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 Accident 101: i teach u claim loss of use

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TSsaigetsu
post Oct 1 2014, 11:38 AM

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QUOTE(WaCKy-Angel @ Oct 1 2014, 11:34 AM)
wats ur job? adjuster?
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no. more macro..
TSsaigetsu
post Oct 1 2014, 11:40 AM

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QUOTE(WaCKy-Angel @ Oct 1 2014, 11:33 AM)
no admit also can get keputusan lor...under seksyen 52 hit and run.
I have the lorry pic and everything.
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ok learn something new on the police side. so its not really langgar lari la.. more like lorry didnt report.. rclxms.gif

what is the content of the keputusan? does it mention which party wrong? unsure.gif
TSsaigetsu
post Oct 1 2014, 11:43 AM

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QUOTE(Toyoi @ Oct 1 2014, 11:39 AM)
go claim the outcome report yourself, talk nicely sure can get it, no need incentive or ask the workshop to collect on your behalf. lol
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talk nicely my ass... i think u never came across police who want to take advantage of your accidennt, tuka content police report suka hati mak bapak die and then sold the case to lawyer. macam sial.

all of sudden got third party bodily injury claims against bapak die.. and the victim of bodily injury was never involve with accident with bapak die... coz bapak die kenal who he bang with. Jilaka

happened to my colleague dad's car.
TSsaigetsu
post Oct 1 2014, 11:46 AM

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QUOTE(WaCKy-Angel @ Oct 1 2014, 11:45 AM)
how mean more macro? tell ler
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auditor
TSsaigetsu
post Oct 1 2014, 11:48 AM

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QUOTE(mukhlisz @ Oct 1 2014, 11:43 AM)
i don't speak cantonese but isn't OP abusing the word lansi here?  rclxub.gif

only lansi reference i know is kerek/sombong/arrogant/dickhead/LCLY
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im indian lol.. ive got issue in RWI for not understanding the word langsi. but no problem oso.

so langsi in this context is the culprit la
TSsaigetsu
post Oct 1 2014, 12:12 PM

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QUOTE(sohailayhun @ Oct 1 2014, 12:08 PM)
Mine others bang me...
Already repot, keputusan out....
Already 3 month, havent fix my car yet....
Reason need car, running business..

Still can claim....????
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rent car, get receipt. refer to my previous post
TSsaigetsu
post Oct 1 2014, 12:13 PM

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QUOTE(mukhlisz @ Oct 1 2014, 12:12 PM)
you can claim but then your insurance will wanna know why u delay in claiming the insurance. more hassle...

my case i just delay 1 week they made such a big fuss...  sweat.gif
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of coz, they can say u con them... haha
TSsaigetsu
post Oct 1 2014, 12:14 PM

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QUOTE(2feidei @ Oct 1 2014, 12:07 PM)
Yes, time to wait for investigation report, time to wait for adjuster, time for workshop to repair......all open for abuse, while those vulture runner try to get a share of profit, offering u fast repair and they will kautim with u, in return that you handover your car to be repair by them.

I learned my lesson, NO WAY! Reason, no offence to those honest workshop here, 99.99% workshop I meet, not only try to con the insurance company for maximum claim, but, also replace with sub-standard, non original parts for you, but claim new, original parts, and insurance company ask you to pay for betterment cost. And, workmanship, really questionable. Now, I rather DIY all myself, get investigation report myself, go to authorised car brand dealer for repair (instead of any workshop authorised by insurance co) yes, take longer time, but, peace of mind, and I know what I pay is what I get.
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hoorrr.. wait until u get tan chong or proton... vavi lambat... but this is generalization ony... hehe

kalau pojo, very fast one, straight total loss... rosak sikit total loss, coz sparepart mahal

This post has been edited by saigetsu: Oct 1 2014, 12:15 PM
TSsaigetsu
post Oct 1 2014, 12:21 PM

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QUOTE(neo.crazed @ Oct 1 2014, 12:17 PM)
ts, u sure thats the current rate for CART?
I got RM60 per day when my Myvi got hantam by a nurse' Unser.
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not sure... walao so high one.. u sure or not,... ini BNM guideline mah
TSsaigetsu
post Oct 1 2014, 12:26 PM

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QUOTE(2feidei @ Oct 1 2014, 12:25 PM)
Mine Honda, 1 month.  sweat.gif

Reason
Day 0 - accident and report
Day 1 -  get police report (cannot get immediately, coz report after office hour, can only get during office hour, working day, else, next working day, office hour)
Day 9 - get keputusan kes, photo (this one, I lucky, coz the person who bang me made report together with me, so, keputusan case can be immediate if I kautim with runner/ investigation officer, but, I don't). Send car to workshop
Day 13 - only insurance adjuster can come see. Prior to that, workshop can't do anything. And, workshop order parts
Day 30 - repair complete.  rclxm9.gif
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capalang workshop or franchise honda one?
TSsaigetsu
post Oct 1 2014, 12:30 PM

