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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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lamode
post Mar 6 2015, 01:40 PM

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QUOTE(Ricky300 @ Mar 6 2015, 01:40 PM)
Just wonder, can we apply PBB BT on Maybank AMEX ?
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can, no issue. smile.gif
lamode
post Mar 26 2015, 11:19 PM

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QUOTE(MGM @ Mar 26 2015, 11:11 PM)
MBB is super efficient, overpayment transfered to my savings acc today, 1 day after my 2nd request.

Tomorrow going to deposit this amount into my EPF acc.
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congratz..
pretty similar to my last request's timeline rclxms.gif
lamode
post Mar 30 2015, 10:05 AM

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QUOTE(yorae9 @ Mar 30 2015, 08:56 AM)
this min 5K can fufilled by combined all oustanding balance from other banks or not?
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just need to see carefully tongue.gif rclxms.gif smile.gif


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lamode
post Apr 16 2015, 10:49 PM

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QUOTE(koinibler @ Apr 16 2015, 06:07 PM)
Yes, BT from AEON to other Bank.

I already did succesfuly BT from AEON to Maybank ( 3 times) but my BT from AEON to Citibank is decline for reason that Aeon is not a bank.

Aeon so far had no problem to accept BT from any other bank.

I wonder if anybody had do BT from AEON to like say CIMB or Public Bank?
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sent requests to PBB few times already, they always paid AEON within 3 business days. rclxms.gif rclxms.gif
lamode
post Jun 1 2015, 02:35 PM

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QUOTE(engtat @ Jun 1 2015, 11:37 AM)
For PBB, if everything goes smooth, how long for them to Approve and Transfer The Money after you submit the application?
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3 bia dyas.
lamode
post Jun 1 2015, 03:14 PM

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QUOTE(engtat @ Jun 1 2015, 02:43 PM)
Include payment to the CC bank? This is deadly fast compared to others like AEON...
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yes, PBB use transfer for payment, AEON needs to post the cheque leh...
lamode
post Jun 10 2015, 09:54 AM

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called to MBB CS to inform them i want to settle all the outstanding 0% BTs, but was told need to write them a simple email instead.
for the email address, kindly search this thread.
there's no penalty for early settlement, trying to clear up cards outstanding to apply loan... smile.gif

lamode
post Jun 10 2015, 11:21 AM

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QUOTE(bee993 @ Jun 10 2015, 11:13 AM)
not the bt form...i looking for redemption form
thanks for effort notworthy.gif
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have fun tongue.gif

https://www.aeonmalaysia.com.my/acs/static/...m%20English.pdf
lamode
post Aug 11 2015, 10:24 AM

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QUOTE(xalim @ Aug 11 2015, 10:18 AM)
can i apply BT while i'm applying credit card?
or need to have cc first before apply BT?
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CC first.
if CC not approve, how to BT?
lamode
post Feb 12 2016, 02:00 PM

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QUOTE(sushix @ Feb 12 2016, 01:39 PM)
Not sure if this has been answered before, but need the answer urgently.

Will balance transfer affect my credit score?

I was offered to BT 1.5k from Aeon to HSBC to get the RM 250 cash back and 6 month 0% installment.

Just thinking whether it is worth to do so. Will cancel it if it will affect my credit score.
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no, it won't effect your credit score if you pay on time.
however, it will increase your commitment as 1.5k will shows as CC outstanding, and bank usually consider 5% of that into your monthly commitment.
lamode
post Mar 25 2016, 10:28 AM

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QUOTE(onnying88 @ Mar 25 2016, 10:09 AM)
One more very important things, once you done BT to HSBC. Your HSBC card no longer enjoy free of interest for 20 days for new swipe. Whatever new swipe you need to pay off the next day or standard interest rate will be charge.
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huh? my 0% BT for 3 mths still processing.

But my understanding is that new swipe within the 3 mths period still get 20 days of free interest from statement day, so long you paid off ALL previous swipes in FULL...
lamode
post Mar 28 2016, 06:13 PM

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QUOTE(lamode @ Mar 25 2016, 10:28 AM)
huh? my 0% BT for 3 mths still processing.

But my understanding is that new swipe within the 3 mths period still get 20 days of free interest from statement day, so long you paid off ALL previous swipes in FULL...
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got a verification call from HSBC this morning a 3 mth 0% BT.
The officer was very polite and got told my card entitled for 6 mths 0%BT( no upfront fees, no admin fees, no early settlement penalty), so I asked to change the tenure to 6 mths.
lamode
post Apr 1 2016, 10:57 AM

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QUOTE(CalvinCLK @ Mar 4 2016, 08:48 AM)
Thanks. Just wanna see if anyone here has done it before without any problem.  smile.gif
Probably she asked because i have been doing overpayment transfer for the recent 3 months. This is the first time i got this question: reason of overpayment, from which bank. I just answered honestly it's BT. Approved within 4 working days.
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wah looking to refund/transfer about 20k to MBB saving acc.
i was asked the same, PLUS to provide receipt for the payment for amount more than 10k.

then i just asked the CS make a request for 10k, as i don't want the hassle.
5 mins later, made another call to make another request.

it's pretty much depends on the CS, some very cincai, some very strict. hmm.gif
i suppose the CS for Visa Infinite would be more helpful, too bad i cancelled the card.
lamode
post Apr 4 2016, 06:33 PM

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QUOTE(jtl @ Apr 4 2016, 03:19 PM)
Any banks offering 0% Balance Transfer now?
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only if u willing to read first post. ranting.gif bangwall.gif
lamode
post Apr 5 2016, 08:17 AM

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QUOTE(lamode @ Apr 1 2016, 10:57 AM)
wah looking to refund/transfer about 20k to MBB saving acc.
i was asked the same, PLUS to provide receipt for the payment for amount more than 10k.

then i just asked the CS make a request for 10k, as i don't want the hassle.
5 mins later, made another call to make another request.

it's pretty much depends on the CS, some very cincai, some very strict.  hmm.gif
i suppose the CS for Visa Infinite would be more helpful, too bad i cancelled the card.
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I got the refund yesterday, 4th biz day, surprisingly it came in single transaction for the total amount smile.gif
lamode
post Apr 5 2016, 04:28 PM

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QUOTE(jtl @ Apr 5 2016, 02:26 PM)
I believe first post has not been updated since 2014? Correct me if I am wrong
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post Sep 20 2014, 02:05 PM, updated 17h ago
lamode
post Apr 5 2016, 05:17 PM

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QUOTE(jtl @ Apr 5 2016, 05:03 PM)
My apologies, I must have missed that
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happy 0% BT smile.gif

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