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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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pisanq
post Feb 18 2015, 07:24 PM

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QUOTE(pisanq @ Feb 17 2015, 12:38 PM)
applied yesterday via email, approved today

"RM0.00 Your request on Balance Transfer for Affin Bank credit card has been approved."
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and the day after all monies credited to respective cc except cimb. dunno why bt payment via ibg frm affin->cimb take more delay compare to affin->mbb

update: money credit to cimb cc at night

This post has been edited by pisanq: Feb 19 2015, 08:23 AM
pisanq
post Feb 27 2015, 08:03 AM

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so next month start from 9th we only left with pbb, aeon and affin bank 0% BT. did i forgot any?
pisanq
post Feb 27 2015, 08:34 AM

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QUOTE(aromachong @ Feb 27 2015, 08:27 AM)
and citibank new cardmembers 12 months 0%
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i asked cs, citibank 0% bt offerred to selected card holder only. this is the main reason i'm cancelling my citibank cc
pisanq
post Feb 27 2015, 12:08 PM

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did anyone successfully apply 0% bt with mbb without statement to their m2c card?
pisanq
post Feb 27 2015, 12:37 PM

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QUOTE(victorywp @ Feb 27 2015, 12:15 PM)
yeah, i did without statement bt from aeon to my mbb2cards plat.
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tried last time, they request for statement. will try again during weekend
pisanq
post Mar 2 2015, 07:32 PM

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QUOTE(blahbleh @ Mar 2 2015, 03:53 PM)
What are your experiences on getting refund on credit card overpayment?

I'm having this BS from RHB card CS that they cannot refund my overpayment because the amount is based on BT transfer from another bank. I said if I terminate my card, what will happen? The CS will give a callback...
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mbb refund without issue just need to call cs. my friend asking bank rakyat for bt refund, officer ask to withdraw at counter or atm with 3% fees lol
pisanq
post Mar 5 2015, 10:17 AM

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QUOTE(koinibler @ Mar 3 2015, 01:58 PM)
It's depend on the bank. Some need to see statement, while some don't. You can BT for those bank that doesn't required doc.

Also would like to rant here about OCBC. Just received called from their CS about unable to process  my BT from AEON since aeon is not a bank. So, I need to review my BT form again and resubmit.
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did ocbc know they can pay the bt to aeon via ibg to citibank?
pisanq
post Mar 12 2015, 08:30 AM

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for citibank, all over payment balance transfer refund to citi casa subject to cash advance fee
pisanq
post Mar 13 2015, 01:47 AM

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my mbb bt received by them on 6 mar, approved on 9 mar, ibg on 10 mar to other bank. still enjoying the promo 0% rate % 0 charge that ended 8 mar
pisanq
post Mar 19 2015, 07:18 PM

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QUOTE(koinibler @ Mar 19 2015, 06:09 PM)
That explain some member also can use the feature.
Do you know why you become selected 'customer'?
choice for free annual fee
clear for cinema, coffee bean, club, cloth shopping
and cash back for cash back

for me, that the only option
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my citibank choice also eligible for coffee bean promo, kenny rogers roaster etc. free af for life
pisanq
post Mar 20 2015, 08:35 AM

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QUOTE(aromachong @ Mar 19 2015, 07:40 PM)
what is the coffee bean promo?
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off topic. u may go to citibank thread & search coffee

https://forum.lowyat.net/index.php?act=ST&f...post&p=72037535
pisanq
post Mar 20 2015, 07:12 PM

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QUOTE(sendohz @ Mar 20 2015, 02:55 PM)
I have applied for refund for double payment on 11th March and Aeon customer service confirms with me the process is pending since 12th March.
So i called up again this morning to check the status and to my surprise the CS told me that i have used my Aeon credit card after i filed my request to refund the payment, there i am not allowed to refund the payment.

I straight forwardly told the CS that i was never informed there was this condition when i requested for refund, and now i have to wait till her supervisor to check and confirm the status for me.

anyone experienced this before?
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i cancel my aeon bt immediately after reading your post haha

pisanq
post Mar 20 2015, 10:14 PM

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QUOTE(victorywp @ Mar 20 2015, 08:10 PM)
i thought he meant he bt from aeon to other bank (other bank paid to his aeon) and tried to cash out double payment in aeon?
while your case is you trying to bt from other bank to aeon (aeon pay to your other bank)?
no conflict right?
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yes. i cancel my aeon bt means the one i plan to overpaid to aeon cc, so that i can cash out from my aeon cc acct. wasting time cash out from aeon if they play that "game"
pisanq
post Mar 25 2015, 08:21 AM

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QUOTE(MGM @ Mar 25 2015, 07:57 AM)
I did a BT overpayment of >rm5000 to MBB, and now MBB won't allow me to transfer to my MBB savings account without any payment receipt. Previously did a smaller amount without such problem. Sh*t have to do extra work. Anyone face similar problem.

Call PBB and they dont issue receipts for BT. Looks like have to transfer to MBB2Amex instead.
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give them the pbb BT application form as the receipt then. btw, u are not bt to amex m2c, so u bt to mbb visa/master? platinum or gold?

last time citibank also requesting receipt of payment in order to refund, i give them mbb bt application form. they proceed refunding me
pisanq
post Mar 27 2015, 01:23 PM

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email bt application to pbb on monday during lunch hour, money received on thursday. superb
pisanq
post Mar 31 2015, 07:57 PM

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QUOTE(eric84cool @ Mar 31 2015, 07:41 PM)
Guys, could I apply for new PBB card and submit the BT form along? Usually take how long?

Is there any link to download and send to PBB?
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can submit along but use split form. email to pbcs_online@publicbank.com.my or custsvc@publicbank.com.my
pisanq
post Apr 5 2015, 06:22 PM

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QUOTE(tifosi @ Apr 5 2015, 04:37 PM)
Those who has 2 AEON cards, Watami and gold, have you tried BT with the 2 different cards? I cant BT with Watami anymore because my lapse time is not 6 months yet. However my Gold card is BT free. Anyone got approved?
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u give a try and share the result here brows.gif
pisanq
post Apr 9 2015, 07:03 PM

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i cancel my bt application with affin on monday because my cl is not enough, today they call me back asking me not to cancel it while they will put my application status on hold until i have enough CL next week. since they are desperately need customer i wish they will extend the 0% bt promo after 30 apr
pisanq
post Apr 17 2015, 08:17 AM

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did anyone having any issue to get refund from BT overpaid to public bank cc? what amount? any extra charge or fee? plan to overpaid my pbb cc
pisanq
post Apr 23 2015, 06:54 PM

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QUOTE(guy3288 @ Apr 23 2015, 01:59 PM)
hooray, finally managed to get refund of BT over payment to Citi.

MBF offerred me 0% BT on 13.4.15, so i did 2 BT overpayment.
1 to MBB >10k, got it back on 15.4.15 without a question

12k BT to citibank got into trouble, requested for bank in slip, so needed all the work to get the payment details, now only is refunded.

Note: THose who wanna over pay citi, make sure it is <rm2000, otherwis be prepared to go through the hassle.
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i just told them no payment slip for bt & email them bt application form. citi refund overpaid amount within 5 days

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