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QUOTE(th3judas @ Oct 1 2014, 12:28 PM)
thank you TS.. If my cat ever give birth, i will name it after you rclxms.gif rclxms.gif
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saigetsu wub.gif
TSsaigetsu
post Oct 1 2014, 02:13 PM

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QUOTE(katsumoto2011 @ Oct 1 2014, 12:46 PM)
Ehhhh

Od kfk mean you submit you accident claim to your own
Insurance company , then the repair will be CLAIM UNDER YOUR OWN vehicle. Technically you will lose your ncd

Only after that insurance company will file a official claim toward the person who bang you car mean his insurances company to claim that amount - wrong

That why after processing odkfk will take up to 90 days
To get your car ncd to reinstall back
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under od kfk u will not lose your ncd. BNM said so mah.
TSsaigetsu
post Oct 1 2014, 02:13 PM

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QUOTE(zul_sur @ Oct 1 2014, 01:46 PM)
My case,

lori bang me,
lori driver broke hand,
lori driver kena saman,
lawyer sue me.....

wtf...
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heh. sapa salah first? case still on going? Bodily injury claim is it? u x patah tgn?

if lorry, lorry sure salah one.

This post has been edited by saigetsu: Oct 1 2014, 02:21 PM
TSsaigetsu
post Oct 1 2014, 02:16 PM

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QUOTE(neo.crazed @ Oct 1 2014, 01:33 PM)
serius worrrr.
they offered me RM30 x 6.0 days car in workshop.
I said *** lei, where got one day spend RM30 for transport, cab from putrajaya-KL Sentral RM60 minimum.
they counter offer become RM30 x 12.0 days.

So essentially RM30 is the rate but they dabel the amount of days claimed.
Nice hah Etiqa Insurance, can bargain woh
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based on y exp, those who appeal, especially highly profession, co give muka one... are u high profile character or been lowyal to etiqa, or corporate customer or something..

last timegot one case superbike own by doc.. insurer ofer 40k out of 80k SI. doctor appeal, at the bottom got stamp, xxx, doctor bla2.

co x ckp banyak CEO approved liao.


TSsaigetsu
post Oct 1 2014, 03:02 PM

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QUOTE(Felice821 @ Oct 1 2014, 02:56 PM)
My car got into chain accident last year May. Report been made and claimed 3rd party. Car in workshop for 1 month plus due to taichi and ding dong-ing.

I just called the workshop, my LOU still pending. The workshop yet to receive cheque from the insurance company. And the workshop told me even the LOU issued, I need to pay lawyer fees for that. So in the end, might get nothing back.
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ask him for breakdown... lawyer fees tp insurer paid one. means lawyer telan your money or workshop telan.

tp claims a bit hard to get in full coz involve too many parties who are conman. especially lawyers
TSsaigetsu
post Oct 1 2014, 03:03 PM

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QUOTE(HeReLiSm @ Oct 1 2014, 02:48 PM)
Yup, I know all the procedure. But donno how to claim LOU from the lansi's insurer  sweat.gif

my car complete repaired already. just haven't make LOU claim yet.
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jangan lambat!, nnt insurance co persoal!
TSsaigetsu
post Oct 1 2014, 03:18 PM

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QUOTE(Felice821 @ Oct 1 2014, 03:11 PM)
The workshop told me the claims might not much, and need to give it for lawyer fees. It's been 17 months, and I still yet to get the money.

Normally how long it takes?
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how long it takes depnds on your luck..

your workshop con u. that is for sure. sound workshop tell them that insurance co will pay for the lawyer fees adjuster fees oso.. got breakdown one. jilaka penipu scammers.

ill open new thread on this tomorrow if rajin

u call your workshop, if he didnt give money, u will report to insurance co and bank negara (LINK) 17 months lambat gila.. please complain.

fark the workshop upside down.

This post has been edited by saigetsu: Oct 1 2014, 03:19 PM
TSsaigetsu
post Oct 1 2014, 03:20 PM

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QUOTE(toenexx @ Oct 1 2014, 03:15 PM)
Instead of opting for public transport and you only get paid RM30/day isn't it better to just rent a car instead?

Why is the amount of cash offered much lower than that of the cost of a rental car I wonder... it doesn't make sense.
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this one oso i wonder. bettter rent car or just tumpang friend.

the prob is the number of days u can claim is up to the adjuster.. adjuster oso can con u.
TSsaigetsu
post Oct 1 2014, 03:22 PM

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QUOTE(neo.crazed @ Oct 1 2014, 12:17 PM)
ts, u sure thats the current rate for CART?
I got RM60 per day when my Myvi got hantam by a nurse' Unser.
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yo neo, how many days u can claim vs how many days u didnt get your car (your car stuck at workshop)
TSsaigetsu
post Oct 1 2014, 03:29 PM

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QUOTE(Felice821 @ Oct 1 2014, 03:26 PM)
Thanks. I called, the workshop said, yours only few hundred ... even the sot of repairing your car few thousands the insurance company yet to pay us. Please wait, we will update you once got the updates.

I told them I going to report it, and she said, please do so. Cilaka.
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which insurer? let see if i can help

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