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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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TSbrotan
post Oct 11 2014, 11:46 AM

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got my pb visa signature. woo hoo.

more rebates
TSbrotan
post Oct 12 2014, 07:01 PM

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QUOTE(bee993 @ Oct 12 2014, 06:48 PM)
ok thx...start this month no need pay aeon use my money haha brows.gif
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you have to pay, ... finally rclxms.gif
TSbrotan
post Oct 13 2014, 11:17 AM

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QUOTE(bee993 @ Oct 12 2014, 07:07 PM)
hehe...bt mbb to aeon d

now bt to mbb from aeon ocbc

next month repeat thumbup.gif
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i know . as said, finally ....... tongue.gif
TSbrotan
post Oct 17 2014, 02:43 PM

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QUOTE(tifosi @ Oct 17 2014, 12:03 PM)
Anyone knows what's the CL for MBB BT? 80% or there's none?

The cheque from AEON to MBB haven't clear yet but I want to BT my AEON amount back to MBB already as I am cutting the date a bit close.
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you can try call mbb to find out and share here rclxms.gif

This post has been edited by brotan: Oct 17 2014, 02:43 PM
TSbrotan
post Oct 18 2014, 02:55 PM

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QUOTE(iamWill @ Oct 18 2014, 02:04 PM)
For bt to MBB, can I send total outstanding credit card statement instead of monthly statement?
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normally they accept monthly statement only
TSbrotan
post Oct 18 2014, 07:40 PM

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QUOTE(leo_kiatez @ Oct 18 2014, 03:45 PM)
BT to mbb no need any statement??
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Most banks need statement (eh aeon, mbb)

Other forumer is right. Pbb no need statement
TSbrotan
post Oct 21 2014, 11:12 AM

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QUOTE(~Eveready~ @ Oct 21 2014, 11:07 AM)
many thanks for the quick reply!  thumbup.gif  thumbup.gif
On the other note, perhaps @brotan can include below emails for the respective banks for BT application in the first post:

Public Bank: custsvc@publicbank.com.my
Aeon: customer.service@aeonmalaysia.com.my
sekian,
biggrin.gif
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done
TSbrotan
post Nov 12 2014, 02:42 PM

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QUOTE(yujin86 @ Nov 12 2014, 02:37 PM)
what is the email address fro maybank 0% balance transfer application?

cant find it at mbb website

thanks
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pls check mbb spoiler on post #1
TSbrotan
post Nov 25 2014, 03:46 PM

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QUOTE(~Eveready~ @ Nov 25 2014, 11:09 AM)
Off Topic: how do u guys request to increase credit limit for:

- Maybank
- Aeon credit
- Public bank

Got any link for application form or...?
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just call their CS is enough
TSbrotan
post Nov 25 2014, 03:47 PM

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QUOTE(Kcee @ Nov 22 2014, 09:34 AM)
Indirectly, can this be a legal way to withdraw cash from credit cards without incurring cash advance fees and high interest
charges? I'm interested in this issue. Like, why are we allowed to withdraw the overpaid portion.... and does all banks work this way.....
Interesting.....
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you will be charged withdrawal fee (if not mistaken, 1% ???)

but you will not be charged finance fee (which is interest rate) as long as you don't withdraw more than what you have
TSbrotan
post Dec 9 2014, 10:17 AM

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QUOTE(bearbear @ Dec 8 2014, 07:22 PM)
Any existin affin user? Must show statement but can be combined 5k from different card?
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affin is not popular. you can get answer faster by calling their CS
TSbrotan
post Dec 9 2014, 11:27 AM

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QUOTE(cenkudu @ Dec 9 2014, 11:24 AM)
can we balance transfer from a credit card that not under our name?
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if can, i want to BT to your credit card. rclxms.gif
TSbrotan
post Dec 9 2014, 11:52 AM

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QUOTE(fruitie @ Dec 9 2014, 11:35 AM)
Oh then we are in the same encounter. I don't mind paying to MBB but if can get back the amount, why not. blush.gif
I just submitted via fax, hopefully some good news soon from AEON.

I don't know what amount to fill up so just filled up the total outstanding of my Visa+AmEx. blush.gif

My first BT and hope it goes well.
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you can't get the amount back in physical cash the extra paid can be used for the bill the month after
TSbrotan
post Dec 9 2014, 05:01 PM

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QUOTE(victorywp @ Dec 9 2014, 04:17 PM)
for pbb, i think you can put valid until 31/3/2015 first as per their website.
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they always auto extend. so lazy to keep update the dates and that's why i said they normally auto extend

so, unless there's a change in what they offer compare to what's listed, i will keep it as it is
TSbrotan
post Dec 19 2014, 10:52 AM

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QUOTE(tifosi @ Dec 11 2014, 12:21 AM)
Still can survive. If cannot then just swipe for meals to enter into infinite BT loop laugh.gif

Yeah. BT is advantageous to discipline people. Need alot of tracking. Like for me, my available CL is on top of my mind always so I don't get embarrassed when swiping tongue.gif

And I make sure the money I suppose to pay goes into my loan account and not iPhone 6  whistling.gif
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actually your housing loan is flexi or non flexi type?

if flexi type, not a big issue

since money saved from BT is put into housing loan, when you need to pay the cc, just withdraw from your housing loan
TSbrotan
post Dec 30 2014, 04:32 PM

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QUOTE(zr125 @ Dec 30 2014, 04:26 PM)
Want to ask..

For PBB 0% BT, the 6th month payment, we pay after statement date or after BT end date?
PBB BT got some charges right if we settle early?
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always statement date
TSbrotan
post Dec 31 2014, 02:49 PM

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QUOTE(MiKE7LIM @ Dec 31 2014, 01:24 PM)
Hi, seem most the comment and I guess the 0% BT is applicable for 12months but not 6months ?
For Aeon an MBB
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aeon 6 months
mbb 12 months

and yeah, read post #1 before asking anything on the thread

This post has been edited by brotan: Dec 31 2014, 02:50 PM
TSbrotan
post Jan 6 2015, 02:13 PM

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QUOTE(radi0head @ Jan 5 2015, 06:03 PM)
Which bank offer 0% for now ? I would like to apply one as my current CC is 'grewing'. I need to control it already.  sweat.gif
Is the 1st page information up to date ?
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unless someone tells me or i found out myself, it is still valid

but always call cs to double confirm
TSbrotan
post Jan 7 2015, 09:12 AM

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QUOTE(eric84cool @ Jan 6 2015, 11:58 PM)
Guys, went through this thread for 1st time....got some question to ask.

if my MBB have statement around 14k and I would like to BT to my existing AEON gold but CL is only 12k. I could only BT 9.6k from MBB to AEON right?

Any other possible solution to BT the remaining 4.4k? Is it by applying new CC like PBB/AFFIN then BT to enjoy 0% BT?

which CC currently in between PBB/AFFIN that doesn't incur annual fee?
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yes, only 9.6k

for 0% BT, pls check post #1
TSbrotan
post Jan 8 2015, 09:29 AM

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QUOTE(victorywp @ Jan 8 2015, 12:30 AM)
assuming your cl is 12k, your total available bt is 9.6k. let's say your first bt was 5k, so you can only do a bt up to 4.6k on the second time, of course a little bit higher, if you have paid your first bt instalment.
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just to add further clarification on this

if cl = 12k
total outstanding (from previous BT + normal swipe) = 5k

available credit = RM 7k

max available for BT = RM 5.6k (80% on RM7k)

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