halfway then they cancel right, that one cannot claim?haha what do u mean u paid only hafway? maksudnye belum expiry dah claim?
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TSsaigetsu
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Apr 30 2018, 07:00 AM
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QUOTE(AmeiN @ Apr 29 2018, 10:47 PM) Ya, belom expired. Renew on sep 17, car lost jan 18. Balance cannot get back?  xboleh la. insurance puj mau cari makan. hehe
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TSsaigetsu
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Apr 30 2018, 09:50 PM
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QUOTE(skycrawler @ Apr 30 2018, 09:24 PM) guys what happened if in one year you accident 2 times. both time can claim from your insurance? yes.
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TSsaigetsu
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May 1 2018, 03:52 AM
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QUOTE(skycrawler @ Apr 30 2018, 11:02 PM) but ur historic claim that is really bad since u claim twice will cause ur premium expensive
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TSsaigetsu
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May 6 2018, 09:02 AM
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QUOTE(Left4Dead2 @ May 5 2018, 09:37 PM) Want to ask guys, my car scratch heavily by those big lorry driver but claim my fault and very fierce I no dare argue with them and walk off. Come to think about it, can i report police now and claim for insurance ? Insurance claim need both party police report and verification ? yes.
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TSsaigetsu
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May 6 2018, 09:04 AM
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QUOTE(RiriRuruRara @ May 5 2018, 10:57 PM) Hi I just got a form for my no claim use, the form is called E-Payment Authorisation Form. 1. I am currently unemployed but in the form they ask for authorised signatory and company stamp. Is my signature enough bcs i'm unemployed atm how to get a company stamp? 2.They asking for a photocopy of (Certified True Copy) of the relevant page of my bank statement, what is this??? Is it my bank saving book? call them i think they meant stamp duty. kat pejabat pos rm10 got. go to bank and ask for certified truw cooy. yes ur bank acc but with bank stamp.
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TSsaigetsu
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May 6 2018, 03:16 PM
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QUOTE(Left4Dead2 @ May 6 2018, 12:31 PM) What's your suggestions ? report within 24 hours or deont even dream to make insurance claim.
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TSsaigetsu
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May 6 2018, 03:16 PM
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QUOTE(Left4Dead2 @ May 6 2018, 12:31 PM) What's your suggestions ? report within 24 hours or deont even dream to make insurance claim.
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TSsaigetsu
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May 7 2018, 09:21 AM
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QUOTE(RiriRuruRara @ May 6 2018, 10:28 PM) Ok, 1 more thing I see the other form they need me to get a lawyer signature, any idea how much a lawyer charge for this? Bcs the money they giving me also not that much. i have no idea. what lawyer? i just claim bodily injury like 5 months ago. no lawyer required.
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TSsaigetsu
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May 7 2018, 02:04 PM
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QUOTE(RiriRuruRara @ May 7 2018, 01:58 PM) Yes there is a form called receipt discharge and indemnity. I see this form I need to sign it and also a lawyer need to sign it too. witness area? my colleague sign for me. no lawyer needed.
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TSsaigetsu
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May 7 2018, 11:13 PM
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QUOTE(RiriRuruRara @ May 7 2018, 10:15 PM) Below the signature there says advocate and solicitor, any witness can sign this part???? I also don't know this my first time kena accident. Also do your think it is worth my time to ask for more money from the loss of use? Bcs my car was in the workshop for more then a month but they only offer me rm120.. call them and ask. y not. actually u can nego for more. they usually give face for the first time. try 200. maybe they guve 159
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TSsaigetsu
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May 8 2018, 01:17 AM
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QUOTE(RiriRuruRara @ May 8 2018, 12:00 AM) Ok thanks. When I called them they said this figure was from my company adjuster. So now I need to call my insurance company to increase or the person who bang me insurance company? bang
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