hey,
i've been following this thread for a while.. I got 1 question.

after BT.. do you need to settle the installment amount or you just need to pay the minimum 5%?

if the BT is for 1 year.. do you need to BT to another card right before the BT term end or you could BT to another card way before the BT term end?

any help is appreciated.

Thank you

My balance transfer was approved and the fund sitting at my Maybank credit card account now. Called MBB the officer said max 10k can be done via the phone, asked me to email for amount more than 10k and ask me state the reason for the surplus and subject to approval.

Is there any reason they can reject my application?

Can sifus share your experience about which bank provide better service in term of below:
1. Can transfer to other bank (Maybank said only can transfer to Maybank Saving)
2. Processing time (Maybank said takes 8 working days)
3. Limit to be done via phone? (Maybank 10k)
4. Must provide reason? (Maybank asked for it)

Is this only Maybank? Look like I am choosing the wrong card to transfer to

You walk in or email? What reason u gave? Can we just say balance transfer? Does it matter actually?
3 working days is fair for me, not mbb 8 working days 

May I know how you sent your application form? Branch/mail/fax?